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Charlotte, NC 55+ active adult communities & homes for sale - Page 2

Living in Charlotte

Located in Central North Carolina, Charlotte is a popular destination for retirees seeking an active city. With no shortage of outdoor recreation, shopping, and city-wide events,…

Located in Central North Carolina, Charlotte is a popular destination for retirees seeking an active city. With no shortage of outdoor recreation, shopping, and city-wide events, paired with its temperate climate and access to transportation, Charlotte has all the sought-after amenities for active adults.

Charlotte Climate & Geography

Charlotte is the largest city in North Carolina and continues to grow. Without any significant bodies of water or geological features near the city center, the city keeps developing and growing, making it a transportation hub of the south.

Recreation, Culture & Entertainment in Charlotte

Retirees looking for outdoor recreation can find it all in Charlotte. Park Road Park, a 120-acre landmark, has eight basketball courts, two horseshoe pits, six baseball fields, five picnic shelters, volleyball and tennis courts, hiking trails, and an 11-acre lake.

Slightly smaller Freedom Park also has athletic fields, volleyball and tennis courts, and a seven-acre lake with several paved trails. Southeast Charlotte is home to multiple golf courses.

Charlotte hosts several popular yearly festivals, including the Charlotte Renaissance Festival, the Taste of Charlotte, and the Moo and Brew Fest, an annual craft beer and burger festival. There are also several history and art museums, including the NASCAR Hall of Fame, as well as two major-league sporting teams (the Charlotte Panthers and the Charlotte Hornets).

The SouthPark area has upscale shopping and dining, and there are several local breweries around the city. Beer lovers can enjoy regular city-wide brewery tours to visit them all.

Charlotte Cost of Living & Taxes

Although North Carolina has a lower cost of living compared to the U.S. average, Charlotte is slightly higher. This is mainly due to the cost of housing, but health care and transportation are above average as well. Groceries and utilities, however, are far below the national average.

North Carolina is moderately tax-friendly to retirees. It does not tax Social Security benefits, but does fully tax pensions, IRAs, and 401(k)s. Properties are taxed at a flat rate of 5.5 percent, and sales tax in Charlotte is 7.25 percent. Unlike many states, groceries are taxed, but prescription medicines are exempt from the sales tax.

Health Care in Charlotte

The Charlotte area ranks in the top 60 communities of Gallup’s Well-Being Index.

There is one nationally ranked hospital in Charlotte, Atrium Health’s Carolinas Medical Center, which is also the No. 4 hospital in the state. Other U.S. News high performing hospitals in the city are Novant Health Presbyterian Medical Center, CaroMont Regional Medical Center, and the Carolinas Healthcare System Pineville.

