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Tega Cay, SC 55+ active adult communities & homes for sale

Living in Tega Cay

Tega Cay is a master-planned city in Northwestern South Carolina. It is known for its ample boating and fishing along Lake Wylie, as well as its numerous parks and walking trails.…

Tega Cay is a master-planned city in Northwestern South Carolina. It is known for its ample boating and fishing along Lake Wylie, as well as its numerous parks and walking trails. Besides this, its proximity to the popular downtown areas of nearby Rock Hill and Fort Mill make it an attractive retirement destination for active adults.

Climate & Geography

Just south of Charlotte on the border of South Carolina, Tega Cay experiences a humid subtropical climate. Summers are hot and humid and winters are cool and dry. There is more than average rain throughout the year and very little snowfall. Residents can expect about 216 sunny days each year.

Recreation, Culture & Entertainment

Most of Tega Cay’s outdoor recreation is focused on Lake Wylie. From several access points, such as Tega Cay Marina or Catawba Park, residents can boat and fish. Additionally, Windjammer Park and Pitcairn Park are located on the lakefront, offering scenic views and serene areas. Outside of the lake, residents can golf at Tega Cay Golf Club or enjoy the miles of walking trails through the city.

There are local boutiques and restaurants in Tega Cay, but most residents head to nearby Fort Mill, 20 minutes away, and Rock Hill, a half-hour away. Both historic cities have vibrant downtowns, community events, and art centers. For more high-end and large-scale shopping and entertainment, Charlotte is an hour to the north.

Cost of Living & Taxes

The cost of living in Tega Cay is above average because of high housing and health care costs.

South Carolina does not tax Social Security, and it offers large deductions for all other forms of retirement. The state’s property taxes are low, and there is a Homestead Exemption aimed at retirees above 65. Additionally, sales taxes are somewhat higher than average.

Healthcare

According to Gallup’s Well-Being Index, the Charlotte metro area ranks in the top 55 communities across the country.

Although there are no hospitals in Tega Cay, the closest facility that is rated high performing by U.S. News is Piedmont Medical Center in Rock Hill. In Charlotte, Carolinas Healthcare System Pineville is also high performing, and Carolinas Medical Center is nationally ranked.

Frequently Asked Questions


24 communities near Tega Cay

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
4 rating (1 reviews) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
5 rating (1 reviews) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
5 rating (1 reviews) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
Founders Landing
$400ks - $600ks
Founders Landing, Gastonia, NC
| 55+ age-restricted | Built 2025 - 2026 | 43 homes
Carolina Riverside
$400ks
Carolina Riverside, Belmont, NC
New Construction | 55+ age-restricted | Built 2023 - present | 800 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
The Villas at Robinson Oa...
$300ks - $500ks
The Villas at Robinson Oa..., Gastonia, NC
Resale Only | Age-targeted | Built 2013 - 2019 | 62 homes
Highcliff at Palisades - ...
$400ks - $700ks
Highcliff at Palisades - ..., Charlotte, NC
New and Resale | Age-targeted | Built 2017 - present | 81 homes
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
The Courtyards at Cramert...
$300ks - $400ks
The Courtyards at Cramert..., Cramerton, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 72 homes
Millbank
$400ks
Millbank, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2018 - present | 51 homes
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Cottages at The Villa...
$400ks - $500ks
The Cottages at The Villa..., Pineville, NC
Resale Only | 55+ age-restricted | Built 2000 - 2017 | 96 homes
3 rating (1 reviews) The Courtyards at Tega Ca...
$400ks - $500ks
The Courtyards at Tega Ca..., Tega Cay, SC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 45 homes
Augusta Place at Laurel C...
$400ks - $600ks
Augusta Place at Laurel C..., Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2006 - 2020 | 52 homes
The Meridians
$300ks - $500ks
The Meridians, Charlotte, NC
Resale Only | Age-targeted | Built 2017 - 2020 | 73 homes
New Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
New The Gentry at Handsmill on Lake Wylie 8027 LONGWATERS CT 50, YORK, SC, 29745, York, SC 29745
$900,000

3 beds

|

3 baths

|

2,707 sq ft

|

House

8027 LONGWATERS CT 50, YORK, SC, 29745
New Sun City Carolina Lakes 41055 CALLA LILY ST, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$510,000

2 beds

|

2 baths

|

2,173 sq ft

|

House

41055 CALLA LILY ST, INDIAN LAND, SC, 29...
New
Cindy Certified
532 TATES TRL 21, CRAMERTON, NC, 28032, Cramerton, NC 28032
$439,920

