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Lancaster, SC 55+ active adult communities & homes for sale

Living in Lancaster

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of…

Located in Northwestern South Carolina, Lancaster is a quiet residential town with plenty of fishing and boating opportunities. In addition, it is popular for its variety of big-name and locally-owned shops and restaurants, offering residents all the necessary daily amenities. Besides this, its very affordable housing and proximity to historic Rock Hill make Lancaster a popular retirement destination for active adults.

Climate & Geography

Lancaster has a humid subtropical climate characterized by its four distinct seasons. Summers are hot and humid, winters are cool and dry, and spring and fall are pleasant. Nearby mountain ranges help regulate winter temperatures, blocking extremely cold northwestern winds. Precipitation is evenly spread throughout the year, resulting in higher than average rain and very little snowfall. There are, on average, 213 days of sun each year.

Recreation, Culture & Entertainment

Most of Lancaster’s outdoor recreation revolves around its many small bodies of water. These include Bear Creek, Betheas Pond, Cane Creek, Lancaster Reservoir, Catawba River, and more. Andrew Jackson State Park also has fishing opportunities, as well as camping areas and walking trails.

The town offers a wide variety of local and brand-name conveniences. Residents enjoy both family-owned and chain restaurants throughout the city, as well as a local brewery. For shopping, Lancaster offers shops ranging from Walmart and Publix to small specialty stores. Additionally, the Cultural Arts District offers residents a mix of galleries, sculpture parks, murals, and theaters.

Lancaster also has two golf courses and two farmers markets. There are plenty of parks, trails, and a quaint and historic downtown in nearby Rock Hill, a half-hour drive away. Residents looking for even more cultural events and designer shopping can head just over an hour to either Charlotte or Columbia.

Cost of Living & Taxes

Lancaster’s cost of living is well below average, mainly because housing costs are nearly half the national average.

South Carolina does not tax Social Security, and for retirees above the age of 65, any other form of retirement income is largely deductible. The state has one of the lowest property tax rates, and there is a Homestead Exemption aimed at retirees. Sales taxes are somewhat higher than average.

Healthcare

Lancaster is considered on the southern edge of the Charlotte metro area, which ranks in the top 55 communities on Gallup’s Well-Being Index.

Lancaster has one local hospital, MUSC Health Lancaster Medical Center. Nearby hospitals that are rated high performing by U.S. News include Carolinas Healthcare System Union in Monroe, and Piedmont Medical Center in Rock Hill.

