Elkridge, MD 55+ Active Adult Retirement Communities

Overview 

Elkridge is a community located in Howard County, Maryland. The town has a rich history dating back to 1733 with many historic places located throughout the community. It also has an abundance of greenspace with many parks and trails. Elkridge is also very accessible with public transportation and various roads that pass through town making it easy to travel to places like Baltimore and Washington, D.C.

Climate and Geography

Maryland’s climate is characterized as humid subtropical. Elkridge gets an average of 43 inches of rain, 17 inches of snow, and 207 sunny days per year. Summer temperatures may reach high 80s while winter temperatures may reach the mid 20s. 

Elkridge is located on the Piedmont Plateau so the surrounding terrain is mostly made up of rolling hills. Elkridge has many tributaries like Cascade Falls and Deep Run, all flowing into the Patapsco River

Recreation, Culture, & Entertainment 

Some of Elkridge’s top attractions include the Thomas Viaduct Relay Trail, Rockburn Skills Park, US 1 Flea Market, Frank’s Produce & Greenhouses, Daniels Restaurant & Open Air Bars, the Salt Sanctuary of Maryland, and the Mustard Seed Thrift Shop. 

The town has many historic sites like the Rosa Bonheur Memorial Park, Belmont Estate, and Lawyers Hill Historic District. 

Cost of Living & Taxes

The cost of living in Elkridge is higher than the state and national average. Comparatively, costs like grocery, health care, housing, and utilities are higher than the state average. 

The effective income tax rate is 7.06 percent for single filers and 7.21 percent for joint filers. Social Security benefits are not taxed in Maryland and residents of the state can the federal taxes paid on Social Security benefits against their income on their state tax return. All other forms of retirement income are fully taxed, however residents 65+ can qualify for a deduction.

Retired homeowners may also qualify for property tax deferral programs. 

Health Care

Elkridge residents have access to St. Agnes Hospital Baltimore, Howard County General Hospital, University of Maryland Baltimore Washington Medical Center, MedStar Harbor Hospital, University of Maryland Medical Center. These hospitals are all less than 10 miles away from Elkridge and have recognition for their high performance from U.S. News.