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Lancaster, SC 55+ active adult communities & homes for sale

Living in Lancaster

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of…

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of big-name and locally-owned shops and restaurants, offering residents all the necessary daily amenities. Besides this, its very affordable housing and proximity to historic Rock Hill make Lancaster a popular retirement destination for active adults.

Climate & Geography

Lancaster has a humid subtropical climate characterized by its four distinct seasons. Summers are hot and humid, winters are cool and dry, and spring and fall are pleasant. Nearby mountain ranges help regulate winter temperatures, blocking extremely cold northwestern winds. Precipitation is evenly spread throughout the year, resulting in higher than average rain and very little snowfall. There are, on average, 213 days of sun each year.

Recreation, Culture & Entertainment

Most of Lancaster’s outdoor recreation revolves around its many small bodies of water. These include Bear Creek, Betheas Pond, Cane Creek, Lancaster Reservoir, Catawba River, and more. Andrew Jackson State Park also has fishing opportunities, as well as camping areas and walking trails.

The town offers a wide variety of local and brand-name conveniences. Residents enjoy both family-owned and chain restaurants throughout the city, as well as a local brewery. For shopping, Lancaster offers shops ranging from Walmart and Publix to small specialty stores. Additionally, the Cultural Arts District offers residents a mix of galleries, sculpture parks, murals, and theaters.

Lancaster also has two golf courses and two farmers markets. There are plenty of parks, trails, and a quaint and historic downtown in nearby Rock Hill, a half-hour drive away. Residents looking for even more cultural events and designer shopping can head just over an hour to either Charlotte or Columbia.

Cost of Living & Taxes

Lancaster’s cost of living is well below average, mainly because housing costs are nearly half the national average.

South Carolina does not tax Social Security, and for retirees above the age of 65, any other form of retirement income is largely deductible. The state has one of the lowest property tax rates, and there is a Homestead Exemption aimed at retirees. Sales taxes are somewhat higher than average.

Healthcare

Lancaster is considered on the southern edge of the Charlotte metro area, which ranks in the top 55 communities on Gallup’s Well-Being Index.

Lancaster has one local hospital, MUSC Health Lancaster Medical Center. Nearby hospitals that are rated high performing by U.S. News include Carolinas Healthcare System Union in Monroe, and Piedmont Medical Center in Rock Hill.

