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Bluffton, SC 55+ active adult communities & homes for sale - Page 3

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 28 OLD COUNTRY ROSES, BLUFFTON, SC, 2990..., Bluffton, SC 29909
$369,000

3 beds

|

2 baths

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1,440 sq ft

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House

28 OLD COUNTRY ROSES, BLUFFTON, SC, 2990...
Cindy Certified
4926 AZALEA DR, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$849,900

3 beds

|

3 baths

|

2,775 sq ft

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House

4926 AZALEA DR, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 114 LAH DE DAH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$356,909

2 beds

|

2 baths

|

1,210 sq ft

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Townhouse

114 LAH DE DAH LN, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 16 FALMOUTH WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$559,000

3 beds

|

2 baths

|

2,419 sq ft

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House

16 FALMOUTH WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 886 PROMENADE LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$649,000

3 beds

|

3 baths

|

2,561 sq ft

|

House

886 PROMENADE LN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake 26 HARBORAGE CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,495,000

4 beds

|

4 baths

|

3,395 sq ft

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House

26 HARBORAGE CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Sun City Hilton Head 196 LANDING LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$349,900

2 beds

|

2 baths

|

1,247 sq ft

|

House

196 LANDING LN, BLUFFTON, SC, 29909
Cindy Certified
2620 LAUREL OAK AVE, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$985,000

3 beds

|

4 baths

|

2,993 sq ft

|

House

2620 LAUREL OAK AVE, HARDEEVILLE, SC, 29...
The Haven 10 BAYBRIDGE CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$599,000

2 beds

|

2 baths

|

1,904 sq ft

|

House

10 BAYBRIDGE CT, BLUFFTON, SC, 29910
Community: The Haven
Latitude Margaritaville Hilton Head 112 LAH DE DAH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$374,464

2 beds

|

2 baths

|

1,383 sq ft

|

Townhouse

112 LAH DE DAH LN, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 200 STRATFORD VILLAGE WAY, BLUFFTON, SC,..., Bluffton, SC 29909
$485,000

2 beds

|

2 baths

|

1,973 sq ft

|

House

200 STRATFORD VILLAGE WAY, BLUFFTON, SC,...
Sun City Hilton Head 7 SALTUS CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$535,000

2 beds

|

2 baths

|

2,094 sq ft

|

House

7 SALTUS CT, BLUFFTON, SC, 29909
Hampton Lake 46 ANCHOR COVE CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,249,000

4 beds

|

3 baths

|

2,950 sq ft

|

House

46 ANCHOR COVE CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Sun City Hilton Head 522 AURORA WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$494,000

2 beds

|

2 baths

|

1,345 sq ft

|

House

522 AURORA WAY, BLUFFTON, SC, 29909
Alston Park at New Riverside 29 WYNDHAM DR, BLUFFTON, SC, 29910, Bluffton, SC 29910
$434,900

3 beds

|

2 baths

|

1,949 sq ft

|

House

29 WYNDHAM DR, BLUFFTON, SC, 29910
Latitude Margaritaville Hilton Head 1754 SHORESIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$519,000

3 beds

|

2 baths

|

1,862 sq ft

|

House

1754 SHORESIDE DR, HARDEEVILLE, SC, 2992...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 32 PURRY CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$285,000

2 beds

|

2 baths

|

1,445 sq ft

|

Townhouse

32 PURRY CIR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 171 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$399,999

2 beds

|

2 baths

|

1,447 sq ft

|

House

171 TROPICS AVE, HARDEEVILLE, SC, 29927
Sun City Hilton Head 26 PENNY CREEK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$625,000

3 beds

|

2 baths

|

2,609 sq ft

|

House

26 PENNY CREEK DR, BLUFFTON, SC, 29909
Sun City Hilton Head 62 ANDOVER PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$375,000

2 beds

|

2 baths

|

1,568 sq ft

|

House

62 ANDOVER PL, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cindy Certified
3108 LAUREL OAK AVE, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$894,000

