Rochester 55+ Retirement Communities

Rochester is a small town in Plymouth County, Massachusetts, located southeast of New Bedford and just 10 miles from the Atlantic Coastline. Its prime location, comfortable lifestyle, and easy access to outdoor recreation have made it a desirable option for retirees.

Climate & Geography

Rochester is a part of Massachusetts’ eastern coastal area which experiences warm summers, milder winters than the rest of the state, and about about 200 sunny days each year.

The surrounding terrain is mostly low, flatlands interspersed with wetlands. There are several brooks and ponds throughout Rochester, and just south of town is Buzzards Bay, which leads to the Atlantic Ocean.

Recreation, Culture & Entertainment

Rochester is home to a tight-knit community and neighborly feel. While there is no designated downtown area, there are plenty of local businesses, restaurants and shops. Not to mention, there are plenty of nature areas such as the East Over Reservation, where active adults can interact with wildlife, go fishing, camping and more. Residents are also in close proximity to the historic city of New Bedford, where they can enjoy all the attractions it has to offer including the Zeiterion Performing Arts Center and New Bedford Whaling Museum.

Cost of Living & Taxes

The cost of living in Rochester is higher than both the national and state average, with the cost of housing and homes being a significant factor.

Massachusetts does not tax Social Security or Railroad Retirement benefits. Income from IRAs, 401(k)s, and any other retirement savings accounts are fully taxed at the state rate of 5.05 percent. Although property taxes can run high, homeowners who are 65 and older may qualify for a real estate tax credit. Massachusetts has a statewide sales tax rate of 6.25 percent.

Health Care

Massachusetts generally ranks among the top states in the U.S. in Gallup’s Well-Being Index.

Although there are no hospitals within Rochester, there are plenty in the neighboring cities of New Bedford, Plymouth, and Fall River, all within a 16-mile radius. There are two hospitals nearby that are rated high performing by U.S News: Beth Israel Deaconess Hospital and Southcoast Hospitals-Fall River.