Frequently Asked Questions


47 communities near Lancaster

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
4.2 rating (24 reviews) Edgewater The Cottages
$200ks - $300ks
Edgewater The Cottages, Lancaster, SC
New and Resale | Age-targeted | Built 2007 - present | 352 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
4 rating (1 review) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
2 rating (2 reviews) Cresswind Charlotte
$300ks - $600ks
Cresswind Charlotte, Charlotte, NC
Resale Only | 55+ age-restricted | Built 2016 - present | 850 homes
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
5 rating (1 review) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
Courtyards on New Hope
$500ks
Courtyards on New Hope, Gastonia, NC
Resale Only | 55+ age-restricted | Built 2021 - 2026 | 30 homes
5 rating (1 review) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
The Courtyards at Quail P...
$500ks
The Courtyards at Quail P..., Mint Hill, NC
New Construction | 55+ age-restricted | Built 2025 - present | 66 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Heritage
$400ks - $500ks
Heritage, Indian Trail, NC
New and Resale | 55+ age-restricted | Built 2018 - present | 340 homes
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
Polo Club at Matthews
$300ks
Polo Club at Matthews, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2005 | 64 homes
Carolina Riverside
$400ks
Carolina Riverside, Belmont, NC
New Construction | 55+ age-restricted | Built 2023 - present | 800 homes
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
Polo Club at Weddington
$400ks - $500ks
Polo Club at Weddington, Matthews, NC
Resale Only | Age-targeted | Built 2007 - 2013 | 95 homes
Pinnacle at Wesley Chapel
$400ks - $500ks
Pinnacle at Wesley Chapel, Wesley Chapel, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 60 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
The Courtyards on Lawyers...
$400ks - $700ks
The Courtyards on Lawyers..., Stallings, NC
New Construction | 55+ age-restricted | Built 2019 - present | 146 homes
The Courtyards on Chestnu...
$300ks - $500ks
The Courtyards on Chestnu..., Matthews, NC
Resale Only | 55+ age-restricted | Built 2022 - 2022 | 27 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
5 rating (1 review) Village of St. Andrews
$400ks - $500ks
Village of St. Andrews, Matthews, NC
Resale Only | Age-targeted | Built 2005 - 2008 | 114 homes
The Meridians
$300ks - $500ks
The Meridians, Charlotte, NC
Resale Only | Age-targeted | Built 2017 - 2020 | 73 homes
The Courtyards at Wesley ...
$400ks - $600ks
The Courtyards at Wesley ..., Waxhaw, NC
Resale Only | 55+ age-restricted | Built 2017 - 2021 | 136 homes
Highcliff at Palisades - ...
$400ks - $700ks
Highcliff at Palisades - ..., Charlotte, NC
New and Resale | Age-targeted | Built 2017 - present | 81 homes
The Courtyards of Marvin
$500ks - $600ks
The Courtyards of Marvin, Marvin, NC
Resale Only | 55+ age-restricted | Built 2015 - 2018 | 61 homes
Millbank
$400ks
Millbank, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2018 - present | 51 homes
Augusta Place at Laurel C...
$400ks - $600ks
Augusta Place at Laurel C..., Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2006 - 2020 | 52 homes
The Cottages at The Villa...
$400ks - $500ks
The Cottages at The Villa..., Pineville, NC
Resale Only | 55+ age-restricted | Built 2000 - 2017 | 96 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Courtyards at Mint Hi...
$400ks - $700ks
The Courtyards at Mint Hi..., Mint Hill, NC
Resale Only | 55+ age-restricted | Built 2022 - 2023 | 38 homes
Bella Sera Villas
$300ks
Bella Sera Villas, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2007 | 166 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
1...2
Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
The Village at India Hook 274 LONE OAK CIR, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$489,900

3 beds

|

3 baths

|

2,401 sq ft

|

Condo

274 LONE OAK CIR, ROCK HILL, SC, 29732
The Townes at Cadia Village 18023 CADIA PL, MATTHEWS, NC, 28105, Matthews, NC 28105
$421,794

3 beds

|

3 baths

|

1,755 sq ft

|

Townhouse

18023 CADIA PL, MATTHEWS, NC, 28105
Brook Run 2329 TULIP BLOSSOM LN, FORT MILL, SC, 29..., Fort Mill, SC 29715
$664,900

3 beds

|

3 baths

|

2,538 sq ft

|

House

2329 TULIP BLOSSOM LN, FORT MILL, SC, 29...
Community: Brook Run
Brook Run 1424 TWIN LEAF RD, FORT MILL, SC, 29715, Fort Mill, SC 29715
$699,900

3 beds

|

3 baths

|

2,796 sq ft

|

House

1424 TWIN LEAF RD, FORT MILL, SC, 29715
Community: Brook Run
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Vineyards on Lake Wylie 9106 LONGVALE LN, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$569,900

4 beds

|

3 baths

|

2,430 sq ft

|

House

9106 LONGVALE LN, CHARLOTTE, NC, 28214
Carolina Reserve Meadows 3013 ANGEL CARRIE LN, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$509,900

5 beds

|

3 baths

|

2,914 sq ft

|

House

3013 ANGEL CARRIE LN, INDIAN LAND, SC, 2...
The Village at India Hook 132 LONE OAK CIR, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$475,000

3 beds

|

2 baths

|

1,925 sq ft

|

Condo

132 LONE OAK CIR, ROCK HILL, SC, 29732
Edgewater The Cottages 24526 BLUE HERON CIR, LANCASTER, SC, 297..., Lancaster, SC 29720
$250,000