Frequently Asked Questions


47 communities near Lancaster

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
4.2 rating (24 reviews) Edgewater The Cottages
$200ks - $300ks
Edgewater The Cottages, Lancaster, SC
New and Resale | Age-targeted | Built 2007 - present | 352 homes
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
2 rating (2 reviews) Cresswind Charlotte
$300ks - $600ks
Cresswind Charlotte, Charlotte, NC
Resale Only | 55+ age-restricted | Built 2016 - present | 850 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
4 rating (1 review) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
5 rating (1 review) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
Courtyards on New Hope
$500ks
Courtyards on New Hope, Gastonia, NC
Resale Only | 55+ age-restricted | Built 2021 - 2026 | 30 homes
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
5 rating (1 review) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
The Courtyards at Quail P...
$500ks
The Courtyards at Quail P..., Mint Hill, NC
New Construction | 55+ age-restricted | Built 2025 - present | 66 homes
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Heritage
$400ks - $500ks
Heritage, Indian Trail, NC
New and Resale | 55+ age-restricted | Built 2018 - present | 340 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Riverside
$400ks
Carolina Riverside, Belmont, NC
New Construction | 55+ age-restricted | Built 2023 - present | 800 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
Polo Club at Matthews
$300ks
Polo Club at Matthews, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2005 | 64 homes
The Courtyards on the Gre...
The Courtyards on the Gre..., Matthews, NC
New Construction | 55+ age-restricted | Built 2025 - present
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
Highcliff at Palisades - ...
$400ks - $700ks
Highcliff at Palisades - ..., Charlotte, NC
New and Resale | Age-targeted | Built 2017 - present | 81 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
The Courtyards at Wesley ...
$400ks - $600ks
The Courtyards at Wesley ..., Waxhaw, NC
Resale Only | 55+ age-restricted | Built 2017 - 2021 | 136 homes
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
Polo Club at Weddington
$400ks - $500ks
Polo Club at Weddington, Matthews, NC
Resale Only | Age-targeted | Built 2007 - 2013 | 95 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Meridians
$300ks - $500ks
The Meridians, Charlotte, NC
Resale Only | Age-targeted | Built 2017 - 2020 | 73 homes
The Courtyards on Lawyers...
$400ks - $700ks
The Courtyards on Lawyers..., Stallings, NC
New Construction | 55+ age-restricted | Built 2019 - present | 146 homes
Pinnacle at Wesley Chapel
$400ks - $500ks
Pinnacle at Wesley Chapel, Wesley Chapel, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 60 homes
5 rating (1 review) Village of St. Andrews
$400ks - $500ks
Village of St. Andrews, Matthews, NC
Resale Only | Age-targeted | Built 2005 - 2008 | 114 homes
Augusta Place at Laurel C...
$400ks - $600ks
Augusta Place at Laurel C..., Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2006 - 2020 | 52 homes
Millbank
$400ks
Millbank, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2018 - present | 51 homes
The Cottages at The Villa...
$400ks - $500ks
The Cottages at The Villa..., Pineville, NC
Resale Only | 55+ age-restricted | Built 2000 - 2017 | 96 homes
The Courtyards on Chestnu...
$300ks - $500ks
The Courtyards on Chestnu..., Matthews, NC
Resale Only | 55+ age-restricted | Built 2022 - 2022 | 27 homes
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
3 rating (1 review) The Courtyards at Tega Ca...
$400ks - $500ks
The Courtyards at Tega Ca..., Tega Cay, SC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 45 homes
The Courtyards at Mint Hi...
$400ks - $700ks
The Courtyards at Mint Hi..., Mint Hill, NC
Resale Only | 55+ age-restricted | Built 2022 - 2023 | 38 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
1...2
Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
New Sun City Carolina Lakes 16264 RAVEN CREST DR, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$404,900

2 beds

|

2 baths

|

1,514 sq ft

|

House

16264 RAVEN CREST DR, INDIAN LAND, SC, 2...
New
Cindy Certified
9620 FESTIVAL WAY, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$410,000

3 beds

|

3 baths

|

2,033 sq ft

|

House

9620 FESTIVAL WAY, CHARLOTTE, NC, 28215
New The Courtyards at Wesley Chapel 1716 TRADITIONS CT, WAXHAW, NC, 28173, Waxhaw, NC 28173
$599,900

2 beds

|

2 baths

|

1,801 sq ft

|

House

1716 TRADITIONS CT, WAXHAW, NC, 28173
New Roselyn 2832 MORNING SONG WAY 368, LANCASTER, SC..., Lancaster, SC 29720
$535,000

4 beds

|

3 baths

|

2,990 sq ft

|

House

2832 MORNING SONG WAY 368, LANCASTER, SC...
Community: Roselyn
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
New Sun City Carolina Lakes 16295 RAVEN CREST DR, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$350,000

2 beds

|

2 baths

|

1,550 sq ft

|

House

16295 RAVEN CREST DR, INDIAN LAND, SC, 2...
New Sun City Carolina Lakes 7406 CAROLINA JESSAMINE CT, INDIAN LAND,..., Indian Land, SC 29707
$399,000

2 beds

|

2 baths

|

1,552 sq ft

|

House

7406 CAROLINA JESSAMINE CT, INDIAN LAND,...
New Edgewater The Cottages 25578 SEAGULL DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$600,000

3 beds

|

2 baths

|

1,680 sq ft

|

House

25578 SEAGULL DR, LANCASTER, SC, 29720
New Tree Tops 3103 ARCHES BLUFF CIR, LANCASTER, SC, 29..., Lancaster, SC 29720
$685,000

3 beds

|

3 baths

|

2,496 sq ft

|

House

3103 ARCHES BLUFF CIR, LANCASTER, SC, 29...
Community: Tree Tops
New Roselyn 6431 TURKEY ROOST WAY 240, LANCASTER, SC..., Lancaster, SC 29720
$410,839

