Rochester, MA 55+ Active Adult Retirement Communities

Overview

Rochester is a small town in Plymouth County, Massachusetts, located southeast of New Bedford and just 10 miles from the Atlantic Coastline. Its prime location, comfortable lifestyle, and easy access to outdoor recreation have made it a desirable option for retirees.

Climate & Geography 

Rochester is a part of Massachusetts’ eastern coastal area which experiences warm summers, milder winters than the rest of the state, and about about 200 sunny days each year. 

The surrounding terrain is mostly low, flatlands interspersed with wetlands. There are several brooks and ponds throughout Rochester, and just south of town is Buzzards Bay, which leads to the Atlantic Ocean.

Recreation, Culture & Entertainment 

Rochester is home to a tight-knit community and neighborly feel. While there is no designated downtown area, there are plenty of local businesses, restaurants and shops. Not to mention, there are plenty of nature areas such as the East Over Reservation, where active adults can interact with wildlife, go fishing, camping and more. Residents are also in close proximity to the historic city of New Bedford, where they can enjoy all the attractions it has to offer including the Zeiterion Performing Arts Center and New Bedford Whaling Museum. 

Cost of Living & Taxes 

The cost of living in Rochester is higher than both the national and state average, with the cost of hosing and homes being a significant factor. One index, health care cost, is well below average. 

Massachusetts does not tax Social Security benefits or most government employee pension income. The state has some of the highest property taxes, ranking among the top 15 in the U.S., however, homeowners and renters who are 70+ can qualify for a refundable tax credit on their income tax to offset property taxes. 

Health Care 

Massachusetts generally ranks among the top states in the U.S. in Gallup’s Well-Being Index. 

Although there are no hospitals within Rochester, there are plenty in the neighboring cities of New Bedford, Plymouth, and Fall River, all within a 16-mile radius. There are two hospitals nearby that are rated high performing by U.S News: Beth Israel Deaconess Hospital and Southcoast Hospitals-Fall River.