Farmingdale, NJ 55+ Active Adult Retirement Communities

Overview 

Farmingdale is a small agricultural town in Central New Jersey. With numerous golf courses, fishing and boating opportunities, and shopping centers nearby, it is a popular destination for active adults looking for a quieter, quaint town with all the amenities of a larger city.

Climate & Geography 

Located on the Atlantic Coastal Plain, Farmingdale has a humid subtropical climate with warm to hot summers and cold winters. Its proximity to the Atlantic Ocean helps moderate extreme temperatures, but heavy snowfall can occur from seasonal nor’easters. Rainfall is higher than average and there are 207 sunny days per year. 

Most of Monmouth County is flat and low-lying, and Farmingdale is named after the surrounding agricultural land. The borough is bordered by the Mingamahone Brook to the east and the Marsh Bog Brook to the west.

Recreation, Culture, & Entertainment 

There are several natural areas to the south of Farmingdale that are popular among residents, including Allaire State Park, where retirees enjoy hiking, biking, and horseback riding trails. Additionally, the Manasquan River, which runs through the park, offers fishing sites and canoeing. Just west of Allaire State Park is the Manasquan Reservoir, with even more fishing and boating opportunities. 

Some of the most popular amenities in the borough are the multiple golf courses, including Cruz Golf Country Club, Eagle Oaks Golf and Country Club, Spring Meadow Golf Course, and Howell Park Golf Course. Other conveniences, like the retail and entertainment complexes at Monmouth Mall and Seaview Square Shopping Center, are located in nearby cities.

Many of the local shops and restaurants in Farmingdale are located along Main Street. For additional cultural events, high end shopping, and gourmet dining, Trenton and Newark are both under an hour away.

Cost of Living & Taxes

The cost of living in Farmingdale is higher than the national average because of high housing costs. Health care costs are below average.

New Jersey does not tax Social Security benefits, and there are large deductions available for all other forms of retirement income. Thought property taxes in New Jersey are the highest in the country, the state offers a homestead exemption aimed at retirees. Sales taxes match the national average, and all groceries and medicines are exempt.

Health Care

According to Gallup’s Well-Being Index, New Jersey scores well on the social factor, indicating residents have strong relationships.

There are no hospitals in Farmingdale, but Jersey Shore University Medical Center in nearby Neptune is nationally ranked by U.S. News. Additional high performing hospitals include Hackensack Meridian Health Ocean Medical Center in Brick Township, Monmouth Medical Center in Long Branch, and Hackensack Meridian Health Riverview Medical Center in Red Bank.