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Charlotte, NC 55+ rental communities & homes for rent
Living in Charlotte
Located in Central North Carolina, Charlotte is a popular destination for retirees seeking an active city. With no shortage of outdoor recreation, shopping, and city-wide events,…
Located in Central North Carolina, Charlotte is a popular destination for retirees seeking an active city. With no shortage of outdoor recreation, shopping, and city-wide events, paired with its temperate climate and access to transportation, Charlotte has all the sought-after amenities for active adults.
Charlotte Climate & Geography
Charlotte is the largest city in North Carolina and continues to grow. Without any significant bodies of water or geological features near the city center, the city keeps developing and growing, making it a transportation hub of the south.
Recreation, Culture & Entertainment in Charlotte
Retirees looking for outdoor recreation can find it all in Charlotte. Park Road Park, a 120-acre landmark, has eight basketball courts, two horseshoe pits, six baseball fields, five picnic shelters, volleyball and tennis courts, hiking trails, and an 11-acre lake.
Slightly smaller Freedom Park also has athletic fields, volleyball and tennis courts, and a seven-acre lake with several paved trails. Southeast Charlotte is home to multiple golf courses.
Charlotte hosts several popular yearly festivals, including the Charlotte Renaissance Festival, the Taste of Charlotte, and the Moo and Brew Fest, an annual craft beer and burger festival. There are also several history and art museums, including the NASCAR Hall of Fame, as well as two major-league sporting teams (the Charlotte Panthers and the Charlotte Hornets).
The SouthPark area has upscale shopping and dining, and there are several local breweries around the city. Beer lovers can enjoy regular city-wide brewery tours to visit them all.
Charlotte Cost of Living & Taxes
Although North Carolina has a lower cost of living compared to the U.S. average, Charlotte is slightly higher. This is mainly due to the cost of housing, but health care and transportation are above average as well. Groceries and utilities, however, are far below the national average.
North Carolina is moderately tax-friendly to retirees. It does not tax Social Security benefits, but does fully tax pensions, IRAs, and 401(k)s. Properties are taxed at a flat rate of 5.5 percent, and sales tax in Charlotte is 7.25 percent. Unlike many states, groceries are taxed, but prescription medicines are exempt from the sales tax.
Health Care in Charlotte
The Charlotte area ranks in the top 60 communities of Gallup’s Well-Being Index.
There is one nationally ranked hospital in Charlotte, Atrium Health’s Carolinas Medical Center, which is also the No. 4 hospital in the state. Other U.S. News high performing hospitals in the city are Novant Health Presbyterian Medical Center, CaroMont Regional Medical Center, and the Carolinas Healthcare System Pineville.
Frequently Asked Questions
In Charlotte, there are no large communities, 1 medium community with 500-1000 homes, and 14 small communities with less than 500 homes.
The smallest 55+ communities in Charlotte has 72 homes, the largest has 850 homes, and the average communities consists of 243 homes.
Yes, there are new 55+ homes available in Charlotte. The most recent communities started in Charlotte include The Courtyards at Hodges Farm, Lakehouse on Wylie, Highcliff at Palisades - The Gardens. There are also 9 communities in Charlotte that offer new construction homes, including Highcliff at Palisades - The Gardens, Cresswind Charlotte, The Residence at Southpark.
Yes, there are gated 55+ communities in Charlotte. Approximately 26.7% of 55+ communities in the area are gated. For instance, Highcliff at Palisades - The Gardens is a gated communities with 81 homes, and The Polo Club at Mountain Island Lake is another gated communities with 98 homes.
On average, listings in 55+ communities in Charlotte stay on the market for around 367 days. The average price of homes for sale in these communities is approximately $547,763, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Highcliff at Palisades - The Gardens average around $699,000, while homes in Cresswind Charlotte average around $532,613.
20 communities near Charlotte
558 homes near Charlotte
Relevance
3 beds
|2 baths
|1,565 sq ft
|House
3 beds
|3 baths
|2,401 sq ft
|Condo
4 beds
|4 baths
|3,184 sq ft
|House
3 beds
|3 baths
|2,217 sq ft
|House
5 beds
|4 baths
|3,463 sq ft
|House
3 beds
|3 baths
|5,251 sq ft
|House
2 beds
|2 baths
|1,371 sq ft
|House
3 beds
|2 baths
|2,228 sq ft
|House
3 beds
|4 baths
|3,206 sq ft
|House
2 beds
|2 baths
|1,816 sq ft
|House
2 beds
|2 baths
|1,648 sq ft
|House
3 beds
|2 baths
|2,340 sq ft
|House
3 beds
|3 baths
|2,397 sq ft
|House
2 beds
|2 baths
|1,875 sq ft
|House
2 beds
|2 baths
|1,225 sq ft
|House
2 beds
|2 baths
|2,164 sq ft
|House
2 beds
|2 baths
|1,264 sq ft
|House
5 beds
|4 baths
|3,731 sq ft
|House
2 beds
|2 baths
|1,849 sq ft
|House
4 beds
|2 baths
|1,864 sq ft
|House
2 beds
|2 baths
|1,584 sq ft
|House
3 beds
|2 baths
|1,725 sq ft
|House
3 beds
|2 baths
|1,897 sq ft
|House
3 beds
|3 baths
|2,904 sq ft
|House
3 beds
|2 baths
|1,725 sq ft
|House
2 beds
|2 baths
|1,587 sq ft
|Townhouse
3 beds
|3 baths
|2,244 sq ft
|Townhouse
3 beds
|3 baths
|2,948 sq ft
|House
3 beds
|3 baths
|2,182 sq ft
|Townhouse
3 beds
|3 baths
|2,046 sq ft
|Townhouse
2 beds
|2 baths
|1,633 sq ft
|House
2 beds
|3 baths
|1,841 sq ft
|House
3 beds
|2 baths
|2,069 sq ft
|House
Frequently Asked Questions
In Charlotte, there are no large communities, 1 medium community with 500-1000 homes, and 14 small communities with less than 500 homes.
The smallest 55+ communities in Charlotte has 72 homes, the largest has 850 homes, and the average communities consists of 243 homes.
Yes, there are new 55+ homes available in Charlotte. The most recent communities started in Charlotte include The Courtyards at Hodges Farm, Lakehouse on Wylie, Highcliff at Palisades - The Gardens. There are also 9 communities in Charlotte that offer new construction homes, including Highcliff at Palisades - The Gardens, Cresswind Charlotte, The Residence at Southpark.
Yes, there are gated 55+ communities in Charlotte. Approximately 26.7% of 55+ communities in the area are gated. For instance, Highcliff at Palisades - The Gardens is a gated communities with 81 homes, and The Polo Club at Mountain Island Lake is another gated communities with 98 homes.
On average, listings in 55+ communities in Charlotte stay on the market for around 367 days. The average price of homes for sale in these communities is approximately $547,763, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Highcliff at Palisades - The Gardens average around $699,000, while homes in Cresswind Charlotte average around $532,613.
Charlotte Area 55+ Housing Market Trends
Number of Listings
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REIN updates its listings on a daily basis. Data last updated: Oct 08, 2026.
This application does not include information on all of the properties available for sale at this time.
