Elkton, VA 55+ Active Adult Retirement Communities

Overview

Elkton is a small town located in Rockingham County. It is a small community with a rich history dating back to 1741 when it was first settled. The town served as a post office until 1908 when it was officially incorporated. Elkton is conveniently located an hour away from Charlottesville. 

Climate and Geography

The climate in Elkton varies widely throughout the year. Elkton averages 40 inches of rain, 19 inches of snow, and 174 sunny days per year. Summer temperatures can reach mid-high 80s and winter temperatures can fall to the low 20

Elkton is situated between Massanutten Mountain and Skyline Drive. It is bordered by the Blue Ridge Mountains. The Shenandoah River also cuts through the town. The area is rich in agriculture and surrounded by farm lands. 

Recreation, Culture, & Entertainment 

Some of the top things to do in Elkton include visiting the Miller Kite House Museum, Knights of the Golden Horseshoe Monument, McGuires Country Store, Knights of the Golden Horseshoe, the Vintage Owl’s Nest, and Pucks 2 Pigskins. The variety of sites, landmarks, and museums are what make this town unique. 

Elkton is also known for the famous Elkton Field Day held in July. The festival includes music, food, yard sales, and greased pole-climbing contests. 

Cost of Living & Taxes

The cost of living in Elkton is lower than the national average and state average.

The effective income tax rate is 4.83 percent for single filers and 5.38 percent for joint filers. Retirement income like Social Security benefits are not taxed, railroad benefits are exempt, and military retirement plans are excluded for congressional medal of honor recipients. If contributions to a retirement plan were taxed in another state then it may be deducted.  

Homeowners who are 65+ can also receive exemptions and/or deferrals for property taxes thanks to a program for people meeting age requirements and income limitations. 

Health Care

Healthcare facilities serving the local community of Elkton include Sentara RMH Medical Center and Page Memorial Hospital which are within a 20-mile radius from town.