Holmdel, NJ 55+ Active Adult Retirement Communities

Overview 

Holmdel is a township in coastal New Jersey, about 35 miles south of Newark. Residents can enjoy the beautiful natural scenery and green landscapes, and there are also plenty of recreational activities in the area and historical landmarks to visit. Holmdel is perfect for active adults seeking to relocate to a tight-knit community away from populous cities. 

Climate and Geography

Central New Jersey has a humid continental climate that is characterized by four distinct seasons with hot summers and cold winters. The climate is highly influenced by the Northeast Atlantic. 

Holmdel is in Monmouth County, home to the Manasquan Inlet which connects the Atlantic Ocean to the Manasquan River, and a national protected area called the Gateway National Recreation Area. 

Recreation, Culture, & Entertainment 

Some of the top attractions in Holmdel include visiting Holmdel Park, learning about the history of Holmdel in the New Jersey Vietnam Veterans Memorial and Vietnam Era Museum & Educational Center, as well as visiting the Holmes Hendrickson House. Wine connoisseurs can visit the Fox Hollow Vineyards, and fans of live music can catch a concert at the PNC Arts Center.

While there is plenty of nature and outdoor recreation in the area, residents can also reach Newark and New York City in under an hour, as well as Philadelphia in about an hour and a half, providing easy access to all of the fun opportunities and big city amenities these destinations provide.

Cost of Living & Taxes

The cost of living in Holmdel is higher than the state and national average. 

The effective income tax rate of New Jersey is 1.53 percent for single filers and 3.37 percent for joint filers. Retirement income such as Social Security benefits are not taxed, and military pensions are also fully exempt. Many other forms of retirement income, including government pensions and retirement savings accounts, may be eligible for exemptions up to $80,000. 

Retiring homeowners may also take advantage of property tax relief programs like the Property Tax Reimbursement Program, known as the Senior Freeze, and a $250 tax deduction. 

Health Care

Holmdel residents have access to many health care facilities in the surrounding area that are recognized as high performing and nationally ranked for their services by U.S. News. These hospitals include Hackensack Meridian Health Riverview Medical Center, Hackensack Meridian Health Raritan Bay Medical Center, Monmouth Medical Center Long Branch Campus, Jersey Shore University Medical Center, Staten Island University Hospital. These health care providers are all located within 20 miles of Holmdel.