Frequently Asked Questions


558 homes near Charlotte

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
Essence at Laurelbrook
$300ks
Essence at Laurelbrook, Sherrills Ford, NC
New Construction | 55+ age-restricted | Built 2024 - present | 108 homes
4 rating (2 reviews) Trilogy® Lake Norman
$400ks - $1Ms
Trilogy® Lake Norman, Denver, NC
Resale Only | 55+ age-restricted | Built 2015 - present | 1,100 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
2 rating (2 reviews) Cresswind Charlotte
$300ks - $600ks
Cresswind Charlotte, Charlotte, NC
Resale Only | 55+ age-restricted | Built 2016 - present | 850 homes
4 rating (1 reviews) Regency at Palisades
$400ks - $800ks
Regency at Palisades, Charlotte, NC
New and Resale | Age-targeted | Built 2013 - present | 413 homes
Cypress Point
$300ks - $600ks
Cypress Point, Lake Wylie, SC
New and Resale | Age-targeted | Built 2018 - 2021 | 690 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
Imagery
$500ks - $800ks
Imagery, Mount Holly, NC
Resale Only | 55+ age-restricted | Built 2017 - present | 483 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
3 rating (2 reviews) The Vineyards on Lake Wyl...
$300ks - $800ks
The Vineyards on Lake Wyl..., Charlotte, NC
Resale Only | Age-targeted | Built 2007 - 2017 | 430 homes
5 rating (2 reviews) Bailey's Glen
$400ks - $1Ms
Bailey's Glen, Cornelius, NC
New and Resale | 55+ age-restricted | Built 2006 - present | 688 homes
Carolina Ridge
Carolina Ridge, Midland, NC
New Construction | 55+ age-restricted | Built 2026 - present | 480 homes
The Courtyards at Hodges ...
$500ks - $800ks
The Courtyards at Hodges ..., Charlotte, NC
New Construction | Age-targeted | Built 2025 - present | 141 homes
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Wildbrook
$300ks - $500ks
Wildbrook, Denver, NC
Resale Only | 55+ age-restricted | Built 2021 - present | 150 homes
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
Cresswind at Rocky River
$300ks - $500ks
Cresswind at Rocky River, Locust, NC
New Construction | 55+ age-restricted | Built 2024 - 2026 | 1,200 homes
Carolina Orchards
$400ks - $700ks
Carolina Orchards, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2015 - 2021 | 722 homes
Cumberland
$500ks - $600ks
Cumberland, Concord, NC
New Construction | 55+ age-restricted | Built 2021 - present | 144 homes
5 rating (1 reviews) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
5 rating (1 reviews) Four Seasons at Gold Hill
$300ks - $500ks
Four Seasons at Gold Hill, Fort Mill, SC
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 301 homes
Courtyards on New Hope
$500ks
Courtyards on New Hope, Gastonia, NC
Resale Only | 55+ age-restricted | Built 2021 - 2026 | 30 homes
5 rating (4 reviews) Meadows At Coddle Creek
$400ks - $500ks
Meadows At Coddle Creek, Mooresville, NC
Resale Only | Age-targeted | Built 2018 - 2021 | 128 homes
Canopy Creek
$300ks - $400ks
Canopy Creek, Denver, NC
Resale Only | Age-targeted | Built 2018 - present | 152 homes
Johnson Manor
$300ks - $400ks
Johnson Manor, Mooresville, NC
Resale Only | Age-targeted | Built 2015 - 2018 | 114 homes
The Gentry at Handsmill o...
$500ks - $900ks
The Gentry at Handsmill o..., York, SC
New and Resale | 55+ age-restricted | Built 2021 - present | 330 homes
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
The Courtyards on Poplar ...
$400ks - $600ks
The Courtyards on Poplar ..., Concord, NC
Resale Only | 55+ age-restricted | Built 2018 - 2022 | 87 homes
The Courtyards at Lake Da...
$500ks - $600ks
The Courtyards at Lake Da..., Mooresville, NC
New Construction | 55+ age-restricted | Built 2024 - present | 98 homes
Handsmill on Lake Wylie
$500ks - $800ks
Handsmill on Lake Wylie, York, SC
New Construction | 55+ age-restricted | Built 2021 - present | 650 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
4.7 rating (7 reviews) The Polo Club at Mountain...
$300ks - $500ks
The Polo Club at Mountain..., Charlotte, NC
Resale Only | 55+ age-restricted | Built 2008 - 2015 | 98 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
The Courtyards at Quail P...
$500ks
The Courtyards at Quail P..., Mint Hill, NC
New Construction | 55+ age-restricted | Built 2025 - present | 66 homes
The Farm at Ingleside
$400ks - $500ks
The Farm at Ingleside, Iron Station, NC
Resale Only | 55+ age-restricted | Built 2019 - present | 422 homes
Encore at Harmony
$400ks - $600ks
Encore at Harmony, Harrisburg, NC
New Construction | 55+ age-restricted | Built 2024 - present | 87 homes
The Courtyards at Walters...
$500ks - $800ks
The Courtyards at Walters..., Huntersville, NC
New Construction | 55+ age-restricted | Built 2025 - present | 117 homes
The Gables at Kepley Farm
$200ks - $300ks
The Gables at Kepley Farm, Salisbury, NC
Resale Only | 55+ age-restricted | Built 2005 - 2024 | 260 homes
Fairway Villas at Westpor...
$200ks - $300ks
Fairway Villas at Westpor..., Denver, NC
New Construction | Age-targeted | Built 2017 - present | 51 homes
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
4.8 rating (4 reviews) Lake Walk Freedom Homes
$400ks - $600ks
Lake Walk Freedom Homes, Mooresville, NC
Resale Only | Age-targeted | Built 2017 - 2023 | 122 homes
The Village at India Hook
$300ks - $400ks
The Village at India Hook, Rock Hill, SC
Resale Only | 55+ age-restricted | Built 2007 - 2014 | 58 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
12...3
Sun City Carolina Lakes 44424 ORIOLE DR 200, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$370,000

