Stevensville, MD 55+ Active Adult Retirement Communities

Overview

Stevensville is a census-designated place in Queen Anne’s County, Maryland. This community is quaint and easygoing, with recreation centered on the beaches and parks throughout the town. Residents enjoy the warm weather in the summer and access to great health care. 

Climate and Geography

The region experiences a humid subtropical climate, which is characterized by hot, humid summers and cold to mild winters. Residents can expect slightly more rainfall than the national average, less snowfall than average, and approximately 211 sunny days throughout the year. 

The community is situated on Kent Island, which is located within the Chesapeake Bay, the largest estuary system in the United States. The island is connected to the mainland via the iconic Chesapeake Bay Bridge to the west, and Kent Narrows Bridge to the east.

Recreation, Culture, & Entertainment 

Stevensville’s top attractions include Terrapin Beach Park, Blackwater Distilling & Tavern, Matapeake Clubhouse and Beach, Mark Cascia Vineyards, Cult Classic Brewing, Romancoke Fishing Pier and Kayak Access, Historic Stevensville, and Stevensville Antiques. 

Cost of Living & Taxes

The cost of living in Stevensville is higher than the state and national average. Factors like health, housing, and utilities drive up the overall cost of living. 

Maryland has an effective income tax rate of 7.06% for single filers and 7.21% for joint filers. Retirement income like Social Security benefits are not taxed, and railroad retirement benefits are also fully exempt. Other qualifying retirement income may also be excluded. 

Qualifying homeowners may also take advantage of property tax relief programs like property tax deferral programs that allow deferment of increase in tax bills for county taxes. There is also a renter’s tax credit program which provides up to $1,000 a year for residents 60 and older. 

Health Care

Stevensville is near several hospitals that are rated by U.S. News as high performing in several procedures and conditions. These hospitals include Anne Arundel Medical Center which is approximately 12 miles away in Annapolis, University of Maryland Shore Medical Center in Easton, University of Maryland Baltimore Washington Medical Center in Glen Burnie, and University of Maryland Shore Medical Center in Chestertown which is the furthest away at 24 miles.