Westfield, IN 55+ Active Adult Retirement Communities

Westfield, a small city nestled in Hamilton County, Indiana, lies just 20 miles north of the state capital, Indianapolis. Active adults seeking a Midwest retreat with a community ethos centered on nature and wellness find 55+ communities in Westfield ideal. Residents also enjoy abundant amenities, from top-notch healthcare to a plethora of recreational pursuits.

Climate and Geography

Westfield experiences a humid continental climate, characterized by four distinct seasons with varying temperatures and weather patterns. Summers are hot and humid with frequent rainfall, while winters bring cold temperatures and snowfall. Annual averages include 42 inches of rainfall, 23 inches of snowfall, and approximately 191 sunny days.

Situated within Central Indiana's mostly flat plains, Westfield resides on the northern edge of the Indianapolis metro area, bridging suburban life to the south with rural farmland to the north.

Recreation, Culture, & Entertainment

Outdoor recreation and community engagement thrive in Westfield, with popular attractions like Urban Vines Winery & Brewery Co., McGregor Park, and Main Street Shoppes. The Grand Park Sports Campus offers sports enthusiasts ample opportunities, while regular community events, including holiday parades and marathons, foster local camaraderie.

Downtown Indianapolis is a mere 30-minute drive away, providing further dining, shopping, and entertainment options. Additionally, Westfield's proximity to Chicago, Cincinnati, and Louisville, all within a three-hour drive, opens avenues for enriching day trips or weekend getaways.

Cost of Living & Taxes

While Westfield's cost of living exceeds the state average, it remains only slightly higher than the national average, largely driven by housing costs. However, other indices such as groceries, healthcare, utilities, and transportation are below average.

Indiana imposes a flat 3.23 percent income tax on both single filers and joint filers. Although Social Security benefits remain untaxed at the state level, other retirement income sources, including pensions and retirement savings, are taxable. Property taxes and sales tax are relatively low, supplemented by tax programs easing property tax burdens for eligible residents.

Health Care

Westfield residents have access to numerous high-performing and nationally ranked healthcare facilities, including Franciscan Health Carmel, Indiana University Health North Hospital, and St. Vincent Indianapolis Hospital. Specializing in diverse procedures and conditions, these hospitals ensure quality healthcare for the community.