Tennessee 55+ active adult communities & homes for sale

No, there is no state income tax in Tennessee.

The cost of living in Tennessee is about 10% below the national average.

There are roughly 50 55+ communities in the state of Tennessee.

Three regions stand out. The Knoxville area offers lakes, foothills, and Smoky Mountain access; the Nashville area brings music, dining, and a growing medical corridor; and the Memphis area pairs affordability with rich musical heritage. Each suits a different pace, so the best fit depends on your priorities.

Tennessee offers four distinct seasons, but without extremely harsh winters.

Not exactly. "Retirement community" is a broad term for many housing options, while a 55+ community, also called an active adult community, is designed specifically for independent adults 55 and older. In Tennessee, these communities emphasize low-maintenance homes, shared amenities, and an active, social lifestyle.

Prices span a wide range. Homes in Tennessee 55+ communities start in the low $200Ks, while the average sale price is about $518,774, reflecting larger floor plans and premium lots. Because listings average roughly 495 days on the market, buyers generally have time to compare options carefully before deciding.

Amenities vary by community size, but many include clubhouses, swimming pools, fitness centers, and walking trails. In East Tennessee, lakeside and golf communities are common, while others focus on hobby clubs and social events. Larger communities of 1,000-plus homes typically offer the widest range of activities and gathering spaces.

Yes. With homes starting in the low $200Ks and a cost of living about 10% below the national average, Tennessee offers strong value for retirees. No state income tax stretches fixed incomes further, and smaller communities under 500 homes often carry lower home prices and HOA fees.

Yes. Of the 47 active adult communities in Tennessee, 25 offer new construction, giving buyers the chance to select floor plans, finishes, and lots before moving in. Resale homes remain widely available too, often within established neighborhoods that feature mature landscaping and settled social networks.

Of the 47 55+ communities in Tennessee, 45 are for sale and 2 are rentals. By size, there are 6 large communities with over 1000 homes, 5 medium communities with 500-1000 homes, and 35 small communities with less than 500 homes.

The smallest 55+ communities in Tennessee has 27 homes, the largest has 5000 homes, and the average communities consists of 452 homes.

Yes, there are new 55+ homes available in Tennessee. The most recent communities started in Tennessee include Bradshaw Farms Reserve, The Courtyards at Stewarts Creek, The Courtyards at Franklin Road. There are also 22 communities in Tennessee that offer new construction homes, including Parkhaven, The Grove at Cedar Hills, Astor Club and Residences at Westhaven.

Yes, there are gated 55+ communities in Tennessee. Approximately 21.3% of 55+ communities in the area are gated. For instance, Gatherings at Indian Lake is a gated communities with 54 homes, and The Village at Strathmore is another gated communities with 59 homes.

On average, listings in 55+ communities in Tennessee stay on the market for around 533 days. The average price of homes for sale in these communities is approximately $527,828, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Westhaven Active Adult average around $1,222,432, while homes in The Cloister at St. Henry average around $458,433.