3 beds

|

2 baths

|

1,678 sq ft

|

House

532 TATES TRL 21, CRAMERTON, NC, 28032
New Carolina Orchards 411 HAVEN AVE, FORT MILL, SC, 29715, Fort Mill, SC 29715
$949,000

3 beds

|

4 baths

|

3,495 sq ft

|

House

411 HAVEN AVE, FORT MILL, SC, 29715
Community: Carolina Orchards
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
New Carolina Riverside 2611 HEADWIND CT, BELMONT, NC, 28012, Belmont, NC 28012
$664,382

2 beds

|

2 baths

|

1,872 sq ft

|

House

2611 HEADWIND CT, BELMONT, NC, 28012
Community: Carolina Riverside
New Sun City Carolina Lakes 56119 FINCHES CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$475,000

2 beds

|

2 baths

|

1,864 sq ft

|

House

56119 FINCHES CT, INDIAN LAND, SC, 29707
New Regency at Palisades 12047 COVE CT, CHARLOTTE, NC, 28278, Charlotte, NC 28278
$799,999

3 beds

|

4 baths

|

3,199 sq ft

|

House

12047 COVE CT, CHARLOTTE, NC, 28278
New Sun City Carolina Lakes 3008 AUTUMN HILL LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$410,000

2 beds

|

2 baths

|

1,390 sq ft

|

House

3008 AUTUMN HILL LN, INDIAN LAND, SC, 29...
New The Villas at Robinson Oaks 2307 VILLA OAKS CT, GASTONIA, NC, 28054, Gastonia, NC 28054
$425,000

2 beds

|

2 baths

|

1,695 sq ft

|

Townhouse

2307 VILLA OAKS CT, GASTONIA, NC, 28054
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New Sun City Carolina Lakes 26407 SANDPIPER CT, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$475,000

2 beds

|

2 baths

|

1,874 sq ft

|

House

26407 SANDPIPER CT, INDIAN LAND, SC, 297...
Tree Tops 5005 BIG BEND DR, LANCASTER, SC, 29720, Lancaster, SC 29720
$689,000

4 beds

|

4 baths

|

2,856 sq ft

|

House

5005 BIG BEND DR, LANCASTER, SC, 29720
Community: Tree Tops
Sun City Carolina Lakes 43029 MIMOSA CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$495,900

2 beds

|

2 baths

|

1,731 sq ft

|

House

43029 MIMOSA CT, INDIAN LAND, SC, 29707
Sun City Carolina Lakes 1966 LINKS VIEW DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$615,000

3 beds

|

3 baths

|

2,747 sq ft

|

House

1966 LINKS VIEW DR, INDIAN LAND, SC, 297...
Carolina Orchards 1018 KIRBY DR, FORT MILL, SC, 29715, Fort Mill, SC 29715
$499,000

2 beds

|

2 baths

|

1,422 sq ft

|

House

1018 KIRBY DR, FORT MILL, SC, 29715
Community: Carolina Orchards
Cypress Point 1726 SANTA CLARA TRCE, CLOVER, SC, 29710, Clover, SC 29710
$530,000

4 beds

|

4 baths

|

2,728 sq ft

|

House

1726 SANTA CLARA TRCE, CLOVER, SC, 29710
Community: Cypress Point
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
Brook Run 920 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$449,900

2 beds

|

3 baths

|

1,959 sq ft

|

Townhouse

920 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Brook Run 916 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$469,900

3 beds

|

4 baths

|

2,196 sq ft

|

Townhouse

916 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Brook Run 912 AZURA LN, FORT MILL, SC, 29715, Fort Mill, SC 29715
$469,900

2 beds

|

3 baths

|

2,196 sq ft

|

Townhouse

912 AZURA LN, FORT MILL, SC, 29715
Community: Brook Run
Cindy Certified
6411 BARCELONA WAY, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$499,999

3 beds

|

3 baths

|

2,022 sq ft

|

House

6411 BARCELONA WAY, CHARLOTTE, NC, 28214
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Carolina Lakes 17444 HAWKS VIEW DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$335,000

2 beds

|

2 baths

|

1,121 sq ft

|

House

17444 HAWKS VIEW DR, INDIAN LAND, SC, 29...
Highcliff at Palisades - The Gardens 15706 AVIARY ORCHARD WAY, CHARLOTTE, NC,..., Charlotte, NC 28278
$755,000

4 beds

|

3 baths

|

2,954 sq ft

|

House

15706 AVIARY ORCHARD WAY, CHARLOTTE, NC,...
Carolina Orchards 689 BIRCHWAY DR, FORT MILL, SC, 29715, Fort Mill, SC 29715
$650,000

