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Lancaster, SC 55+ active adult communities & homes for sale

Living in Lancaster

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of…

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of big-name and locally-owned shops and restaurants, offering residents all the necessary daily amenities. Besides this, its very affordable housing and proximity to historic Rock Hill make Lancaster a popular retirement destination for active adults.

Climate & Geography

Lancaster has a humid subtropical climate characterized by its four distinct seasons. Summers are hot and humid, winters are cool and dry, and spring and fall are pleasant. Nearby mountain ranges help regulate winter temperatures, blocking extremely cold northwestern winds. Precipitation is evenly spread throughout the year, resulting in higher than average rain and very little snowfall. There are, on average, 213 days of sun each year.

Recreation, Culture & Entertainment

Most of Lancaster’s outdoor recreation revolves around its many small bodies of water. These include Bear Creek, Betheas Pond, Cane Creek, Lancaster Reservoir, Catawba River, and more. Andrew Jackson State Park also has fishing opportunities, as well as camping areas and walking trails.

The town offers a wide variety of local and brand-name conveniences. Residents enjoy both family-owned and chain restaurants throughout the city, as well as a local brewery. For shopping, Lancaster offers shops ranging from Walmart and Publix to small specialty stores. Additionally, the Cultural Arts District offers residents a mix of galleries, sculpture parks, murals, and theaters.

Lancaster also has two golf courses and two farmers markets. There are plenty of parks, trails, and a quaint and historic downtown in nearby Rock Hill, a half-hour drive away. Residents looking for even more cultural events and designer shopping can head just over an hour to either Charlotte or Columbia.

Cost of Living & Taxes

Lancaster’s cost of living is well below average, mainly because housing costs are nearly half the national average.

South Carolina does not tax Social Security, and for retirees above the age of 65, any other form of retirement income is largely deductible. The state has one of the lowest property tax rates, and there is a Homestead Exemption aimed at retirees. Sales taxes are somewhat higher than average.

Healthcare

Lancaster is considered on the southern edge of the Charlotte metro area, which ranks in the top 55 communities on Gallup’s Well-Being Index.

Lancaster has one local hospital, MUSC Health Lancaster Medical Center. Nearby hospitals that are rated high performing by U.S. News include Carolinas Healthcare System Union in Monroe, and Piedmont Medical Center in Rock Hill.

