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Lancaster, SC 55+ active adult communities & homes for sale

Living in Lancaster

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of…

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of big-name and locally-owned shops and restaurants, offering residents all the necessary daily amenities. Besides this, its very affordable housing and proximity to historic Rock Hill make Lancaster a popular retirement destination for active adults.

Climate & Geography

Lancaster has a humid subtropical climate characterized by its four distinct seasons. Summers are hot and humid, winters are cool and dry, and spring and fall are pleasant. Nearby mountain ranges help regulate winter temperatures, blocking extremely cold northwestern winds. Precipitation is evenly spread throughout the year, resulting in higher than average rain and very little snowfall. There are, on average, 213 days of sun each year.

Recreation, Culture & Entertainment

Most of Lancaster’s outdoor recreation revolves around its many small bodies of water. These include Bear Creek, Betheas Pond, Cane Creek, Lancaster Reservoir, Catawba River, and more. Andrew Jackson State Park also has fishing opportunities, as well as camping areas and walking trails.

The town offers a wide variety of local and brand-name conveniences. Residents enjoy both family-owned and chain restaurants throughout the city, as well as a local brewery. For shopping, Lancaster offers shops ranging from Walmart and Publix to small specialty stores. Additionally, the Cultural Arts District offers residents a mix of galleries, sculpture parks, murals, and theaters.

Lancaster also has two golf courses and two farmers markets. There are plenty of parks, trails, and a quaint and historic downtown in nearby Rock Hill, a half-hour drive away. Residents looking for even more cultural events and designer shopping can head just over an hour to either Charlotte or Columbia.

Cost of Living & Taxes

Lancaster’s cost of living is well below average, mainly because housing costs are nearly half the national average.

South Carolina does not tax Social Security, and for retirees above the age of 65, any other form of retirement income is largely deductible. The state has one of the lowest property tax rates, and there is a Homestead Exemption aimed at retirees. Sales taxes are somewhat higher than average.

Healthcare

Lancaster is considered on the southern edge of the Charlotte metro area, which ranks in the top 55 communities on Gallup’s Well-Being Index.

Lancaster has one local hospital, MUSC Health Lancaster Medical Center. Nearby hospitals that are rated high performing by U.S. News include Carolinas Healthcare System Union in Monroe, and Piedmont Medical Center in Rock Hill.