2 beds

|

2 baths

|

1,816 sq ft

|

House

6431 TURKEY ROOST WAY 240, LANCASTER, SC...
Community: Roselyn
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Roselyn 395 WAXHAW VILLAGE RD 291, LANCASTER, SC..., Lancaster, SC 29720
$364,699

3 beds

|

2 baths

|

1,520 sq ft

|

House

395 WAXHAW VILLAGE RD 291, LANCASTER, SC...
Community: Roselyn
Roselyn 401 WAXHAW VILLAGE RD 292, LANCASTER, SC..., Lancaster, SC 29720
$379,399

3 beds

|

2 baths

|

1,620 sq ft

|

House

401 WAXHAW VILLAGE RD 292, LANCASTER, SC...
Community: Roselyn
Roselyn 405 WAXHAW VILLAGE RD 293, LANCASTER, SC..., Lancaster, SC 29720
$380,779

3 beds

|

2 baths

|

1,633 sq ft

|

House

405 WAXHAW VILLAGE RD 293, LANCASTER, SC...
Community: Roselyn
Sun City Carolina Lakes 3980 YOSEMITE WAY, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$375,000

2 beds

|

2 baths

|

1,414 sq ft

|

House

3980 YOSEMITE WAY, INDIAN LAND, SC, 2970...
Roselyn 290 WAXHAW VILLAGE RD 290, LANCASTER, SC..., Lancaster, SC 29720
$388,719

3 beds

|

2 baths

|

3,240 sq ft

|

House

290 WAXHAW VILLAGE RD 290, LANCASTER, SC...
Community: Roselyn
Sun City Carolina Lakes 18023 OWL CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$359,900

2 beds

|

2 baths

|

1,349 sq ft

|

House

18023 OWL CT, INDIAN LAND, SC, 29707
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Edgewater The Cottages 40245 CROOKED STICK DR, LANCASTER, SC, 2..., Lancaster, SC 29720
$375,000

4 beds

|

3 baths

|

2,015 sq ft

|

House

40245 CROOKED STICK DR, LANCASTER, SC, 2...
The Vineyards on Lake Wylie 8424 LOXTON CIR, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$525,000

4 beds

|

3 baths

|

2,795 sq ft

|

Townhouse

8424 LOXTON CIR, CHARLOTTE, NC, 28214
Sun City Carolina Lakes 23121 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$439,500

2 beds

|

2 baths

|

1,412 sq ft

|

House

23121 WHIMBREL CIR, INDIAN LAND, SC, 297...
Highcliff at Palisades - The Gardens 16815 LOOKOUT LANDING LN, CHARLOTTE, NC,..., Charlotte, NC 28278
$725,000

5 beds

|

4 baths

|

4,080 sq ft

|

House

16815 LOOKOUT LANDING LN, CHARLOTTE, NC,...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Vineyards on Lake Wylie 5401 CASPER DR, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$750,000

4 beds

|

4 baths

|

3,579 sq ft

|

House

5401 CASPER DR, CHARLOTTE, NC, 28214
Encore at Streamside 1213 FEN LN, WAXHAW, NC, 28173, Waxhaw, NC 28173
$1,133,872

3 beds

|

3 baths

|

3,163 sq ft

|

House

1213 FEN LN, WAXHAW, NC, 28173
Sun City Carolina Lakes 1058 MESA VERDE DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$547,900

4 beds

|

3 baths

|

2,803 sq ft

|

House

1058 MESA VERDE DR, INDIAN LAND, SC, 297...
Four Seasons at Gold Hill 1015 PLATINUM DR, FORT MILL, SC, 29708, Fort Mill, SC 29708
$422,000

2 beds

|

2 baths

|

1,936 sq ft

|

House

1015 PLATINUM DR, FORT MILL, SC, 29708
Cindy Certified
3013 BONTERRA BLVD, INDIAN TRAIL, NC, 28..., Indian Trail, NC 28079
$460,000

3 beds

|

3 baths

|

1,999 sq ft

|

House

3013 BONTERRA BLVD, INDIAN TRAIL, NC, 28...
The Courtyards on the Greenway 2014 GRASSY PATH, STALLINGS, NC, 28104, Stallings, NC 28104
$622,930

