Spring Lake, NC 55+ Active Adult Retirement Communities

Overview

Spring Lake is a small town in North Carolina, just outside of Fayetteville. It is located in Cumberland County and neighbors Fort Bragg. The area is surrounded by greenspaces and parks where residents can enjoy an active, outdoor lifestyle. Furthermore, the town has a welcoming culture that offers various programs for all their residents to become involved in the community. 

Climate and Geography

Spring Lake’s humid subtropical climate is characterized by hot summers and mild winters. Spring Lake averages 46 inches of rain, 2 inches of snow, and approximately 220 sunny days per year. Summer temperatures can reach high temperatures in the 90s, and temperatures may drop to the low 30s in the winter.

The Little River runs along the northern border of town, and the Fort Bragg military base is located just to the south. 

Recreation, Culture, & Entertainment 

Some of the top attractions in Spring Lake include Carvers Creek State Park, West Produce, Anderson Creek Golf Club, Fort Bragg Clay Target Center, Megaplay, Pyrates Sports Bar, Billy Blue’s Antiques Oldtiques and Uniques, and Intrigue Children’s Exhibition Center. 

There are many local parks to visit including Mendoza Park, Wilson Avenue Park, Odell Road Park, Woodland West Park, Ruth Street Park. The town also has a Senior Enrichment center with several programs like congregate meals, health screenings, and much more. 

Cost of Living & Taxes

The cost of living in Spring Lake is lower than the state and national average. 

Retirement income like Social Security benefits is not taxed in North Carolina, and railroad retirement benefits are also exempt. Furthermore, retired taxpayers may qualify for the Bailey Exemption, providing additional tax relief. 

There are also property tax programs available for certain residents. To qualify for the Elderly or Disabled exclusion, homeowners must be 65+ or permanently disabled and meet income limitations. The Circuit Breaker Tax Deferment program limits property taxes to 4 percent if homeowners meet income limitations. 

Health Care

Spring Lake residents have several health care facilities to choose from. These options include high performing Cape Fear Valley Medical Center as well as Womack Army Medical Center, Fayetteville Veterans Affairs Medical Center, Highsmith-Rainey Specialty Hospital, Hoke Hospital, Harnett Health System-Dunn, and Central Carolina Hospital.