Wall, NJ 55+ Active Adult Retirement Communities

Overview

Wall is a township in Monmouth County, New Jersey, best known for being a charming coastal village. Retirees that are looking for a quaint town with plenty of local flavor and all four seasons will surely appreciate Wall. 

Climate & Geography

Wall has a humid continental climate. The average annual high temperature is in the low 60s and the average annual low temperature is in the low 40s. The average annual precipitation is roughly 50 inches of rainfall. 

The area surrounding Wall is primarily flat, low-lying coastal land. Allaire State Park is part of large forestry and located within the city. The New York/New Jersey Bight is located to the east. Wreck Pond flows through the city and into the Atlantic Ocean. Philadelphia is approximately 70 miles west, and New York City is about 60 miles north. 

Recreation, Culture, & Entertainment

Active adults frequently take a stroll and bike ride through Shark River Park, Arrow Acres Farm, and Allaire State Park. The Quail Ridge Golf Course is a popular place for golfers. Shopping in the township ranges from antique shops to fashion malls.

The larger cities of Philadelphia and New York City are less than two hours away, providing the perfect opportunity for day trips and weekend getaways to explore the extensive dining, shopping, and entertainment on offer there.

Cost of Living & Taxes

The cost of living in Wall is significantly higher than the national average. This is primarily due to the extremely high costs of homes and housing, at over double the national average. Grocery and utility costs are also just slightly above average, however health care and transportation costs are below average. 

The state of New Jersey is moderately tax friendly to retirees, but this is dependent on income and assets. Social Security benefits are fully exempt from taxes, and other forms of retirement income such as pensions and 401(k)s are eligible for large deductions for residents who are 62+. On the other hand, property taxes in New Jersey are the highest in the U.S. which, when coupled with the high cost of homes, can end up being very expensive. Some residents may qualify for a homestead exemption or rebate depending on age, income, and previous property taxes paid in order to offset this cost.

Health Care

There are three highly ranked medical centers and hospitals located within 10 miles of Wall. They are Jersey Shore University Medical Center, Hackensack Meridian Health Ocean Medical Center, and Monmouth Medical Center-Long Branch Campus. Jersey Shore University Medical Center is regionally ranked, nationally ranked in one adult specialty, and ranked high performing in four adult procedures/conditions. Hackensack Meridian Health Ocean Medical Center is regionally ranked and ranked high performing in three adult procedures/conditions. Monmouth Medical Center-Long Branch Campus is ranked high performing in chronic obstructive pulmonary disease (COPD) and heart failure.