3 beds

|

2 baths

|

2,057 sq ft

|

Condo

44424 ORIOLE DR 200, INDIAN LAND, SC, 29...
Encore at Harmony 7113 CHAMBERLAIN DR, HARRISBURG, NC, 280..., Harrisburg, NC 28075
$541,237

3 beds

|

3 baths

|

2,140 sq ft

|

House

7113 CHAMBERLAIN DR, HARRISBURG, NC, 280...
Community: Encore at Harmony
Carolina Riverside 2010 BELMONT VIEW DR, BELMONT, NC, 28012, Belmont, NC 28012
$524,658

2 beds

|

2 baths

|

1,581 sq ft

|

House

2010 BELMONT VIEW DR, BELMONT, NC, 28012
Community: Carolina Riverside
The Villas at Covington 7424 CLOUDS REST DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$500,000

3 beds

|

2 baths

|

1,738 sq ft

|

House

7424 CLOUDS REST DR, INDIAN LAND, SC, 29...
Sun City Carolina Lakes 55420 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$475,000

2 beds

|

2 baths

|

1,787 sq ft

|

House

55420 DERRINGER AVE, FORT MILL, SC, 2970...
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
Bella Sera Villas 2615 CIRCA DR, MATTHEWS, NC, 28105, Matthews, NC 28105
$420,000

2 beds

|

2 baths

|

1,485 sq ft

|

House

2615 CIRCA DR, MATTHEWS, NC, 28105
Community: Bella Sera Villas
Roselyn 404 WAXHAW VILLAGE RD 307, LANCASTER, SC..., Lancaster, SC 29720
$351,719

2 beds

|

2 baths

|

1,620 sq ft

|

House

404 WAXHAW VILLAGE RD 307, LANCASTER, SC...
Community: Roselyn
Encore at Harmony 7121 CHAMBERLAIN DR, HARRISBURG, NC, 280..., Harrisburg, NC 28075
$559,331

2 beds

|

2 baths

|

2,349 sq ft

|

House

7121 CHAMBERLAIN DR, HARRISBURG, NC, 280...
Community: Encore at Harmony
Carolina Ridge 12577 PROSPECTORS WAY, HARRISBURG, NC, 2..., Harrisburg, NC 28075
$593,905

5 beds

|

3 baths

|

2,733 sq ft

|

House

12577 PROSPECTORS WAY, HARRISBURG, NC, 2...
Community: Carolina Ridge
Encore at Streamside 1018 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$699,000

3 beds

|

3 baths

|

2,427 sq ft

|

House

1018 LOWLAND WAY, WAXHAW, NC, 28173
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Carolina Ridge 12138 COAL MINE CT, HARRISBURG, NC, 2807..., Harrisburg, NC 28075
$771,506

5 beds

|

5 baths

|

3,582 sq ft

|

House

12138 COAL MINE CT, HARRISBURG, NC, 2807...
Community: Carolina Ridge
Cresswind Charlotte 10400 SUPERB LN, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$445,900

2 beds

|

2 baths

|

1,710 sq ft

|

House

10400 SUPERB LN, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Roselyn 6420 TURKEY ROOST WAY 213, LANCASTER, SC..., Lancaster, SC 29720
$402,899

