Mishawaka, IN 55+ Active Adult Retirement Communities

Mishawaka is a small city in northern Indiana with a 2020 census population of 51,063 residents, 27% of them are over the age of 55. Mishawaka retirement communities appeal to retirees who want to enjoy Midwest living in a city with a lower than average crime rate, lower home & food costs, and easy access to a variety of entertainment options.

Cost of Living & Taxes

Housing and grocery costs are fairly low in Indiana giving the state an overall lower cost of living than the national average.

Mishawaka sales tax is 7%, groceries, prescription drugs and medical supplies are exempt from sales tax in Indiana. The average property tax in St. Joseph County for Mishawaka is 1.0%. Income tax in Indiana averages 4.95% and may include county or municipal taxes. Social Security is not taxed but retirement income from pensions & retirement accounts are taxable.

Recreation, Culture & Entertainment

There are a variety of leisure options for active adults in the Mishawaka area, including:

Art & performances

• • Snite Museum of Art

Historical sites and museums

• • Mishawaka Historical Museum
  • Notre Dame Basilica of the Sacred Heart

Outdoor activities

• • Knollwood Country Club
  • Morris Park Country Club
  • Warren Golf Course

Other activities

• • Mishawaka Riverwalk
  • Potawatomi Zoo

Climate

The Mishawaka area sees about 23 inches of rain per year, much of it falling during the month of June. Average winter temperatures range from 19° to 30°. Summer in Mishawaka is humid with summer temperatures averaging between 63° and 80° with 82% humidity. Average snowfall in Mishawaka is 15 inches with the highest chance of snow during the month of January.

Health Care

The closest hospitals to Mishawaka are:

Unity Physicians Hospital in Mishawaka. Unity Physicians Hospital has 29 beds and is rated as high performing in spinal fusion back surgery by U.S. News & World Report.

Mishawaka Medical Center in Mishawaka. Mishawaka Medical Center has 254 beds and is highly ranked by U.S. News & World Report for treating kidney failure, stroke, hip and knee replacement surgeries, and in caring for patients with COPD.

Memorial Hospital of South Bend in South bend, 4.4 miles from Mishawaka. Memorial Hospital of South Bend is a Level II trauma center. The 449 bed hospital is a recognized Primary Stroke Center and a Verified Trauma Center by the American College of Surgeons. They have a 5 star quality rating from the Centers for Medicare & Medicaid Services.