2 beds

|

2 baths

|

2,226 sq ft

|

House

689 BIRCHWAY DR, FORT MILL, SC, 29715
Community: Carolina Orchards
Tree Tops 7114 SUNSET CRATER PL, LANCASTER, SC, 29..., Lancaster, SC 29720
$525,000

2 beds

|

2 baths

|

1,839 sq ft

|

House

7114 SUNSET CRATER PL, LANCASTER, SC, 29...
Community: Tree Tops
Sun City Carolina Lakes 50008 TULIP CT, INDIAN LAND, SC, 29707, Indian Land, SC 29707
$550,000

3 beds

|

4 baths

|

2,652 sq ft

|

House

50008 TULIP CT, INDIAN LAND, SC, 29707
Sun City Carolina Lakes 36145 WATSONIA ST, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$635,000

3 beds

|

3 baths

|

2,834 sq ft

|

House

36145 WATSONIA ST, INDIAN LAND, SC, 2970...
Carolina Orchards 738 PEACH VALLEY LN, FORT MILL, SC, 2971..., Fort Mill, SC 29715
$650,000

2 beds

|

2 baths

|

2,185 sq ft

|

House

738 PEACH VALLEY LN, FORT MILL, SC, 2971...
Community: Carolina Orchards
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
Handsmill on Lake Wylie 8019 LONGWATERS CT, YORK, SC, 29745, York, SC 29745
$899,900

3 beds

|

3 baths

|

2,748 sq ft

|

House

8019 LONGWATERS CT, YORK, SC, 29745
The Gentry at Handsmill on Lake Wylie 8019 LONGWATERS CT, YORK, SC, 29745, York, SC 29745
$899,900

3 beds

|

3 baths

|

2,748 sq ft

|

House

8019 LONGWATERS CT, YORK, SC, 29745
Sun City Carolina Lakes 4122 JESSAMINE WAY, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$390,000

3 beds

|

2 baths

|

1,538 sq ft

|

House

4122 JESSAMINE WAY, INDIAN LAND, SC, 297...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cindy Certified
399 QUINBY WAY, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$521,000

2 beds

|

2 baths

|

1,942 sq ft

|

House

399 QUINBY WAY, ROCK HILL, SC, 29732
Handsmill on Lake Wylie 3038 TRACE MEADOW CT, YORK, SC, 29745, York, SC 29745
$639,000

3 beds

|

3 baths

|

2,372 sq ft

|

House

3038 TRACE MEADOW CT, YORK, SC, 29745
The Gentry at Handsmill on Lake Wylie 3038 TRACE MEADOW CT, YORK, SC, 29745, York, SC 29745
$639,000

3 beds

|

3 baths

|

2,372 sq ft

|

House

3038 TRACE MEADOW CT, YORK, SC, 29745
The Village at India Hook 232 LONE OAK CIR, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$445,000

2 beds

|

2 baths

|

1,648 sq ft

|

Condo

232 LONE OAK CIR, ROCK HILL, SC, 29732
Cindy Certified
4509 KELOWNA ST, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$459,000

3 beds

|

2 baths

|

1,702 sq ft

|

House

4509 KELOWNA ST, CHARLOTTE, NC, 28214
Cindy Certified
5354 BRIXHAM AVE 47, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$703,639

3 beds

|

3 baths

|

2,475 sq ft

|

House

5354 BRIXHAM AVE 47, INDIAN LAND, SC, 29...
Cindy Certified
1705 KALLARAMO RD, ROCK HILL, SC, 29732, Rock Hill, SC 29732
$417,900

3 beds

|

3 baths

|

1,676 sq ft

|

House

1705 KALLARAMO RD, ROCK HILL, SC, 29732
Handsmill on Lake Wylie 3029 TRACE MEADOW CT, YORK, SC, 29745, York, SC 29745
$563,999

2 beds

|

2 baths

|

1,737 sq ft

|

House

3029 TRACE MEADOW CT, YORK, SC, 29745
Want to learn more about 55+ communities in Tega Cay? 55places can help!
Questions? Call us: (864) 513-6367
The Gentry at Handsmill on Lake Wylie 3029 TRACE MEADOW CT, YORK, SC, 29745, York, SC 29745
$563,999

2 beds

|

2 baths

|

1,737 sq ft

|

House

3029 TRACE MEADOW CT, YORK, SC, 29745
Sun City Carolina Lakes 7130 SHENANDOAH DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$699,000

3 beds

|

3 baths

|

2,916 sq ft

|

House

7130 SHENANDOAH DR, INDIAN LAND, SC, 297...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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