Frequently Asked Questions


47 communities near Lancaster

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
4.2 rating (24 reviews) Edgewater The Cottages
$200ks - $300ks
Edgewater The Cottages, Lancaster, SC
New and Resale | Age-targeted | Built 2007 - present | 352 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
4 rating (1 reviews) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
2 rating (2 reviews) Cresswind Charlotte
$300ks - $600ks
Cresswind Charlotte, Charlotte, NC
Resale Only | 55+ age-restricted | Built 2016 - present | 850 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
5 rating (1 reviews) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
5 rating (1 reviews) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Courtyards at Quail P...
$500ks
The Courtyards at Quail P..., Mint Hill, NC
New Construction | 55+ age-restricted | Built 2025 - present | 66 homes
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
Courtyards on New Hope
$500ks
Courtyards on New Hope, Gastonia, NC
Resale Only | 55+ age-restricted | Built 2021 - 2026 | 30 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Polo Club at Matthews
$300ks
Polo Club at Matthews, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2005 | 64 homes
Carolina Riverside
$400ks
Carolina Riverside, Belmont, NC
New Construction | 55+ age-restricted | Built 2023 - present | 800 homes
Polo Club at Weddington
$400ks - $500ks
Polo Club at Weddington, Matthews, NC
Resale Only | Age-targeted | Built 2007 - 2013 | 95 homes
Highcliff at Palisades - ...
$400ks - $700ks
Highcliff at Palisades - ..., Charlotte, NC
New and Resale | Age-targeted | Built 2017 - present | 81 homes
Heritage
$400ks - $500ks
Heritage, Indian Trail, NC
New and Resale | 55+ age-restricted | Built 2018 - present | 340 homes
Pinnacle at Wesley Chapel
$400ks - $500ks
Pinnacle at Wesley Chapel, Wesley Chapel, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 60 homes
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
5 rating (1 reviews) Village of St. Andrews
$300ks - $400ks
Village of St. Andrews, Matthews, NC
Resale Only | Age-targeted | Built 2005 - 2008 | 114 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Courtyards of Marvin
$500ks - $600ks
The Courtyards of Marvin, Marvin, NC
Resale Only | 55+ age-restricted | Built 2015 - 2018 | 61 homes
The Courtyards on Lawyers...
$400ks - $700ks
The Courtyards on Lawyers..., Stallings, NC
New Construction | 55+ age-restricted | Built 2019 - present | 146 homes
The Meridians
$300ks - $500ks
The Meridians, Charlotte, NC
Resale Only | Age-targeted | Built 2017 - 2020 | 73 homes
The Courtyards at Wesley ...
$400ks - $600ks
The Courtyards at Wesley ..., Waxhaw, NC
Resale Only | 55+ age-restricted | Built 2017 - 2021 | 136 homes
The Courtyards on Chestnu...
$300ks - $500ks
The Courtyards on Chestnu..., Matthews, NC
Resale Only | 55+ age-restricted | Built 2022 - 2022 | 27 homes
3 rating (1 reviews) The Courtyards at Tega Ca...
$400ks - $500ks
The Courtyards at Tega Ca..., Tega Cay, SC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 45 homes
Cottages at Marvin Garden...
$800ks
Cottages at Marvin Garden..., Marvin, NC
Resale Only | 55+ age-restricted | Built 2021 - 2023 | 25 homes
The Reserve at Cadia Vill...
The Reserve at Cadia Vill..., Matthews, NC
New Construction | Age-targeted | Built 2026 - present
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Amber Meadows
$600ks - $900ks
Amber Meadows, Marvin, NC
Resale Only | 55+ age-restricted | Built 2017 - 2020 | 44 homes
The Courtyards at Cramert...
$300ks - $400ks
The Courtyards at Cramert..., Cramerton, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 72 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
1...2
Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
The Village at India Hook 274 LONE OAK CIR, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$489,900

3 beds

|

3 baths

|

2,401 sq ft

|

Condo

274 LONE OAK CIR, ROCK HILL, SC, 29732
New Carolina Orchards 389 HARVEST VALLEY LN, FORT MILL, SC, 29..., Fort Mill, SC 29715
$725,000

3 beds

|

3 baths

|

2,397 sq ft

|

House

389 HARVEST VALLEY LN, FORT MILL, SC, 29...
Community: Carolina Orchards
New Sun City Carolina Lakes 15184 LEGEND OAKS CT, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$485,000

2 beds

|

2 baths

|

2,164 sq ft

|

House

15184 LEGEND OAKS CT, INDIAN LAND, SC, 2...
New Sun City Carolina Lakes 16344 RAVEN CREST DR, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$359,000

2 beds

|

2 baths

|

1,264 sq ft

|

House

16344 RAVEN CREST DR, INDIAN LAND, SC, 2...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
New Edgewater The Cottages 21216 SANCTUARY DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$299,999

3 beds

|

2 baths

|

1,294 sq ft

|

House

21216 SANCTUARY DR, LANCASTER, SC, 29720
New Tree Tops 8219 ASHER CHASE TRL, INDIAN LAND, SC, 2..., Indian Land, SC 29720
$500,000

2 beds

|

2 baths

|

1,849 sq ft

|

House

8219 ASHER CHASE TRL, INDIAN LAND, SC, 2...
Community: Tree Tops
New Tree Tops 8122 ASHER CHASE TRL, LANCASTER, SC, 297..., Lancaster, SC 29720
$485,000