Frequently Asked Questions


46 communities near Lancaster

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
4.2 rating (24 reviews) Edgewater The Cottages
$200ks - $300ks
Edgewater The Cottages, Lancaster, SC
New and Resale | Age-targeted | Built 2007 - present | 352 homes
2 rating (2 reviews) Cresswind Charlotte
$300ks - $600ks
Cresswind Charlotte, Charlotte, NC
Resale Only | 55+ age-restricted | Built 2016 - present | 850 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
4 rating (1 reviews) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
5 rating (1 reviews) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
5 rating (1 reviews) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Courtyards at Quail P...
$500ks
The Courtyards at Quail P..., Mint Hill, NC
New Construction | 55+ age-restricted | Built 2025 - present | 66 homes
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
Heritage
$400ks - $500ks
Heritage, Indian Trail, NC
New and Resale | 55+ age-restricted | Built 2018 - present | 340 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Riverside
$400ks
Carolina Riverside, Belmont, NC
New Construction | 55+ age-restricted | Built 2023 - present | 800 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
Polo Club at Weddington
$400ks - $500ks
Polo Club at Weddington, Matthews, NC
Resale Only | Age-targeted | Built 2007 - 2013 | 95 homes
Highcliff at Palisades - ...
$400ks - $700ks
Highcliff at Palisades - ..., Charlotte, NC
New and Resale | Age-targeted | Built 2017 - present | 81 homes
The Courtyards at Cramert...
$300ks - $400ks
The Courtyards at Cramert..., Cramerton, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 72 homes
Bella Sera Villas
$300ks
Bella Sera Villas, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2007 | 166 homes
The Courtyards on Lawyers...
$400ks - $700ks
The Courtyards on Lawyers..., Stallings, NC
New Construction | 55+ age-restricted | Built 2019 - present | 146 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Pinnacle at Wesley Chapel
$400ks - $500ks
Pinnacle at Wesley Chapel, Wesley Chapel, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 60 homes
5 rating (1 reviews) Village of St. Andrews
$300ks - $400ks
Village of St. Andrews, Matthews, NC
Resale Only | Age-targeted | Built 2005 - 2008 | 114 homes
Millbank
$400ks
Millbank, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2018 - present | 51 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
The Courtyards at Wesley ...
$400ks - $600ks
The Courtyards at Wesley ..., Waxhaw, NC
Resale Only | 55+ age-restricted | Built 2017 - 2021 | 136 homes
The Courtyards on Chestnu...
$300ks - $500ks
The Courtyards on Chestnu..., Matthews, NC
Resale Only | 55+ age-restricted | Built 2022 - 2022 | 27 homes
The Courtyards on the Gre...
The Courtyards on the Gre..., Matthews, NC
New Construction | 55+ age-restricted | Built 2025 - present
The Reserve at Cadia Vill...
The Reserve at Cadia Vill..., Matthews, NC
New Construction | Age-targeted | Built 2026 - present
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
The Cottages at The Villa...
$400ks - $500ks
The Cottages at The Villa..., Pineville, NC
Resale Only | 55+ age-restricted | Built 2000 - 2017 | 96 homes
3 rating (1 reviews) The Courtyards at Tega Ca...
$400ks - $500ks
The Courtyards at Tega Ca..., Tega Cay, SC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 45 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Courtyards at Mint Hi...
$400ks - $700ks
The Courtyards at Mint Hi..., Mint Hill, NC
Resale Only | 55+ age-restricted | Built 2022 - 2023 | 38 homes
Polo Club at Matthews
$300ks
Polo Club at Matthews, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2005 | 64 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
1...2
New Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
New
Cindy Certified
4931 TRIGNEY CT, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$470,000

3 beds

|

2 baths

|

1,648 sq ft

|

House

4931 TRIGNEY CT, CHARLOTTE, NC, 28214
New Sun City Carolina Lakes 911 LILY MAGNOLIA CT, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$349,000

2 beds

|

2 baths

|

1,393 sq ft

|

Townhouse

911 LILY MAGNOLIA CT, INDIAN LAND, SC, 2...
New Sun City Carolina Lakes 2015 VERMOUNT WAY, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$525,000

3 beds

|

2 baths

|

1,989 sq ft

|

House

2015 VERMOUNT WAY, INDIAN LAND, SC, 2970...
New Edgewater The Cottages 60119 BLUE BIRD LN 667, LANCASTER, SC, 2..., Lancaster, SC 29720
$285,500

3 beds

|

2 baths

|

1,407 sq ft

|

Townhouse

60119 BLUE BIRD LN 667, LANCASTER, SC, 2...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
New The Gentry at Handsmill on Lake Wylie 8027 LONGWATERS CT 50, YORK, SC, 29745, York, SC 29745
$900,000

3 beds

|

3 baths

|

2,707 sq ft

|

House

8027 LONGWATERS CT 50, YORK, SC, 29745
New Sun City Carolina Lakes 41055 CALLA LILY ST, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$510,000

2 beds

|

2 baths

|

2,173 sq ft

|

House

41055 CALLA LILY ST, INDIAN LAND, SC, 29...
New
Cindy Certified
532 TATES TRL 21, CRAMERTON, NC, 28032, Cramerton, NC 28032
$439,920

3 beds

|

2 baths

|

1,678 sq ft

|

House

532 TATES TRL 21, CRAMERTON, NC, 28032
New Carolina Orchards 411 HAVEN AVE, FORT MILL, SC, 29715, Fort Mill, SC 29715
$949,000

