Georgetown, TX 55+ Active Adult Retirement Communities

Overview 

Located in Central Texas, Georgetown is a smaller suburban city with a focus on its history and outdoor recreation. Residents can enjoy warm summers and pleasant winters, local trails and parks, and craft breweries and wineries. In addition to its small-town charm, Georgetown’s proximity to the amenities of Austin make it a popular destination for active adults.

Climate & Geography 

Georgetown is a northern suburb of Austin. Like much of Texas, Georgetown experiences long and hot summers with cooler and mild winters. Freezing temperatures are rare but possible, and there is an average amount of rainfall, mostly during the humid summer months. Residents can expect nearly 230 days of sunshine each year. 

Recent annexes have increased Georgetown’s size and population. In addition, new growth from Austin has affected its northern suburbs, bringing both more people and amenities to the region. 

Recreation, Culture, & Entertainment 

Outdoor recreation is plentiful in Georgetown because the north and middle forks of the San Gabriel River run through the city, providing over 30 miles of hiking trails and parks. Cedar Breaks and Park and Jim Hogg Park have multiple campsites, and the Blue Hole Park is a scenic lagoon with fishing, swimming, and trails on the south fork of the San Gabriel River.

Georgetown’s historic downtown is a main feature of the city, with a heavy emphasis on the preservation of its Victorian architecture. The square has boutique shopping and small eateries available, as well as local art galleries. As the Red Poppy capital of Texas, the downtown area also hosts an annual Red Poppy Festival, where residents can enjoy art, local food, a parade, and a car show.

Residents can also visit many local breweries and wineries, including Grape Creek Vineyards, Georgetown Winery, and Jentsch Brewery. In addition to the local amenities, Georgetown is 30 miles from the resources and activities in Austin.

Cost of Living & Taxes 

The cost of living in Georgetown is higher than the national average, and housing is the biggest contributing factor. Transportation is the next biggest reason for the cost of living, as suburban sprawl and development has caused increased traffic. Health care and groceries are far below average, and utilities match the rest of the U.S.

Texas is moderately tax friendly to retirees. There is no state income tax, but property taxes are much higher than the national average. Sales taxes are also some of the highest in the country. Groceries, prescription drugs, and over-the-counter medication are exempt from the sales tax.

Health Care

According to Gallup’s Well-Being Index, the greater Austin area ranks among the top 40 communities across the country.

There are no nationally ranked hospitals either in or around Georgetown, but there are two U.S. News high performing hospitals in nearby Round Rock: Baylor Scott and White Medical Center-Round Rock and Ascension Seton Williamson. Austin also has high performing St. David’s Medical Center, which is ranked as the No. 7 hospital in Texas.