2 beds

|

2 baths

|

1,584 sq ft

|

House

8122 ASHER CHASE TRL, LANCASTER, SC, 297...
Community: Tree Tops
New The Courtyards at Wesley Chapel 2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173, Waxhaw, NC 28173
$749,900

3 beds

|

3 baths

|

2,904 sq ft

|

House

2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173
New Sun City Carolina Lakes 55336 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$544,900

3 beds

|

3 baths

|

2,948 sq ft

|

House

55336 DERRINGER AVE, FORT MILL, SC, 2970...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New
Cindy Certified
5244 ADMIRALS LNDG, LANCASTER, SC, 29720, Lancaster, SC 29720
$399,000

3 beds

|

2 baths

|

2,109 sq ft

|

House

5244 ADMIRALS LNDG, LANCASTER, SC, 29720
New Encore at Streamside 1006 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$539,000

2 beds

|

2 baths

|

1,633 sq ft

|

House

1006 LOWLAND WAY, WAXHAW, NC, 28173
Pinnacle at Wesley Chapel 215 PINTAIL DR, MONROE, NC, 28110, Monroe, NC 28110
$499,500

2 beds

|

3 baths

|

1,841 sq ft

|

House

215 PINTAIL DR, MONROE, NC, 28110
Cindy Certified
10025 ST KITTS LANDING LN, CHARLOTTE, NC..., Charlotte, NC 28278
$568,000

3 beds

|

2 baths

|

2,427 sq ft

|

House

10025 ST KITTS LANDING LN, CHARLOTTE, NC...
Sun City Carolina Lakes 7019 SHENANDOAH DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

2,069 sq ft

|

House

7019 SHENANDOAH DR, INDIAN LAND, SC, 297...
Sun City Carolina Lakes 44424 ORIOLE DR 200, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$370,000

3 beds

|

2 baths

|

2,057 sq ft

|

Condo

44424 ORIOLE DR 200, INDIAN LAND, SC, 29...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Carolina Riverside 2010 BELMONT VIEW DR, BELMONT, NC, 28012, Belmont, NC 28012
$524,658

2 beds

|

2 baths

|

1,581 sq ft

|

House

2010 BELMONT VIEW DR, BELMONT, NC, 28012
Community: Carolina Riverside
The Villas at Covington 7424 CLOUDS REST DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$500,000

3 beds

|

2 baths

|

1,738 sq ft

|

House

7424 CLOUDS REST DR, INDIAN LAND, SC, 29...
Sun City Carolina Lakes 55420 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$475,000

2 beds

|

2 baths

|

1,787 sq ft

|

House

55420 DERRINGER AVE, FORT MILL, SC, 2970...
Bella Sera Villas 2615 CIRCA DR, MATTHEWS, NC, 28105, Matthews, NC 28105
$420,000

2 beds

|

2 baths

|

1,485 sq ft

|

House

2615 CIRCA DR, MATTHEWS, NC, 28105
Community: Bella Sera Villas
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Edgewater The Cottages 24550 BLUE HERON CIR, LANCASTER, SC, 297..., Lancaster, SC 29720
$450,000

4 beds

|

4 baths

|

3,017 sq ft

|

House

24550 BLUE HERON CIR, LANCASTER, SC, 297...
Roselyn 404 WAXHAW VILLAGE RD 307, LANCASTER, SC..., Lancaster, SC 29720
$351,719

2 beds

|

2 baths

|

1,620 sq ft

|

House

404 WAXHAW VILLAGE RD 307, LANCASTER, SC...
Community: Roselyn
Encore at Streamside 1018 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$699,000

3 beds

|

3 baths

|

2,427 sq ft

|

House

1018 LOWLAND WAY, WAXHAW, NC, 28173
Cresswind Charlotte 10400 SUPERB LN, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$445,900

2 beds

|

2 baths

|

1,710 sq ft

|

House

10400 SUPERB LN, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Cindy Certified
6420 TURKEY ROOST WAY 213, LANCASTER, SC..., Lancaster, SC 29720
$402,899

