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Bluffton, SC 55+ active adult communities & homes for sale - Page 6

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 188 LANDSHARK BLVD, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$484,000

2 beds

|

2 baths

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1,568 sq ft

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Townhouse

188 LANDSHARK BLVD, HARDEEVILLE, SC, 299...
Sun City Hilton Head 38 ZUBLER ST, BLUFFTON, SC, 29909, Bluffton, SC 29909
$299,000

2 beds

|

2 baths

|

1,375 sq ft

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Townhouse

38 ZUBLER ST, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 9 JAVA PLUMB ST, BLUFFTON, SC, 29909, Bluffton, SC 29909
$688,900

3 beds

|

3 baths

|

2,566 sq ft

|

House

9 JAVA PLUMB ST, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 24 PEACH BLOSSOM CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$674,900

3 beds

|

3 baths

|

2,566 sq ft

|

House

24 PEACH BLOSSOM CT, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 13 PEACH BLOSSOM CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$479,900

2 beds

|

2 baths

|

1,747 sq ft

|

House

13 PEACH BLOSSOM CT, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 3096 SHORESIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$519,900

2 beds

|

2 baths

|

1,787 sq ft

|

Duplex

3096 SHORESIDE DR, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 9 HOSELL CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$440,000

2 beds

|

2 baths

|

1,864 sq ft

|

House

9 HOSELL CT, BLUFFTON, SC, 29909
Hilton Head Lakes 104 GARDEN ROW DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$399,900

3 beds

|

3 baths

|

2,258 sq ft

|

Townhouse

104 GARDEN ROW DR, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
The Reserve at Cypress Ridge 416 GREAT HARVEST RD, BLUFFTON, SC, 2990..., Bluffton, SC 29909
$594,500

5 beds

|

4 baths

|

2,731 sq ft

|

House

416 GREAT HARVEST RD, BLUFFTON, SC, 2990...
Sun City Hilton Head 21 LANDMARK LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$585,000

3 beds

|

3 baths

|

2,428 sq ft

|

House

21 LANDMARK LN, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 1 NESTING LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$310,000

2 beds

|

2 baths

|

1,140 sq ft

|

House

1 NESTING LN, BLUFFTON, SC, 29909
Cindy Certified
253 WAX MYRTLE CT, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$622,000

3 beds

|

3 baths

|

2,361 sq ft

|

House

253 WAX MYRTLE CT, HARDEEVILLE, SC, 2992...
Latitude Margaritaville Hilton Head 2013 SHORESIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$520,000

2 beds

|

2 baths

|

1,785 sq ft

|

House

2013 SHORESIDE DR, HARDEEVILLE, SC, 2992...
The Sanctuary at East Argent 646 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$341,990

3 beds

|

2 baths

|

1,151 sq ft

|

House

646 SANCTUM ST, RIDGELAND, SC, 29936
The Sanctuary at East Argent 722 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$343,990

3 beds

|

2 baths

|

1,151 sq ft

|

House

722 SANCTUM ST, RIDGELAND, SC, 29936
The Haven 20 HEATHROW AVE, BLUFFTON, SC, 29910, Bluffton, SC 29910
$675,000

2 beds

|

2 baths

|

2,178 sq ft

|

House

20 HEATHROW AVE, BLUFFTON, SC, 29910
Community: The Haven
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
The Sanctuary at East Argent 686 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$353,990

3 beds

|

2 baths

|

1,249 sq ft

|

House

686 SANCTUM ST, RIDGELAND, SC, 29936
Sun City Hilton Head 543 WIRY GREEN LEAF LN, RIDGELAND, SC, 2..., Ridgeland, SC 29936
$699,000

2 beds

|

3 baths

|

1,987 sq ft

|

House

543 WIRY GREEN LEAF LN, RIDGELAND, SC, 2...
The Sanctuary at East Argent 956 SANCTUARY DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$390,990

3 beds

|

2 baths

|

1,618 sq ft

|

House

956 SANCTUARY DR, RIDGELAND, SC, 29936
Latitude Margaritaville Hilton Head 225 SUMMERTIME PL, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$535,000

2 beds

|

2 baths

|

1,684 sq ft

|

House

225 SUMMERTIME PL, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 184 STRATFORD VILLAGE WAY, BLUFFTON, SC,..., Bluffton, SC 29909
$439,000

