A pair of men's and women's sandals on a white sand beach at sunset

Many active adults might think retiring near a beach is impossible. Not in these Sarasota area communities. 

Sarasota is on the southwest Florida coast, on the Gulf of Mexico and about an hour south of Tampa. The city’s median income is higher than the national average, and it continues to climb along with average home values.

However, for active adults looking for an affordable way to enjoy their Florida retirement, there are options. Buyers can find Sarasota homes for sale under $150,000 if they know where to look. These four 55+ communities are excellent places to start a search.

Village Green - Sarasota

Below $100k - High $300s

Golf course living does not have to be expensive. At Village Green, residents can pay for golfing privileges annually or just on the days that they plan to tee off. This 55+ community close to the beach and great dining opportunities attracts buyers looking for a low-maintenance lifestyle in a thriving community.

There are 417 single-family homes and attached villas that are divided into distinct neighborhoods. Each neighborhood has its own shuffleboard courts as well as outdoor pools and patios.  

In addition to the 18-hole golf course, there is a chipping green, clubhouse, and pro shop at the Village Green Golf Club. The homeowners' association takes care of a lot of the community maintenance and bills, including landscaping, pest control, and cable television.

When choosing a home, the models range in size from 1,045 to 2,360 square feet. The most affordable homes are the attached villas, which have two or three bedrooms and one or two bathrooms. Open floor plans and patio porches are some of the features that come standard.

Tallywood - Sarasota

Low $100s - Mid $100s

Condo living is both affordable and community-oriented, especially at Tallywood, a 55+ community with 185 homes. These aren’t high-rise condos that resemble apartments; they are more like villas or cottages that come in small clusters of units throughout the community, which is populated by mature oak trees and tropical plants.

There’s a clubhouse with a library, multipurpose room, and fitness center. The heated outdoor pool is a popular gathering place, and a fenced dog park allows your furry friends to run free.

Buyers who appreciate having outdoor as well as indoor space will enjoy the courtyards and lanais enclosed in glass that some of the condos at Tallywood offer. These homes have two bedrooms, two bathrooms, and carport space. The sizes are between 1,109 and 1,668 square feet, and many of the resale condos available have a den and upgrades such as tile floors.

Tallywood is close to downtown Sarasota and historic Burns Square as well as the Sarasota Opera House.

Lake Tippecanoe - Sarasota

Low $100s - Mid $100s

Another affordable 55+ condo community with Sarasota homes for sale is Lake Tippecanoe, which is conveniently located right off Interstate 75. Here, active adults stay social and competitive, especially when it comes to card games. There’s always a hand of bingo, bunko, or bridge being played in the community clubhouse.

Meeting rooms, an outdoor pool and patio, and several paved walking or biking trails contribute to the high quality of life and affordable cost of living in this neighborhood. There’s a new fishing pier and an intimate sense of community.

Homes are available in a standard condo model or a villa. The condos are between 1,146 and 1,296 square feet and feature two bedrooms and two bathrooms. The villas also have two bedrooms and two bathrooms and come in floor plans that are between 1,066 and 1,182 square feet.

Village in the Pines  - Sarasota

Mid $100s - Low $200s

Living close to the beach does not have to be outrageously expensive. For example, Village in the Pines is just a few minutes from the white sands of Siesta Key Beach and an excellent option for active adults who like to stay busy.

This 55+ community of single-story attached homes has a clubhouse and meeting rooms where events, holiday parties, clubs, and activities are often happening. There’s also an exercise center and a pool.

The homes at Village in the Pines are comfortable and spacious. All of the villas have two or three bedrooms, two bathrooms, and between 1,021 and 1,756 square feet. Each unit also has a two-car garage.

Residents who don’t love driving can easily access public transportation to nearby grocery stores, restaurants, and shopping opportunities. It’s easy to get to health care facilities such as Sarasota Memorial Hospital as well as Sarasota/Bradenton International Airport.