3 beds

|

4 baths

|

3,495 sq ft

|

House

411 HAVEN AVE, FORT MILL, SC, 29715
Community: Carolina Orchards
New Cresswind Wesley Chapel 6079 WALDORF AVE, MONROE, NC, 28110, Monroe, NC 28110
$580,000

2 beds

|

2 baths

|

2,027 sq ft

|

House

6079 WALDORF AVE, MONROE, NC, 28110
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New Heritage 1407 CURLING CREEK DR, INDIAN TRAIL, NC,..., Indian Trail, NC 28079
$475,000

2 beds

|

2 baths

|

1,846 sq ft

|

House

1407 CURLING CREEK DR, INDIAN TRAIL, NC,...
Community: Heritage
New Carolina Riverside 2611 HEADWIND CT, BELMONT, NC, 28012, Belmont, NC 28012
$664,382

2 beds

|

2 baths

|

1,872 sq ft

|

House

2611 HEADWIND CT, BELMONT, NC, 28012
Community: Carolina Riverside
New Esplanade at Northgate 324 SUNHARVEST LN, INDIAN TRAIL, NC, 280..., Indian Trail, NC 28079
$434,000

3 beds

|

2 baths

|

1,375 sq ft

|

House

324 SUNHARVEST LN, INDIAN TRAIL, NC, 280...
New Bella Sera Villas 2604 BELLASERA WAY, MATTHEWS, NC, 28105, Matthews, NC 28105
$650,000

3 beds

|

3 baths

|

3,430 sq ft

|

Townhouse

2604 BELLASERA WAY, MATTHEWS, NC, 28105
Community: Bella Sera Villas
New Sun City Carolina Lakes 56119 FINCHES CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$475,000

2 beds

|

2 baths

|

1,864 sq ft

|

House

56119 FINCHES CT, INDIAN LAND, SC, 29707
New Cresswind Wesley Chapel 6015 WALDORF AVE, MONROE, NC, 28110, Monroe, NC 28110
$743,000

3 beds

|

3 baths

|

2,554 sq ft

|

House

6015 WALDORF AVE, MONROE, NC, 28110
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Cresswind Charlotte 8407 FESTIVAL WAY, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$575,000

3 beds

|

3 baths

|

2,434 sq ft

|

House

8407 FESTIVAL WAY, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Regency at Palisades 12047 COVE CT, CHARLOTTE, NC, 28278, Charlotte, NC 28278
$799,999

3 beds

|

4 baths

|

3,199 sq ft

|

House

12047 COVE CT, CHARLOTTE, NC, 28278
Roselyn 3322 AMARILLO CT, LANCASTER, SC, 29720, Lancaster, SC 29720
$389,000

2 beds

|

2 baths

|

1,621 sq ft

|

House

3322 AMARILLO CT, LANCASTER, SC, 29720
Community: Roselyn
Sun City Carolina Lakes 3008 AUTUMN HILL LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$410,000

2 beds

|

2 baths

|

1,390 sq ft

|

House

3008 AUTUMN HILL LN, INDIAN LAND, SC, 29...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Carolina Lakes 26407 SANDPIPER CT, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$475,000

2 beds

|

2 baths

|

1,874 sq ft

|

House

26407 SANDPIPER CT, INDIAN LAND, SC, 297...
Tree Tops 5005 BIG BEND DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$689,000

4 beds

|

4 baths

|

2,856 sq ft

|

House

5005 BIG BEND DR, LANCASTER, SC, 29720
Community: Tree Tops
Sun City Carolina Lakes 43029 MIMOSA CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$495,900

2 beds

|

2 baths

|

1,731 sq ft

|

House

43029 MIMOSA CT, INDIAN LAND, SC, 29707
Sun City Carolina Lakes 1966 LINKS VIEW DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$615,000

3 beds

|

3 baths

|

2,747 sq ft

|

House

1966 LINKS VIEW DR, INDIAN LAND, SC, 297...
Polo Club at Weddington 3546 S BANK CT, CHARLOTTE, NC, 28105, Charlotte, NC 28105
$455,000

