Richmond, VA 55+ Active Adult Retirement Communities

5 Communities in Richmond

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Overview 

Richmond, the capital of Virginia, is a historic town with all the benefits of living in a modern city. With abundant parks and museums as well as an active downtown, residents have plenty to do. Besides this, retirees love the city's affordable housing and warm summers.

Climate & Geography 

Summers are hot in Richmond with temperatures reaching the 90s, and winters are cold with temperatures dipping into the 20s. Residents can expect 44 inches of rain, 11 inches of snow, and 210 sunny days each year. 

Located in Virginia’s coastal plains while neighboring the Blue Ridge Mountains, Richmond's terrain has rolling hills. The city's skyline is made up of both modern skyscrapers and historic landmarks.

Recreation, Culture, & Entertainment 

With a rich and vibrant history, retirees have several museums and landmarks to visit, like the Maymont gardens and estate, the Virginia Capitol Building, and Monument Avenue. Popular museums include the Science Museum of Virginia, Virginia Museum of Fine Arts, and the American Civil War Museum. 

Active adults who love the outdoors can visit the Lewis Ginter Botanical Garden, Virginia Capital Trail, James River, and Capitol Square Park. 

Residents can also visit the exciting downtown area, which features murals, local restaurants, more historic landmarks, and an urban riverfront. Other popular destinations include local breweries, antique shops, and theaters. 

Cost of Living & Taxes

The overall cost of living in Richmond is lower than the state average. Factors like housing, transportation, grocery, health care, and utilities are all lower than the state and national averages, making Richmond an affordable place to live. 

Virginia does not tax Social Security benefits, and it offers deductions for all other forms of retirement income. Property tax relief programs are also available in Richmond, including a tax-freeze program.

Health Care

The Richmond metro area ranks in the top 95 communities on Gallup's Well-Being Index.

Richmond Virginia has several hospitals that are rated high performing by U.S. News, including VCU Medical Center, Bon Secours St. Mary's Hospital, and Chippenham Hospital.