Fishers, IN 55+ Active Adult Retirement Communities

Climate & Geography

Fishers is a northeastern suburb in the Indianapolis metro area, and experiences a humid continental climate: summers are hot and humid, winters are cold with frequent ice storms, and spring and fall are pleasant. Rainfall and snowfall are average, and there are  about187 days of sun a year throughout the year.

Much like the rest of Indiana and the Midwest, Fishers is located on flat prairieland. The White River and Geist Reservoir make up the west and east borders, respectively.

Recreation, Culture, & Entertainment

There are several greenspaces near Fishers for outdoor recreation lovers. Ritchey Woods Nature Preserve, right by the city, is popular for its hiking trails. Just a short drive away are the Flat Fork Creek park and Fort Harrison State Park, also offering hiking and biking trails. Residents can also fish and boat at Geist Reservoir, or golf at one of the many courses in the city.

The Nickel Plate District is Fishers’ downtown area, featuring a mix of large chain stores and local high-end boutiques. The area also features local cafes and eateries, breweries and wineries, and art galleries.

Residents seeking even more shopping and dining as well as sporting events can drive just under an hour to downtown Indianapolis.

Cost of Living & Taxes

Fishers’ cost of living is higher than average because of the cost of housing and transportation. All other factors, including groceries, utilities, and health care are below average.

Indiana does not tax Social Security, but it does tax all other forms of retirement income at the state’s flat rate of 3.23 percent. Property taxes are low, and retirees may be eligible for a homestead exemption. The state sales tax rate of 7 percent is close to the national average.

Health Care

55+ community residents in Fishers have several nearby medical centers to choose from. Fishers’ only hospital within city limits is St. Vincent Fishers Hospital. Nearby Carmel has two hospitals that are rated as high performing by U.S. News: Indiana University Health North Hospital and Franciscan Health Carmel. Indiana University Health Medical Center in Indianapolis is nationally ranked.