Westfield, IN 55+ Active Adult Retirement Communities

Overview 

Westfield is a small city located in Hamilton County, Indiana, about 20 miles north of the state capital, Indianapolis. This city is great for active adults seeking a Midwest location with a community culture based around nature and wellness. Residents of Westfield also benefit from the city's many amenities, including access to great health care and plenty of recreational activities. 

Climate and Geography

Westfield’s climate is categorized as humid continental, which means the area experiences four distinct seasons with a wide range of temperatures and weather. Summers in the region are hot and humid with frequent rain, while winters are cold and snowy with temperatures that are regularly below freezing. On average, residents can expect 42 inches of rainfall, 23 inches of snowfall, and approximately 191 sunny days throughout each year.

The surrounding terrain in Central Indiana is mostly made up of flat plains. Westfield is located on the northern edge of the Indianapolis metro area, which places it in between the other suburbs of the city to the south and swaths of rural farmland to the north. 

Recreation, Culture, & Entertainment 

Many of the popular activities are based around outdoor recreation and local community involvement. Some of the top attractions in Westfield include Urban Vines Winery & Brewery Co., McGregor Park, Saint Maria Goretti Catholic Church, Main Street Shoppes, Grand Park Sports Campus, Birdies Miniature Golf, Tim’s Shooting Academy, and Golden Oak Equestrian Center. Residents can also enjoy a calendar of regular community events such as holiday parades, marathons, and more. 

Downtown Indianapolis can be reached in about 30 minutes, providing residents with even more opportunities for dining, shopping, and entertainment without going too far from home. Chicago, Cincinnati, and Louisville are also all within a three-hour drive, ideal for day trips or weekend getaways to enjoy everything these cities have to offer. 

Cost of Living & Taxes

The cost of living in Westfield is higher than the state average but only slightly higher than the national average. This is primarily due to the high cost of homes and housing, however the other indexes—groceries, health care, utilities, and transportation—are all below average.

Indiana has a flat 3.23 percent income tax for single filers and joint filers alike. Social Security benefits are not taxed at the state level, but other forms of retirement income including pensions and retirement savings accounts are all taxable. The sales tax and property taxes are relatively low, and there are also tax programs that can help alleviate the burden of property taxes for qualifying residents. 

Health Care

There are many high performing and nationally ranked health care facilities accessible to Westfield residents. Such hospitals include Franciscan Health Carmel, Indiana University Health North Hospital, St. Vincent Heart Center, St. Vincent Fishers Hospital, St. Vincent Indianapolis Hospital, OrthoIndy Hospital, Community Hospital East, Indiana University Health Medical Center, Community Hospital of Anderson and Madison County, and Indiana University Health West Hospital. These hospitals specialize in a wide array of procedures and conditions.