2 beds

|

2 baths

|

1,777 sq ft

|

House

2014 GRASSY PATH, STALLINGS, NC, 28104
The Courtyards on the Greenway 2119 CHERRY GROVE DR, STALLINGS, NC, 281..., Stallings, NC 28104
$686,600

2 beds

|

2 baths

|

2,188 sq ft

|

House

2119 CHERRY GROVE DR, STALLINGS, NC, 281...
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Roselyn 6443 TURKEY ROOST WAY 242, LANCASTER, SC..., Lancaster, SC 29720
$496,379

3 beds

|

3 baths

|

2,540 sq ft

|

House

6443 TURKEY ROOST WAY 242, LANCASTER, SC...
Community: Roselyn
Roselyn 6447 TURKEY ROOST WAY 243, LANCASTER, SC..., Lancaster, SC 29720
$527,739

3 beds

|

3 baths

|

2,425 sq ft

|

House

6447 TURKEY ROOST WAY 243, LANCASTER, SC...
Community: Roselyn
Roselyn 5314 REDBUD RD 13, LANCASTER, SC, 29720, Lancaster, SC 29720
$638,000

3 beds

|

3 baths

|

3,519 sq ft

|

House

5314 REDBUD RD 13, LANCASTER, SC, 29720
Community: Roselyn
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Roselyn 5332 REDBUD RD 11, LANCASTER, SC, 29720, Lancaster, SC 29720
$578,369

3 beds

|

3 baths

|

2,475 sq ft

|

House

5332 REDBUD RD 11, LANCASTER, SC, 29720
Community: Roselyn
Sun City Carolina Lakes 52422 WINCHESTER ST 54, INDIAN LAND, SC,..., Indian Land, SC 29707
$559,900

3 beds

|

2 baths

|

2,190 sq ft

|

House

52422 WINCHESTER ST 54, INDIAN LAND, SC,...
Encore at Streamside 1010 MINERAL WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$672,921

3 beds

|

3 baths

|

2,397 sq ft

|

House

1010 MINERAL WAY, WAXHAW, NC, 28173
Carolina Riverside 2049 BELMONT VIEW DR, BELMONT, NC, 28012, Belmont, NC 28012
$526,354

2 beds

|

2 baths

|

1,403 sq ft

|

House

2049 BELMONT VIEW DR, BELMONT, NC, 28012
Community: Carolina Riverside
Cypress Point 253 ROBINWOOD LN, LAKE WYLIE, SC, 29710, Lake Wylie, SC 29710
$535,000

5 beds

|

3 baths

|

2,743 sq ft

|

House

253 ROBINWOOD LN, LAKE WYLIE, SC, 29710
Community: Cypress Point
Cresswind Charlotte 4404 MOXIE WAY, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$539,000

3 beds

|

3 baths

|

1,856 sq ft

|

House

4404 MOXIE WAY, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Cypress Point 1039 BONUM RD, LAKE WYLIE, SC, 29710, Lake Wylie, SC 29710
$565,000

4 beds

|

3 baths

|

2,350 sq ft

|

House

1039 BONUM RD, LAKE WYLIE, SC, 29710
Community: Cypress Point
Regency at Palisades 12047 COVE CT, CHARLOTTE, NC, 28278, Charlotte, NC 28278
$749,990

3 beds

|

4 baths

|

3,199 sq ft

|

House

12047 COVE CT, CHARLOTTE, NC, 28278
Want to learn more about 55+ communities in Lancaster? 55places can help!
Questions? Call us: (803) 745-8042
Sun City Carolina Lakes 3022 GRANT CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$484,900

2 beds

|

2 baths

|

1,785 sq ft

|

House

3022 GRANT CT, INDIAN LAND, SC, 29707
Carolina Orchards 349 HARVEST VALLEY LN, FORT MILL, SC, 29..., Fort Mill, SC 29715
$679,900

3 beds

|

3 baths

|

2,487 sq ft

|

House

349 HARVEST VALLEY LN, FORT MILL, SC, 29...
Community: Carolina Orchards
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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