3 beds

|

2 baths

|

1,816 sq ft

|

House

6420 TURKEY ROOST WAY 213, LANCASTER, SC...
Roselyn 398 WAXHAW VILLAGE RD 308, LANCASTER, SC..., Lancaster, SC 29720
$355,799

3 beds

|

2 baths

|

1,520 sq ft

|

House

398 WAXHAW VILLAGE RD 308, LANCASTER, SC...
Community: Roselyn
Roselyn 390 WAXHAW VILLAGE RD 309, LANCASTER, SC..., Lancaster, SC 29720
$370,779

3 beds

|

2 baths

|

1,633 sq ft

|

House

390 WAXHAW VILLAGE RD 309, LANCASTER, SC...
Community: Roselyn
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Cindy Certified
6416 TURKEY ROOST WAY 212, LANCASTER, SC..., Lancaster, SC 29720
$443,699

3 beds

|

3 baths

|

2,082 sq ft

|

House

6416 TURKEY ROOST WAY 212, LANCASTER, SC...
The Vineyards on Lake Wylie 9305 RIVER WALK WAY, CHARLOTTE, NC, 2821..., Charlotte, NC 28214
$565,000

4 beds

|

3 baths

|

2,462 sq ft

|

House

9305 RIVER WALK WAY, CHARLOTTE, NC, 2821...
Sun City Carolina Lakes 9287 WHISTLING STRAITS DR, INDIAN LAND, ..., Indian Land, SC 29707
$775,000

3 beds

|

4 baths

|

2,931 sq ft

|

House

9287 WHISTLING STRAITS DR, INDIAN LAND, ...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Reserve Meadows 6961 LIVERPOOL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$485,000

4 beds

|

3 baths

|

2,751 sq ft

|

House

6961 LIVERPOOL CT, INDIAN LAND, SC, 2970...
Cypress Point 1221 ACOSTA CT, LAKE WYLIE, SC, 29710, Lake Wylie, SC 29710
$550,000

3 beds

|

3 baths

|

2,180 sq ft

|

House

1221 ACOSTA CT, LAKE WYLIE, SC, 29710
Community: Cypress Point
Sun City Carolina Lakes 51252 DAFFODIL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$759,900

3 beds

|

4 baths

|

2,903 sq ft

|

House

51252 DAFFODIL CT, INDIAN LAND, SC, 2970...
Cindy Certified
7715 PORRERA ST, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$450,000

3 beds

|

2 baths

|

1,577 sq ft

|

House

7715 PORRERA ST, CHARLOTTE, NC, 28214
The Pines at Sugar Creek 1061 PINECONE AVE, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

1,793 sq ft

|

House

1061 PINECONE AVE, INDIAN LAND, SC, 2970...
Sun City Carolina Lakes 1076 FANTS GROVE LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$595,000

4 beds

|

3 baths

|

2,788 sq ft

|

House

1076 FANTS GROVE LN, INDIAN LAND, SC, 29...
Polo Club at Matthews 2808 POLO CLUB BLVD D, MATTHEWS, NC, 281..., Matthews, NC 28105
$415,000

3 beds

|

2 baths

|

1,678 sq ft

|

Townhouse

2808 POLO CLUB BLVD D, MATTHEWS, NC, 281...
Cresswind Charlotte 5816 CHEERFUL LN, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$479,000

2 beds

|

2 baths

|

1,824 sq ft

|

House

5816 CHEERFUL LN, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Sun City Carolina Lakes 23090 KINGFISHER DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$550,000

2 beds

|

2 baths

|

2,182 sq ft

|

House

23090 KINGFISHER DR, INDIAN LAND, SC, 29...
The Meridians 14830 BATTELIERE DR, CHARLOTTE, NC, 2827..., Charlotte, NC 28278
$400,000

3 beds

|

2 baths

|

1,567 sq ft

|

House

14830 BATTELIERE DR, CHARLOTTE, NC, 2827...
Community: The Meridians
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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