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Bluffton, SC 55+ active adult communities & homes for sale - Page 7

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cindy Certified
296 FOUNDERS WALK, BLUFFTON, SC, 29910, Bluffton, SC 29910
$415,000

3 beds

|

2 baths

|

1,733 sq ft

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House

296 FOUNDERS WALK, BLUFFTON, SC, 29910
Sun City Hilton Head 23 SCHOONER LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$1,350,000

3 beds

|

3 baths

|

2,941 sq ft

|

House

23 SCHOONER LN, BLUFFTON, SC, 29909
Hilton Head Lakes 401 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$374,990

4 beds

|

3 baths

|

2,181 sq ft

|

House

401 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 411 DESTINY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$625,000

2 beds

|

2 baths

|

1,858 sq ft

|

House

411 DESTINY DR, BLUFFTON, SC, 29909
Sun City Hilton Head 11 MACKAY LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$315,000

2 beds

|

2 baths

|

1,445 sq ft

|

Townhouse

11 MACKAY LN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
The Haven 8 WAXWING CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$699,000

3 beds

|

3 baths

|

2,437 sq ft

|

House

8 WAXWING CT, BLUFFTON, SC, 29910
Community: The Haven
Sun City Hilton Head 129 KINGS CREEK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$549,000

3 beds

|

2 baths

|

1,825 sq ft

|

House

129 KINGS CREEK DR, BLUFFTON, SC, 29909
Sun City Hilton Head 333 SWEETPEA LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$1,125,000

4 beds

|

4 baths

|

3,500 sq ft

|

House

333 SWEETPEA LN, BLUFFTON, SC, 29909
Sun City Hilton Head 22 SAINT ANDREWS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$459,900

2 beds

|

3 baths

|

2,300 sq ft

|

House

22 SAINT ANDREWS LN, BLUFFTON, SC, 29909
Sun City Hilton Head 168 CUTTER CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$1,200,000

4 beds

|

5 baths

|

2,794 sq ft

|

House

168 CUTTER CIR, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 638 MARGARITAVILLE AVE, HARDEEVILLE, SC,..., Hardeeville, SC 29927
$675,000

2 beds

|

3 baths

|

2,338 sq ft

|

House

638 MARGARITAVILLE AVE, HARDEEVILLE, SC,...
The Reserve at Cypress Ridge 347 GREAT HARVEST RD, BLUFFTON, SC, 2990..., Bluffton, SC 29909
$520,000

4 beds

|

2 baths

|

2,034 sq ft

|

House

347 GREAT HARVEST RD, BLUFFTON, SC, 2990...
Hilton Head Lakes 188 RED DOGWOOD LN, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$340,000

4 beds

|

2 baths

|

1,779 sq ft

|

House

188 RED DOGWOOD LN, HARDEEVILLE, SC, 299...
Community: Hilton Head Lakes
Cindy Certified
209 FOXBRIAR CT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$639,999

3 beds

|

2 baths

|

1,706 sq ft

|

House

209 FOXBRIAR CT, HARDEEVILLE, SC, 29927
Cindy Certified
2 NORMANDY AVE, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,425,000

4 beds

|

4 baths

|

3,000 sq ft

|

House

2 NORMANDY AVE, BLUFFTON, SC, 29910
Latitude Margaritaville Hilton Head 586 WEEKEND AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$445,000

2 beds

|

2 baths

|

1,507 sq ft

|

House

586 WEEKEND AVE, HARDEEVILLE, SC, 29927
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hilton Head Lakes 834 CLUB WAY, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$625,000

3 beds

|

3 baths

|

2,265 sq ft

|

House

834 CLUB WAY, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 4 SCREVEN CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$545,000

3 beds

|

2 baths

|

2,863 sq ft

|

House

4 SCREVEN CT, BLUFFTON, SC, 29909
Sun City Hilton Head 174 CARNATION RD, BLUFFTON, SC, 29909, Bluffton, SC 29909
$785,000

3 beds

|

3 baths

|

3,124 sq ft

|

House

174 CARNATION RD, BLUFFTON, SC, 29909
Sun City Hilton Head 157 SWEETPEA LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$764,000