2 beds

|

2 baths

|

1,645 sq ft

|

Condo

3546 S BANK CT, CHARLOTTE, NC, 28105
Carolina Orchards 1018 KIRBY DR, FORT MILL, SC, 29715, Fort Mill, SC 29715
$499,000

2 beds

|

2 baths

|

1,422 sq ft

|

House

1018 KIRBY DR, FORT MILL, SC, 29715
Community: Carolina Orchards
Cypress Point 1726 SANTA CLARA TRCE, CLOVER, SC, 29710, Clover, SC 29710
$530,000

4 beds

|

4 baths

|

2,728 sq ft

|

House

1726 SANTA CLARA TRCE, CLOVER, SC, 29710
Community: Cypress Point
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Brook Run 920 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$449,900

2 beds

|

3 baths

|

1,959 sq ft

|

Townhouse

920 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Brook Run 916 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$469,900

3 beds

|

4 baths

|

2,196 sq ft

|

Townhouse

916 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Brook Run 912 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$469,900

2 beds

|

3 baths

|

2,196 sq ft

|

Townhouse

912 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cresswind Wesley Chapel 4023 BELLE MONT FARM AVE, MONROE, NC, 28..., Monroe, NC 28110
$1,250,000

4 beds

|

4 baths

|

3,347 sq ft

|

House

4023 BELLE MONT FARM AVE, MONROE, NC, 28...
Cindy Certified
6411 BARCELONA WAY, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$499,999

3 beds

|

3 baths

|

2,022 sq ft

|

House

6411 BARCELONA WAY, CHARLOTTE, NC, 28214
Sun City Carolina Lakes 17444 HAWKS VIEW DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$335,000

2 beds

|

2 baths

|

1,121 sq ft

|

House

17444 HAWKS VIEW DR, INDIAN LAND, SC, 29...
Edgewater The Cottages 22444 GATEWAY DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$300,000

2 beds

|

3 baths

|

1,681 sq ft

|

House

22444 GATEWAY DR, LANCASTER, SC, 29720
Encore at Streamside 1354 IDYLLIC LN, WAXHAW, NC, 28173, Waxhaw, NC 28173
$570,825

2 beds

|

2 baths

|

1,611 sq ft

|

House

1354 IDYLLIC LN, WAXHAW, NC, 28173
Highcliff at Palisades - The Gardens 15706 AVIARY ORCHARD WAY, CHARLOTTE, NC,..., Charlotte, NC 28278
$755,000

4 beds

|

3 baths

|

2,954 sq ft

|

House

15706 AVIARY ORCHARD WAY, CHARLOTTE, NC,...
Carolina Orchards 689 BIRCHWAY DR, FORT MILL, SC, 29715, Fort Mill, SC 29715
$650,000

2 beds

|

2 baths

|

2,226 sq ft

|

House

689 BIRCHWAY DR, FORT MILL, SC, 29715
Community: Carolina Orchards
Roselyn 384 WAXHAW VILLAGE RD 310, LANCASTER, SC..., Lancaster, SC 29720
$379,899

3 beds

|

2 baths

|

1,620 sq ft

|

House

384 WAXHAW VILLAGE RD 310, LANCASTER, SC...
Community: Roselyn
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Cindy Certified
6410 TURKEY ROOST WAY 211, LANCASTER, SC..., Lancaster, SC 29720
$410,889

2 beds

|

2 baths

|

1,816 sq ft

|

House

6410 TURKEY ROOST WAY 211, LANCASTER, SC...
Tree Tops 7114 SUNSET CRATER PL, LANCASTER, SC, 29..., Lancaster, SC 29720
$525,000

2 beds

|

2 baths

|

1,839 sq ft

|

House

7114 SUNSET CRATER PL, LANCASTER, SC, 29...
Community: Tree Tops
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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