Danbury, CT 55+ Active Adult Retirement Communities

The city boasts a rich history dating back to colonial times, providing a sense of tradition and character that is evident in its well-preserved architecture and historic sites. The region's breathtaking scenery includes pristine lakes, rolling hills, and lush forests. Danbury has a flourishing arts community, offering a number of galleries, theaters, and museums that cater to various artistic interests. The city is also known for its dining experiences, showcasing a mix of culinary delights that cater to many tastes and preferences. From quaint cafes serving freshly brewed coffee to upscale restaurants specializing in farm-to-table cuisine, Danbury ensures that residents can savor every meal. With its favorable climate and proximity to major metropolitan areas like New York City, Danbury strikes the perfect balance between tranquility and accessibility, making it an ideal place to retire.

For more information about visiting or moving to 55+ communities in Danbury explore the following local resources:

• Discover the wonders of Danbury through the Connecticut Tourism Office's Danbury page, which provides comprehensive information on attractions, events, dining, and accommodations.
• The Danbury Library's website offers valuable insights into the city's history, community resources, and local programs.
• Stay up to date with the city's recreational offerings, including parks, trails, and fitness programs, through the  Danbury Recreation Department's page.

Affordability and Cost of Living

The cost of living in Danbury is high compared to the rest of the U.S., but it’s not outrageous when compared with the rest of the state, and especially to Fairfield County. Danbury’s cost of living expenses average about 18 percent higher than other cities across the nation. Healthcare and housing are especially costly when measured against the median. Utilities, groceries, and transportation bills are also more for Danbury residents.

State income taxes in the Constitution State are relatively high, with Social Security benefits being partially taxed by the state and withdrawals from retirement accounts being fully taxed. Most residents in Danbury can expect their state income taxes to be between 3 and 6.99 percent of their income. There is no inheritance tax in the Nutmeg State but residents will have to pay a flat estate tax of 12 percent.

Sales taxes in Danbury are at 6.35 percent. This is a reflection of the state sales tax as there are no additional county or city taxes on the sale of goods and services. Most non-prepared food items and medications are exempt from the state sales tax, as well as medical devices and supplies. Consumers do not have to pay state sales tax on bicycle helmets, either. 

Property taxes in Connecticut are the fourth highest in the nation, averaging 1.63 percent across the state. Fairfield County has expensive property taxes, but Danbury residents are below the state and county average, paying about 1.3 percent of their home’s assessed value. Seniors in Connecticut who meet income requirements can apply for property tax relief with a credit of $1,000 to $1,250.

Climate and Geography

Danbury experiences a delightful blend of four distinct seasons, providing retirees with a varied climate to enjoy throughout the year. Summers in Danbury are generally warm and pleasant, with average high temperatures in the low 80s. It's the perfect time to explore the city's parks, engage in outdoor activities, and savor the abundant sunshine. Winters bring chilly temperatures, with average lows dipping into the high teens. Snowfall is common throughout the colder months, adding a touch of winter wonderland to the picturesque landscape. Active adults can embrace the beauty of the snowy season and engage in activities like skiing, snowboarding, or simply enjoying the cozy charm of the city.

Danbury's geography is blessed with natural wonders that contribute to its appeal as a retirement destination. The city is surrounded by the stunning beauty of the Berkshire Mountains, offering residents access to breathtaking vistas, hiking trails, and scenic drives. The terrain is characterized by rolling hills, tranquil lakes, and lush forests, providing ample opportunities for outdoor recreation. Nature enthusiasts can immerse themselves in the vibrant colors of autumn, witness the blooms of spring, and enjoy the serenity of the surrounding landscapes. The proximity to Candlewood Lake, the largest lake in Connecticut allows retirees to indulge in boating, fishing, or simply enjoying lakeside picnics. Danbury is also within reach of other popular destinations, including coastal areas and picturesque towns, allowing retirees to explore the many charms of New England.

Recreation, Shopping, and Entertainment

Nestled in the heart of Fairfield County, Danbury offers an array of exciting recreational activities, cultural events, shopping experiences, and entertainment options that cater to all interests and preferences. Whether you're seeking outdoor adventures, artistic inspirations, historical discoveries, or a vibrant social scene, Danbury has plenty for active adults to enjoy.