3 beds

|

3 baths

|

2,174 sq ft

|

House

157 SWEETPEA LN, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 141 BLUE JAY LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$393,850

2 beds

|

2 baths

|

1,345 sq ft

|

House

141 BLUE JAY LN, BLUFFTON, SC, 29909
Sun City Hilton Head 859 DESTINY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$575,000

3 beds

|

3 baths

|

2,131 sq ft

|

House

859 DESTINY DR, BLUFFTON, SC, 29909
Sun City Hilton Head 82 HAMPTON CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$325,000

2 beds

|

2 baths

|

1,162 sq ft

|

House

82 HAMPTON CIR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 1807 GOOD LIFE WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$475,000

2 beds

|

2 baths

|

1,616 sq ft

|

Townhouse

1807 GOOD LIFE WAY, HARDEEVILLE, SC, 299...
Latitude Margaritaville Hilton Head 88 SAND CASTLE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$545,000

2 beds

|

2 baths

|

1,674 sq ft

|

House

88 SAND CASTLE DR, HARDEEVILLE, SC, 2992...
Four Seasons at Carolina Oaks 12 ESTUARY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$621,900

2 beds

|

3 baths

|

2,600 sq ft

|

House

12 ESTUARY DR, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 20 PEACH BLOSSOM CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$659,900

3 beds

|

3 baths

|

2,566 sq ft

|

House

20 PEACH BLOSSOM CT, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 687 FRESHWATER LN, OKATIE, SC, 29909, Okatie, SC 29909
$699,000

3 beds

|

3 baths

|

2,677 sq ft

|

House

687 FRESHWATER LN, OKATIE, SC, 29909
Latitude Margaritaville Hilton Head 165 TOPSIDE E, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$869,900

3 beds

|

3 baths

|

2,682 sq ft

|

House

165 TOPSIDE E, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 3296 SHORESIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$519,900

2 beds

|

2 baths

|

1,787 sq ft

|

House

3296 SHORESIDE DR, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Four Seasons at Carolina Oaks 19 PEACH BLOSSOM CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$459,900

2 beds

|

2 baths

|

1,689 sq ft

|

House

19 PEACH BLOSSOM CT, BLUFFTON, SC, 29909
Sun City Hilton Head 3 BROUGHTON CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$342,000

2 beds

|

2 baths

|

1,296 sq ft

|

House

3 BROUGHTON CT, BLUFFTON, SC, 29909
Sun City Hilton Head 69 CYPRESS HOLW, BLUFFTON, SC, 29909, Bluffton, SC 29909
$315,000

2 beds

|

2 baths

|

1,350 sq ft

|

House

69 CYPRESS HOLW, BLUFFTON, SC, 29909
Sun City Hilton Head 113 HUNLEY CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$1,000,000

3 beds

|

3 baths

|

2,704 sq ft

|

House

113 HUNLEY CT, BLUFFTON, SC, 29909
The Sanctuary at East Argent 758 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$394,880

4 beds

|

3 baths

|

2,203 sq ft

|

House

758 SANCTUM ST, RIDGELAND, SC, 29936
The Sanctuary at East Argent 736 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$339,880

3 beds

|

2 baths

|

1,249 sq ft

|

House

736 SANCTUM ST, RIDGELAND, SC, 29936
The Sanctuary at East Argent 1085 SANCTUARY DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$439,880

5 beds

|

3 baths

|

2,511 sq ft

|

House

1085 SANCTUARY DR, RIDGELAND, SC, 29936
The Sanctuary at East Argent 1090 SANCTUARY DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$441,880

5 beds

|

3 baths

|

2,511 sq ft

|

House

1090 SANCTUARY DR, RIDGELAND, SC, 29936
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
The Haven 48 GATEWOOD LN, BLUFFTON, SC, 29910, Bluffton, SC 29910
$699,000

3 beds

|

3 baths

|

2,644 sq ft

|

House

48 GATEWOOD LN, BLUFFTON, SC, 29910
Community: The Haven
The Sanctuary at East Argent 2155 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$336,000

3 beds

|

2 baths

|

1,183 sq ft

|

House

2155 SANCTUM ST, RIDGELAND, SC, 29936
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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