Edgewater, MD 55+ Active Adult Retirement Communities

Overview

Located on the South River in Maryland, Edgewater is a prime location for retirees seeking relaxed living near the water. The community is just seven miles from downtown Annapolis and 32 miles from downtown Washington D.C., putting residents within reach of big city amenities and entertainment. In addition, Edgewater offers tranquil nature areas and marinas that offer opportunities to enjoy a number of outdoor recreation activities.

Climate & Geography

The climate in Edgewater is classified as humid subtropical, characterized by cool winters and warm summers. Residents can expect more rainfall than average, less snowfall, and approximately 212 sunny days throughout each year.

Edgewater is situated on low land along the South River, with Warehouse Creek, Almshouse Creek, and Beards Creek all running along Edgwater's borders.

Recreation, Culture, & Entertainment

A small, quaint community, Edgewater is an ideal location for retirees who want to live in a laid-back area that offers easy access to a number of shopping and dining options. Downtown Annapolis is just a 15 minute drive from Edgewater, and downtown Washington D.C. is just 45 minutes away, offering active adults access to an abundance of entertainment opportunities, museums, and historic sites.

Nature lovers will enjoy visiting the Smithsonian Environmental Research Center. Located in Edgewater, the research center offers opportunities for hiking, kayaking, and wildlife viewing. Edgewater also offers multiple marinas off of the South River, providing residents with a chance to get out on the water when desired.

Historic London Town and Gardens is a popular destination for those looking to explore the history of the area. The site allows visitors to take a step back in time to over 200 years ago when the building operated as a tavern. During the warmer months, a variety of flowers bloom in the gardens on site.

Cost of Living & Taxes

The cost of living in Edgewater is higher than the state and national averages. This is mainly due to the relatively high cost of homes and housing in Edgewater.

Sales tax in Maryland is on the lower end of average, at 6 percent. Income tax can range from 2 percent to 5.75 percent, and counties are able to levy additional tax. While property taxes are higher than average, Social Security benefits are not taxed in Maryland.

Health Care

The D.C. area scores very high on Gallup’s Well-Being Index, ranking in the top 22 communities to live in the country.

Edgewater residents can find quality health care options located nearby. Anne Arundel Medical Center, located in Annapolis, is ranked the No. 4 hospital in the state by U.S. News. The hospital is rated as high performing in seven procedures and conditions. MedStar Georgetown University Hospital, located in Washington D.C., is ranked the No. 2 hospital in the D.C. area, and is rated high performing in seven specialties and three procedures and conditions.