3 beds

|

2 baths

|

1,816 sq ft

|

House

6420 TURKEY ROOST WAY 213, LANCASTER, SC...
Community: Roselyn
Roselyn 398 WAXHAW VILLAGE RD 308, LANCASTER, SC..., Lancaster, SC 29720
$355,799

3 beds

|

2 baths

|

1,520 sq ft

|

House

398 WAXHAW VILLAGE RD 308, LANCASTER, SC...
Community: Roselyn
Roselyn 390 WAXHAW VILLAGE RD 309, LANCASTER, SC..., Lancaster, SC 29720
$370,779

3 beds

|

2 baths

|

1,633 sq ft

|

House

390 WAXHAW VILLAGE RD 309, LANCASTER, SC...
Community: Roselyn
Roselyn 6416 TURKEY ROOST WAY 212, LANCASTER, SC..., Lancaster, SC 29720
$443,699

3 beds

|

3 baths

|

2,082 sq ft

|

House

6416 TURKEY ROOST WAY 212, LANCASTER, SC...
Community: Roselyn
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
Cindy Certified
12531 RUSSELLWOOD LN, CHARLOTTE, NC, 282..., Charlotte, NC 28213
$415,550

3 beds

|

2 baths

|

1,420 sq ft

|

House

12531 RUSSELLWOOD LN, CHARLOTTE, NC, 282...
Essence at Laurelbrook 9136 FAIRLEE RD, SHERRILLS FORD, NC, 286..., Sherrills Ford, NC 28673
$505,292

4 beds

|

3 baths

|

2,690 sq ft

|

House

9136 FAIRLEE RD, SHERRILLS FORD, NC, 286...
Essence at Laurelbrook 1015 GARFIELD RD, SHERRILLS FORD, NC, 28..., Sherrills Ford, NC 28673
$489,000

4 beds

|

3 baths

|

2,690 sq ft

|

House

1015 GARFIELD RD, SHERRILLS FORD, NC, 28...
The Vineyards on Lake Wylie 9305 RIVER WALK WAY, CHARLOTTE, NC, 2821..., Charlotte, NC 28214
$565,000

4 beds

|

3 baths

|

2,462 sq ft

|

House

9305 RIVER WALK WAY, CHARLOTTE, NC, 2821...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Carolina Lakes 9287 WHISTLING STRAITS DR, INDIAN LAND, ..., Indian Land, SC 29707
$775,000

3 beds

|

4 baths

|

2,931 sq ft

|

House

9287 WHISTLING STRAITS DR, INDIAN LAND, ...
Carolina Reserve Meadows 6961 LIVERPOOL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$485,000

4 beds

|

3 baths

|

2,751 sq ft

|

House

6961 LIVERPOOL CT, INDIAN LAND, SC, 2970...
Cypress Point 1221 ACOSTA CT, LAKE WYLIE, SC, 29710, Lake Wylie, SC 29710
$550,000

3 beds

|

3 baths

|

2,180 sq ft

|

House

1221 ACOSTA CT, LAKE WYLIE, SC, 29710
Community: Cypress Point
Sun City Carolina Lakes 51252 DAFFODIL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$759,900

3 beds

|

4 baths

|

2,903 sq ft

|

House

51252 DAFFODIL CT, INDIAN LAND, SC, 2970...
Cindy Certified
7715 PORRERA ST, CHARLOTTE, NC, 28214, Charlotte, NC 28214
$450,000

3 beds

|

2 baths

|

1,577 sq ft

|

House

7715 PORRERA ST, CHARLOTTE, NC, 28214
The Pines at Sugar Creek 1061 PINECONE AVE, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

1,793 sq ft

|

House

1061 PINECONE AVE, INDIAN LAND, SC, 2970...
Sun City Carolina Lakes 1076 FANTS GROVE LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$595,000

4 beds

|

3 baths

|

2,788 sq ft

|

House

1076 FANTS GROVE LN, INDIAN LAND, SC, 29...
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
Carolina Ridge 12585 PROSPECTORS WAY, HARRISBURG, NC, 2..., Harrisburg, NC 28075
$643,415