2 beds

|

2 baths

|

1,263 sq ft

|

House

24526 BLUE HERON CIR, LANCASTER, SC, 297...
Tree Tops 5005 BIG BEND DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$675,000

4 beds

|

4 baths

|

2,848 sq ft

|

House

5005 BIG BEND DR, LANCASTER, SC, 29720
Community: Tree Tops
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Edgewater The Cottages 25502 SEAGULL DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$375,000

3 beds

|

2 baths

|

1,416 sq ft

|

House

25502 SEAGULL DR, LANCASTER, SC, 29720
The Townes at Cadia Village 18031 CADIA PL, MATTHEWS, NC, 28105, Matthews, NC 28105
$440,340

3 beds

|

3 baths

|

1,734 sq ft

|

Townhouse

18031 CADIA PL, MATTHEWS, NC, 28105
Sun City Carolina Lakes 7000 GREAT SMOKY PL, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$389,000

3 beds

|

2 baths

|

1,535 sq ft

|

House

7000 GREAT SMOKY PL, INDIAN LAND, SC, 29...
Sun City Carolina Lakes 9018 SMOKEY HILL LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$325,000

2 beds

|

2 baths

|

1,318 sq ft

|

Townhouse

9018 SMOKEY HILL LN, INDIAN LAND, SC, 29...
Cresswind Charlotte 8913 SILVER SPRINGS CT, CHARLOTTE, NC, 2..., Charlotte, NC 28215
$749,990

4 beds

|

4 baths

|

3,184 sq ft

|

House

8913 SILVER SPRINGS CT, CHARLOTTE, NC, 2...
Community: Cresswind Charlotte
Heritage 2105 MANOR STONE DR, INDIAN TRAIL, NC, 2..., Indian Trail, NC 28079
$539,000

3 beds

|

3 baths

|

2,217 sq ft

|

House

2105 MANOR STONE DR, INDIAN TRAIL, NC, 2...
Community: Heritage
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Cindy Certified
4689 MONTERRICO DR 80P, LANCASTER, SC, 2..., Lancaster, SC 29720
$346,900

3 beds

|

2 baths

|

1,680 sq ft

|

House

4689 MONTERRICO DR 80P, LANCASTER, SC, 2...
Cindy Certified
4715 MONTERRICO DR 74P, LANCASTER, SC, 2..., Lancaster, SC 29720
$339,900

3 beds

|

2 baths

|

1,587 sq ft

|

House

4715 MONTERRICO DR 74P, LANCASTER, SC, 2...
Cindy Certified
4743 MONTERRICO DR 69P, LANCASTER, SC, 2..., Lancaster, SC 29720
$371,900

3 beds

|

3 baths

|

1,847 sq ft

|

House

4743 MONTERRICO DR 69P, LANCASTER, SC, 2...
Cindy Certified
4723 MONTERRICO DR 72P, LANCASTER, SC, 2..., Lancaster, SC 29720
$345,900

3 beds

|

2 baths

|

1,686 sq ft

|

House

4723 MONTERRICO DR 72P, LANCASTER, SC, 2...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Regency at Palisades 14629 GLEN VALLEY CT, CHARLOTTE, NC, 282..., Charlotte, NC 28278
$770,000

3 beds

|

3 baths

|

5,251 sq ft

|

House

14629 GLEN VALLEY CT, CHARLOTTE, NC, 282...
Carolina Riverside 2659 HEADWIND CT, BELMONT, NC, 28012, Belmont, NC 28012
$515,000

2 beds

|

2 baths

|

1,371 sq ft

|

House

2659 HEADWIND CT, BELMONT, NC, 28012
Community: Carolina Riverside
Courtyards on New Hope 314 LIFESTYLE CT, GASTONIA, NC, 28056, Gastonia, NC 28056
$519,900

3 beds

|

2 baths

|

2,228 sq ft

|

House

314 LIFESTYLE CT, GASTONIA, NC, 28056
Sun City Carolina Lakes 2100 YELLOWSTONE DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$779,000