3 beds

|

3 baths

|

2,770 sq ft

|

House

3108 LAUREL OAK AVE, HARDEEVILLE, SC, 29...
Sun City Hilton Head 478 WIRY GREEN LEAF LN, BLUFFTON, SC, 29..., Bluffton, SC 29909
$659,000

2 beds

|

2 baths

|

1,809 sq ft

|

House

478 WIRY GREEN LEAF LN, BLUFFTON, SC, 29...
Sun City Hilton Head 481 WIRY GREEN LEAF LN, BLUFFTON, SC, 29..., Bluffton, SC 29909
$650,000

2 beds

|

3 baths

|

1,987 sq ft

|

House

481 WIRY GREEN LEAF LN, BLUFFTON, SC, 29...
Sun City Hilton Head 568 ARGENT WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$375,000

2 beds

|

2 baths

|

1,200 sq ft

|

House

568 ARGENT WAY, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 67 BAREFOOT LN 102, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$365,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

67 BAREFOOT LN 102, HARDEEVILLE, SC, 299...
Cindy Certified
3057 LAUREL OAK AVE, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$961,000

3 beds

|

3 baths

|

2,945 sq ft

|

House

3057 LAUREL OAK AVE, HARDEEVILLE, SC, 29...
Sun City Hilton Head 142 CYPRESS RUN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$344,500

2 beds

|

2 baths

|

1,240 sq ft

|

House

142 CYPRESS RUN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 104 COOL BREEZE DR, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$535,000

2 beds

|

2 baths

|

1,768 sq ft

|

House

104 COOL BREEZE DR, HARDEEVILLE, SC, 299...
Cindy Certified
3131 LAUREL OAK AVE, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$898,000

3 beds

|

3 baths

|

2,710 sq ft

|

House

3131 LAUREL OAK AVE, HARDEEVILLE, SC, 29...
Cindy Certified
30 LOBLOLLY PNE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$758,000

3 beds

|

3 baths

|

2,770 sq ft

|

House

30 LOBLOLLY PNE, HARDEEVILLE, SC, 29927
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Hilton Head Lakes 479 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$451,804

4 beds

|

3 baths

|

2,181 sq ft

|

House

479 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Hilton Head Lakes 1542 WIREGRASS WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$649,900

3 beds

|

2 baths

|

2,343 sq ft

|

House

1542 WIREGRASS WAY, HARDEEVILLE, SC, 299...
Community: Hilton Head Lakes
Sun City Hilton Head 1151 NORTHLAKE BLVD, OKATIE, SC, 29909, Okatie, SC 29909
$589,000

2 beds

|

2 baths

|

1,961 sq ft

|

House

1151 NORTHLAKE BLVD, OKATIE, SC, 29909
Hilton Head Lakes 65 RIVER BIRCH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$253,490

3 beds

|

3 baths

|

1,437 sq ft

|

Townhouse

65 RIVER BIRCH LN, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Sun City Hilton Head 9 SCENIC DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$455,000

2 beds

|

2 baths

|

1,996 sq ft

|

House

9 SCENIC DR, BLUFFTON, SC, 29909
Sun City Hilton Head 153 LANDING LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$345,000

2 beds

|

2 baths

|

1,278 sq ft

|

House

153 LANDING LN, BLUFFTON, SC, 29909
Hilton Head Lakes 255 GARDEN ROW DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$400,000

3 beds

|

2 baths

|

1,998 sq ft

|

House

255 GARDEN ROW DR, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Sun City Hilton Head 34 RAVEN GLASS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$659,000

3 beds

|

3 baths

|

2,764 sq ft

|

House

34 RAVEN GLASS LN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 79 SPRING BEAUTY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$425,000

2 beds

|

2 baths

|

1,563 sq ft

|

House

79 SPRING BEAUTY DR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 69 FLIP FLOP CT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$514,900

2 beds

|

2 baths

|

1,773 sq ft

|

House

69 FLIP FLOP CT, HARDEEVILLE, SC, 29927
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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