5 beds

|

3 baths

|

2,993 sq ft

|

House

12585 PROSPECTORS WAY, HARRISBURG, NC, 2...
Community: Carolina Ridge
Polo Club at Matthews 2808 POLO CLUB BLVD D, MATTHEWS, NC, 281..., Matthews, NC 28105
$415,000

3 beds

|

2 baths

|

1,678 sq ft

|

Townhouse

2808 POLO CLUB BLVD D, MATTHEWS, NC, 281...
Cresswind Charlotte 5816 CHEERFUL LN, CHARLOTTE, NC, 28215, Charlotte, NC 28215
$479,000

2 beds

|

2 baths

|

1,824 sq ft

|

House

5816 CHEERFUL LN, CHARLOTTE, NC, 28215
Community: Cresswind Charlotte
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Carolina Lakes 23090 KINGFISHER DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$550,000

2 beds

|

2 baths

|

2,182 sq ft

|

House

23090 KINGFISHER DR, INDIAN LAND, SC, 29...
The Meridians 14830 BATTELIERE DR, CHARLOTTE, NC, 2827..., Charlotte, NC 28278
$400,000

3 beds

|

2 baths

|

1,567 sq ft

|

House

14830 BATTELIERE DR, CHARLOTTE, NC, 2827...
Community: The Meridians
The Courtyards of Marvin 1313 HAYWOOD PARK DR, MARVIN, NC, 28173, Marvin, NC 28173
$537,900

2 beds

|

2 baths

|

1,552 sq ft

|

House

1313 HAYWOOD PARK DR, MARVIN, NC, 28173
Polo Club at Matthews 2808 POLO CLUB BLVD, MATTHEWS, NC, 28105, Matthews, NC 28105
$415,000

3 beds

|

2 baths

|

1,678 sq ft

|

Condo

2808 POLO CLUB BLVD, MATTHEWS, NC, 28105
Bailey's Glen 18114 EBENEZER DR, CORNELIUS, NC, 28031, Cornelius, NC 28031
$499,000

2 beds

|

2 baths

|

1,607 sq ft

|

House

18114 EBENEZER DR, CORNELIUS, NC, 28031
Community: Bailey's Glen
Sun City Carolina Lakes 2041 SWEETLEAF DR, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$348,000

2 beds

|

2 baths

|

1,373 sq ft

|

Townhouse

2041 SWEETLEAF DR, INDIAN LAND, SC, 2970...
The Courtyards at Walters Farm 5432 MCDOWELL RUN, HUNTERSVILLE, NC, 280..., Huntersville, NC 28078
$550,950

4 beds

|

3 baths

|

2,251 sq ft

|

House

5432 MCDOWELL RUN, HUNTERSVILLE, NC, 280...
Cindy Certified
1603 HARPER LANDING BLVD, STANLEY, NC, 2..., Stanley, NC 28164
$374,280

3 beds

|

2 baths

|

1,542 sq ft

|

House

1603 HARPER LANDING BLVD, STANLEY, NC, 2...
Want to learn more about 55+ communities in Charlotte? 55places can help!
Questions? Call us: (980) 409-5578
Bailey's Glen 17520 INVER DR B  109, CORNELIUS, NC, 28..., Cornelius, NC 28031
$799,900

2 beds

|

3 baths

|

1,560 sq ft

|

Condo

17520 INVER DR B 109, CORNELIUS, NC, 28...
Community: Bailey's Glen
Cresswind Wesley Chapel 4007 BRUSH CRK, MONROE, NC, 28110, Monroe, NC 28110
$1,150,000

3 beds

|

3 baths

|

2,783 sq ft

|

House

4007 BRUSH CRK, MONROE, NC, 28110
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


Charlotte Area 55+ Housing Market Trends

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Number of Listings

Charlotte Area 55+ Housing Market Trends Charlotte Area 55+ Housing Market Trends

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