3 beds

|

4 baths

|

3,206 sq ft

|

House

2100 YELLOWSTONE DR, INDIAN LAND, SC, 29...
Tree Tops 3120 OLIVER STANLEY TRL, LANCASTER, SC, ..., Lancaster, SC 29720
$557,000

2 beds

|

2 baths

|

1,816 sq ft

|

House

3120 OLIVER STANLEY TRL, LANCASTER, SC, ...
Community: Tree Tops
Carolina Orchards 389 HARVEST VALLEY LN, FORT MILL, SC, 29..., Fort Mill, SC 29715
$725,000

3 beds

|

3 baths

|

2,397 sq ft

|

House

389 HARVEST VALLEY LN, FORT MILL, SC, 29...
Community: Carolina Orchards
Sun City Carolina Lakes 15184 LEGEND OAKS CT, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$485,000

2 beds

|

2 baths

|

2,164 sq ft

|

House

15184 LEGEND OAKS CT, INDIAN LAND, SC, 2...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Sun City Carolina Lakes 16344 RAVEN CREST DR, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$359,000

2 beds

|

2 baths

|

1,264 sq ft

|

House

16344 RAVEN CREST DR, INDIAN LAND, SC, 2...
Edgewater The Cottages 21216 SANCTUARY DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$299,999

3 beds

|

2 baths

|

1,294 sq ft

|

House

21216 SANCTUARY DR, LANCASTER, SC, 29720
Tree Tops 8219 ASHER CHASE TRL, INDIAN LAND, SC, 2..., Indian Land, SC 29720
$500,000

2 beds

|

2 baths

|

1,849 sq ft

|

House

8219 ASHER CHASE TRL, INDIAN LAND, SC, 2...
Community: Tree Tops
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Tree Tops 8122 ASHER CHASE TRL, LANCASTER, SC, 297..., Lancaster, SC 29720
$485,000

2 beds

|

2 baths

|

1,584 sq ft

|

House

8122 ASHER CHASE TRL, LANCASTER, SC, 297...
Community: Tree Tops
The Courtyards at Wesley Chapel 2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173, Waxhaw, NC 28173
$749,900

3 beds

|

3 baths

|

2,904 sq ft

|

House

2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173
Sun City Carolina Lakes 55336 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$544,900

3 beds

|

3 baths

|

2,948 sq ft

|

House

55336 DERRINGER AVE, FORT MILL, SC, 2970...
Cindy Certified
5244 ADMIRALS LNDG, LANCASTER, SC, 29720, Lancaster, SC 29720
$399,000

3 beds

|

2 baths

|

2,109 sq ft

|

House

5244 ADMIRALS LNDG, LANCASTER, SC, 29720
Encore at Streamside 1006 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$539,000

2 beds

|

2 baths

|

1,633 sq ft

|

House

1006 LOWLAND WAY, WAXHAW, NC, 28173
Pinnacle at Wesley Chapel 215 PINTAIL DR, MONROE, NC, 28110, Monroe, NC 28110
$499,500

2 beds

|

3 baths

|

1,841 sq ft

|

House

215 PINTAIL DR, MONROE, NC, 28110
Cindy Certified
10025 ST KITTS LANDING LN, CHARLOTTE, NC..., Charlotte, NC 28278
$568,000

3 beds

|

2 baths

|

2,427 sq ft

|

House

10025 ST KITTS LANDING LN, CHARLOTTE, NC...
Sun City Carolina Lakes 7019 SHENANDOAH DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

2,069 sq ft

|

House

7019 SHENANDOAH DR, INDIAN LAND, SC, 297...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Sun City Carolina Lakes 44424 ORIOLE DR 200, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$370,000

3 beds

|

2 baths

|

2,057 sq ft

|

Condo

44424 ORIOLE DR 200, INDIAN LAND, SC, 29...
The Villas at Covington 7424 CLOUDS REST DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$500,000

3 beds

|

2 baths

|

1,738 sq ft

|

House

7424 CLOUDS REST DR, INDIAN LAND, SC, 29...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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