- 3 beds
- 4 baths
- 2,315 sq ft
685 Waterlily Way, Carmel, IN, 46032
Community: The Cottages at Carmel
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Home type
Single family
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Year built
2009
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Lot size
3,006 sq ft
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Price per sq ft
$233
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Taxes
$4422 / Yr
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HOA fees
$310 / Mo
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Last updated
Today
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Views
8
Questions? Call us: (463) 345-4871
Overview
Enjoy the best of Carmel living at 685 Waterlily Way in The Cottages at Carmel! This beautifully maintained home combines thoughtful updates, flexible living spaces, and the convenience of low-maintenance living in an exceptional location near the Carmel Arts & Design District, Midtown, and the Monon Greenway. Enjoy easy access to downtown Carmel's restaurants, shops, galleries, entertainment, the Palladium, and the popular Carmel Farmers Market. Inside, the inviting open floor plan features soaring ceilings, abundant natural light, hardwood floors, and a spacious great room with a fireplace and custom built-ins. The updated kitchen offers beautiful countertops, stainless steel appliances, a large center island, and ample cabinetry, while the adjoining dining area features a charming built-in window seat. The main-level primary suite includes a beautifully renovated bathroom with dual vanities, a stunning walk-in tiled shower, and an impressive custom walk-in closet. First-floor washer and dryer hookups provide the option for convenient main-level laundry. Upstairs, you'll find two additional bedrooms, two bathrooms, a spacious loft offering flexibility for a home office or second living area, and a generously sized laundry room with ample cabinet storage. The finished sunroom provides another inviting place to relax, while the private patio overlooks a beautifully landscaped, wooded backdrop. Enjoy more free time with HOA services that include lawn care, landscaping, seasonal leaf removal, gutter cleaning, driveway and sidewalk snow removal, and exterior maintenance. Whether you're exploring everything Carmel has to offer or traveling, this home provides the perfect balance of comfort, convenience, and low-maintenance living!
Interior
Appliances
- Gas Cooktop, Dishwasher, Disposal, Gas Water Heater, MicroHood, Electric Oven, Refrigerator
Bedrooms
- Bedrooms: 3
Bathrooms
- Total bathrooms: 4
- Half baths: 1
- Full baths: 3
Cooling
- Central Air
Heating
- Forced Air, Natural Gas
Fireplace
- 1, Gas Log,Living Room
Features
- Kitchen/Dining Combo, Dual Sinks, Tub Shower, Walk-In Closet(s), Cathedral Ceiling(s), Wood Work Painted, Paddle Fan, Bath Sinks Double Main, Entrance Foyer, Hi-Speed Internet Availbl, Kitchen Island
Levels
- Two
Size
- 2,315 sq ft
Exterior
Private Pool
- No
Garage
- Garage Spaces: 2
- Attached
- Concrete
Carport
- None
Year Built
- 2009
Lot Size
- 0.07 acres
- 3,006 sq ft
Waterfront
- No
Water Source
- Public
Sewer
- Municipal Sewer Connected
Community Info
HOA Information
- Association Fee: $310
- Association Fee Frequency: Monthly
- Association Fee Includes: Association Builder Controls, Entrance Common, Insurance, Lawncare, Maintenance Grounds, Maintenance Structure, Maintenance, Management, Snow Removal, Trash
Taxes
- Annual amount: $4,422.00
- Tax year: 2026
Senior Community
- No
Location
- City: Carmel
- County/Parrish: Hamilton
- Township: Clay
Listing courtesy of: Steven Schell, White Stag Realty, LLC Listing Agent Contact Information: stevenschell@whitestagrealty.com
MLS ID: 22134383
Based on information submitted to the MLS GRID as of Nov 02, 2026, 12:56pm PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Cottages at Carmel Real Estate Agent
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Community Key Facts
Age Restrictions
- None
Amenities & Lifestyle
- See The Cottages at Carmel amenities
- See The Cottages at Carmel clubs, activities, and classes
Homes in Community
- Total Homes: 40
- Home Types: Attached
Gated
- No
Construction
- Construction Dates: 2009 - 2017
- Builder: HighlineUS
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The following amenities are available to The Cottages at Carmel - Carmel, IN residents:
- Walking & Biking Trails
- Parks & Natural Space
There are plenty of activities available in The Cottages at Carmel. Here is a sample of some of the clubs, activities and classes offered here.




