Cromwell, CT 55+ Active Adult Retirement Communities

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    Cromwell is a town in Middlesex County, Connecticut, south of Hartford. The affordable housing and ideal location of Cromwell have made it an exceptional retirement destination. 

    Climate & Geography 

    Cromwell is located in central Connecticut. Temperatures vary between the 80s during the summer and 30s during winter. Winters in Cromwell can also be very snowy, experiencing more snow than the national average. 

    The town is bordered by the Connecticut River to the east, the largest body of water in Cromwell. Otherwise, the rest of the town is built on flat land with plenty of nature areas.  

    Recreation, Culture & Entertainment 

    Cromwell is a small town with a neighborly feel which is known for its historic appeal. Some of the town’s landmarks are on the National Register of Historic Places, such as Main Street Historic District, Middletown Upper Houses, Sage-Kirby House, and more. These locations are hot spots for residents interested in historical museum exhibits and galleries. 

    There are also many outdoor areas to enjoy, including River Highlands State Park, Mattabesset RIver, and Cromwell Meadows Wildlife Management Area. Farmers markets, fairs, and festivals which are all popular attractions during the warmer seasons. Residents are also only a half hour drive away from Hartford, the capital city of Connecticut, where they can find even more entertainment options. 

    Cost of Living & Taxes 

    The overall cost of living in Cromwell is only 3.7 percent higher than the rest of the U.S. The housing cost is well below the median for the U.S and Connecticut. 

    If a person’s gross income is over $75,000 in Connecticut, then 25 percent of their Social Security benefits are taxed. Otherwise, everyone else below this income level is exempt from taxation. Military pensions also remain untaxed statewide. There are tax breaks available for residents who are 65 and older, including a property tax credit for homeowners who meet certain income criteria. Connecticut has a statewide sales tax rate of 6.35 percent. 

    Health Care 

    Connecticut ranks among the top half of states in the U.S in Gallup’s Well Being Index. 

    Within 15 miles of Cromwell, residents will find four highly-rated hospitals and medical centers by U.S News including Middlesex Hospital, Hospital of Central Connecticut, Hartford Hospital, and St. Francis Hospital and Medical Center. 

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