• Home type

    Single family

  • Year built

    2009

  • Lot size

    3,006 sq ft

  • Price per sq ft

    $233

  • Taxes

    $4422 / Yr

  • HOA fees

    $310 / Mo

  • Last updated

    Today

  • Views

    8


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Overview

Enjoy the best of Carmel living at 685 Waterlily Way in The Cottages at Carmel! This beautifully maintained home combines thoughtful updates, flexible living spaces, and the convenience of low-maintenance living in an exceptional location near the Carmel Arts & Design District, Midtown, and the Monon Greenway. Enjoy easy access to downtown Carmel's restaurants, shops, galleries, entertainment, the Palladium, and the popular Carmel Farmers Market. Inside, the inviting open floor plan features soaring ceilings, abundant natural light, hardwood floors, and a spacious great room with a fireplace and custom built-ins. The updated kitchen offers beautiful countertops, stainless steel appliances, a large center island, and ample cabinetry, while the adjoining dining area features a charming built-in window seat. The main-level primary suite includes a beautifully renovated bathroom with dual vanities, a stunning walk-in tiled shower, and an impressive custom walk-in closet. First-floor washer and dryer hookups provide the option for convenient main-level laundry. Upstairs, you'll find two additional bedrooms, two bathrooms, a spacious loft offering flexibility for a home office or second living area, and a generously sized laundry room with ample cabinet storage. The finished sunroom provides another inviting place to relax, while the private patio overlooks a beautifully landscaped, wooded backdrop. Enjoy more free time with HOA services that include lawn care, landscaping, seasonal leaf removal, gutter cleaning, driveway and sidewalk snow removal, and exterior maintenance. Whether you're exploring everything Carmel has to offer or traveling, this home provides the perfect balance of comfort, convenience, and low-maintenance living!


Interior

Appliances

  • Gas Cooktop, Dishwasher, Disposal, Gas Water Heater, MicroHood, Electric Oven, Refrigerator

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total bathrooms: 4
  • Half baths: 1
  • Full baths: 3

Cooling

  • Central Air

Heating

  • Forced Air, Natural Gas

Fireplace

  • 1, Gas Log,Living Room

Features

  • Kitchen/Dining Combo, Dual Sinks, Tub Shower, Walk-In Closet(s), Cathedral Ceiling(s), Wood Work Painted, Paddle Fan, Bath Sinks Double Main, Entrance Foyer, Hi-Speed Internet Availbl, Kitchen Island

Levels

  • Two

Size

  • 2,315 sq ft

Exterior

Private Pool

  • No

Garage

  • Garage Spaces: 2
  • Attached
  • Concrete

Carport

  • None

Year Built

  • 2009

Lot Size

  • 0.07 acres
  • 3,006 sq ft

Waterfront

  • No

Water Source

  • Public

Sewer

  • Municipal Sewer Connected

Community Info

HOA Information

  • Association Fee: $310
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Association Builder Controls, Entrance Common, Insurance, Lawncare, Maintenance Grounds, Maintenance Structure, Maintenance, Management, Snow Removal, Trash

Taxes

  • Annual amount: $4,422.00
  • Tax year: 2026

Senior Community

  • No

Location

  • City: Carmel
  • County/Parrish: Hamilton
  • Township: Clay

Listing courtesy of: Steven Schell, White Stag Realty, LLC Listing Agent Contact Information: stevenschell@whitestagrealty.com

MLS ID: 22134383

Mibor

Based on information submitted to the MLS GRID as of Nov 02, 2026, 12:56pm PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.


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Community Key Facts

The Cottages at Carmel

Age Restrictions

  • None

Amenities & Lifestyle

  • See The Cottages at Carmel amenities
  • See The Cottages at Carmel clubs, activities, and classes

Homes in Community

  • Total Homes: 40
  • Home Types: Attached

Gated

  • No

Construction

  • Construction Dates: 2009 - 2017
  • Builder: HighlineUS

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The Cottages at Carmel Real Estate Agent

Want to learn more about The Cottages at Carmel?

Here is the community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.

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Want to learn more about The Cottages at Carmel?

Get in touch with a community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.

Get started today with your personalized 55+ search experience!

Homes Sold:

55+ Homes Sold:

Sold for this Community:

Avg. Response Time:

Global - Lead Form - Buyer Only
*55places does not provide or maintain community HOA information.
By requesting more information, you agree that 55places placeholder may call, text, or email you about your inquiry, which may be made with automated means (including recorded voice messages, SMS, or text messages). You understand that your consent is not a prerequisite for buying, selling or renting a property. You may revoke your consent at any time by contacting optout@55places.com. Message/data rates may apply. You also agree to 55places.com's Privacy Policy and Terms of Use.

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