2 beds

|

2 baths

|

2,005 sq ft

|

House

184 STRATFORD VILLAGE WAY, BLUFFTON, SC,...
The Sanctuary at East Argent 194 HIATUS CT, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$442,000

5 beds

|

3 baths

|

2,511 sq ft

|

House

194 HIATUS CT, RIDGELAND, SC, 29936
Cindy Certified
65 LAKES XING, BLUFFTON, SC, 29910, Bluffton, SC 29910
$695,500

4 beds

|

3 baths

|

2,999 sq ft

|

House

65 LAKES XING, BLUFFTON, SC, 29910
Sun City Hilton Head 794 PROMENADE LN, OKATIE, SC, 29909, Okatie, SC 29909
$629,000

3 beds

|

3 baths

|

2,361 sq ft

|

House

794 PROMENADE LN, OKATIE, SC, 29909
Latitude Margaritaville Hilton Head 636 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$515,000

2 beds

|

2 baths

|

1,684 sq ft

|

House

636 TROPICS AVE, HARDEEVILLE, SC, 29927
Cindy Certified
84 FOUNDERS WALK, BLUFFTON, SC, 29910, Bluffton, SC 29910
$421,415

3 beds

|

2 baths

|

1,733 sq ft

|

House

84 FOUNDERS WALK, BLUFFTON, SC, 29910
Sun City Hilton Head 259 NORTHLAKE VILLAGE CT, OKATIE, SC, 29..., Okatie, SC 29909
$449,000

2 beds

|

2 baths

|

1,424 sq ft

|

House

259 NORTHLAKE VILLAGE CT, OKATIE, SC, 29...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake 204 FORDING TRCE, BLUFFTON, SC, 29910, Bluffton, SC 29910
$735,000

4 beds

|

3 baths

|

2,664 sq ft

|

House

204 FORDING TRCE, BLUFFTON, SC, 29910
Community: Hampton Lake
Sun City Hilton Head 74 CONCESSION OAK DR, BLUFFTON, SC, 2990..., Bluffton, SC 29909
$525,000

3 beds

|

3 baths

|

2,564 sq ft

|

House

74 CONCESSION OAK DR, BLUFFTON, SC, 2990...
Sun City Hilton Head 7 CLAIRBORNE CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$579,900

2 beds

|

2 baths

|

2,513 sq ft

|

House

7 CLAIRBORNE CT, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Four Seasons at Carolina Oaks 58 JASMINE WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$554,000

2 beds

|

3 baths

|

1,818 sq ft

|

House

58 JASMINE WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 349 RIVERGRASS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$665,000

3 beds

|

3 baths

|

2,787 sq ft

|

House

349 RIVERGRASS LN, BLUFFTON, SC, 29909
Sun City Hilton Head 11 LYNAH WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$460,000

2 beds

|

2 baths

|

1,698 sq ft

|

House

11 LYNAH WAY, BLUFFTON, SC, 29909
Cindy Certified
51 BRIDGETON DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$535,000

4 beds

|

2 baths

|

2,017 sq ft

|

House

51 BRIDGETON DR, BLUFFTON, SC, 29909
Sun City Hilton Head 39 HAMILTON DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$375,000

2 beds

|

3 baths

|

2,113 sq ft

|

House

39 HAMILTON DR, BLUFFTON, SC, 29909
Sun City Hilton Head 2 LAKE SOMERSET CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$775,000

3 beds

|

3 baths

|

2,994 sq ft

|

House

2 LAKE SOMERSET CIR, BLUFFTON, SC, 29909
Sun City Hilton Head 435 BLUE JAY LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$385,000

2 beds

|

2 baths

|

1,390 sq ft

|

House

435 BLUE JAY LN, BLUFFTON, SC, 29909
Sun City Hilton Head 706 TURNBERRY WOODS DR, BLUFFTON, SC, 29..., Bluffton, SC 29909
$574,999

2 beds

|

2 baths

|

1,969 sq ft

|

House

706 TURNBERRY WOODS DR, BLUFFTON, SC, 29...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 9 PINEAPPLE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$367,000

2 beds

|

2 baths

|

1,608 sq ft

|

House

9 PINEAPPLE DR, BLUFFTON, SC, 29909
Sun City Hilton Head 50 REDTAIL DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$545,000

2 beds

|

2 baths

|

2,289 sq ft

|

House

50 REDTAIL DR, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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