Golf and Racquet Sports:

• Richter Park Golf Course
• Ridgewood Country Club
• Ridgefield Golf Course
• Rogers Park Tennis Courts

Hiking, Biking, and Boating:

• Wooster Mountain State Park
• Bennett Pond State Park
• Squantz Pond State Park
• Candlewood Lake

Museums and Historical Sites:

• Danbury Railway Museum
• Military Museum of Southern New England
• Charles Ives Birthplace Museum
• Hearthstone Castle

Performing Arts:

• The Palace Danbury
• Danbury Music Centre
• Ives Concert Park
• Brookfield Theatre

Shopping:

• Danbury Fair Mall
• Main Street Danbury
• Germantown Plaza
• Elmbrook Plaza

Parks and Gardens:

• Danbury Town Park
• Rogers Park
• Bennett Memorial Park
• Highstead Arboretum

Festivals and Fairs:

• Greater Danbury Irish Festival
• Tastes of Danbury
• Danbury Fair
• Danbury Street Festival

Health and Wellness

Danbury is well-equipped with excellent healthcare facilities, providing active adults with access to comprehensive medical services and top-notch care. The city is conveniently located within close proximity to major medical centers. Danbury Hospital stands as a leading medical institution in the area, offering a wide range of services including emergency care, specialized surgeries, and geriatric care. With state-of-the-art facilities and a team of highly skilled healthcare professionals residents receive the highest standard of medical attention.

In addition to the hospital, Danbury offers various local options for self-care and maintaining physical and mental well-being. The city boasts numerous fitness centers, gyms, and yoga studios. These facilities provide opportunities for regular exercise, strength training, and group classes. Danbury is also home to several parks and nature reserves where retirees can engage in outdoor activities such as walking, biking or jogging. 

Recommended Itinerary for Visiting Danbury 55+ Communities

Day One

Morning:

• Start your day with a hearty breakfast at Elmer’s Diner, a local favorite serving benedicts, omelets, breakfast wraps, and more.
• Visit Tarrywile Park and Mansion for a leisurely morning walk amidst beautiful landscapes and gardens. Explore the serene trails and soak in the tranquility of nature.

Afternoon:

• Enjoy a delightful lunch at Rosy Tomorrow’s, a charming restaurant known for its farm-to-table cuisine. Savor their seasonal dishes and locally sourced ingredients.
• Spend the afternoon at the Danbury Railway Museum, where you can explore vintage trains, learn about the region's railroad history, and even take a scenic train ride.

Evening:

• Enjoy dinner at Terra, an upscale restaurant featuring Northern Italian cuisine.
• Head to The Palace Danbury and catch a live performance, such as a concert, play, or comedy show, in this historic theater.

Day Two

Morning:

• Enjoy a delicious breakfast at Mill Plain Diner, where locals gather to enjoy benedicts, griddled delights, and breakfast wraps.
• Take a scenic drive to Collis P. Huntington State Park, where you can explore picturesque trails, have a picnic, or simply admire the natural beauty of the park.

Afternoon:

• Head to The Cue for lunch, a local favorite for burgers, barbecue, oysters, and more.
• Meet with a local 55places real estate expert to discuss your retirement community options and gain insights into the housing market in the area.

Evening:

• Enjoy a delicious dinner at Putnam House Restaurant, known for its pub fare, craft beer, and a wide selection of house specialties.

Getting to Danbury, CT

Danbury is conveniently accessible by both car and air. If traveling by car, major highways that lead to the area include Interstate 84 and Route 7. Interstate 84 runs east-west, connecting Danbury to cities such as Waterbury, Hartford, and ultimately reaching the New York State border. Route 7, on the other hand, provides a north-south route, linking Danbury with Norwalk and Ridgefield. Visitors can take these highways to reach Danbury and explore the surrounding region.

For those arriving by air, the closest major airport is Westchester County Airport (HPN), located approximately 35 miles southwest of Danbury. This airport is served by several major airlines, including American, Delta, and JetBlue. Westchester County Airport serves as a gateway to the New York City area, with primary hubs such as John F. Kennedy International Airport (JFK), LaGuardia Airport (LGA), and Newark Liberty International Airport (EWR) offering connections to domestic and international destinations. From Westchester County Airport, visitors can easily rent a car or arrange ground transportation to reach Danbury, CT.