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Bluffton, SC 55+ active adult communities & homes for sale - Page 2

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 838 PARROT AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$565,000

2 beds

|

2 baths

|

1,785 sq ft

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House

838 PARROT AVE, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 182 MARGARITAVILLE AVE, HARDEEVILLE, SC,..., Hardeeville, SC 29927
$449,900

2 beds

|

2 baths

|

1,507 sq ft

|

House

182 MARGARITAVILLE AVE, HARDEEVILLE, SC,...
Cindy Certified
212 CINNAMON FERN CT, HARDEEVILLE, SC, 2..., Hardeeville, SC 29927
$917,000

2 beds

|

3 baths

|

2,581 sq ft

|

House

212 CINNAMON FERN CT, HARDEEVILLE, SC, 2...
Cindy Certified
124 CINNAMON FERN CT, HARDEEVILLE, SC, 2..., Hardeeville, SC 29927
$795,000

3 beds

|

3 baths

|

2,471 sq ft

|

House

124 CINNAMON FERN CT, HARDEEVILLE, SC, 2...
Sun City Hilton Head 106 GENERAL DRAYTON ST, BLUFFTON, SC, 29..., Bluffton, SC 29909
$459,000

2 beds

|

2 baths

|

1,849 sq ft

|

House

106 GENERAL DRAYTON ST, BLUFFTON, SC, 29...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
The Haven 36 GROVEVIEW AVE, BLUFFTON, SC, 29910, Bluffton, SC 29910
$639,000

3 beds

|

3 baths

|

2,659 sq ft

|

House

36 GROVEVIEW AVE, BLUFFTON, SC, 29910
Community: The Haven
Sun City Hilton Head 15 LANDMARK LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$599,000

3 beds

|

3 baths

|

2,596 sq ft

|

House

15 LANDMARK LN, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 1495 SHORESIDE DR 102, HARDEEVILLE, SC, ..., Hardeeville, SC 29927
$385,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

1495 SHORESIDE DR 102, HARDEEVILLE, SC, ...
Latitude Margaritaville Hilton Head 296 CORAL REEF WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$559,000

2 beds

|

2 baths

|

1,940 sq ft

|

House

296 CORAL REEF WAY, HARDEEVILLE, SC, 299...
Hampton Lake 28 HEARTWOOD CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$689,000

4 beds

|

3 baths

|

2,161 sq ft

|

Townhouse

28 HEARTWOOD CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 23 WAINWRIGHT DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$420,000

2 beds

|

2 baths

|

1,746 sq ft

|

House

23 WAINWRIGHT DR, BLUFFTON, SC, 29909
Cindy Certified
367 RIFLE RD, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$399,990

3 beds

|

2 baths

|

1,725 sq ft

|

House

367 RIFLE RD, RIDGELAND, SC, 29936
Sun City Hilton Head 8 FEREBEE WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$650,000

2 beds

|

3 baths

|

3,116 sq ft

|

House

8 FEREBEE WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 50 PADGETT DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$269,900

2 beds

|

2 baths

|

1,240 sq ft

|

Townhouse

50 PADGETT DR, BLUFFTON, SC, 29909
Hampton Lake 80 HAMPTON LAKE DR, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,799,000

4 beds

|

6 baths

|

4,061 sq ft

|

House

80 HAMPTON LAKE DR, BLUFFTON, SC, 29910
Community: Hampton Lake
Sun City Hilton Head 108 LANDING LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$769,000

3 beds

|

4 baths

|

2,582 sq ft

|

House

108 LANDING LN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 56 STRATFORD VILLAGE WAY, BLUFFTON, SC, ..., Bluffton, SC 29909
$600,000

3 beds

|

2 baths

|

2,826 sq ft

|

House

56 STRATFORD VILLAGE WAY, BLUFFTON, SC, ...
Sun City Hilton Head 43 WILD STRAWBERRY LN, BLUFFTON, SC, 299..., Bluffton, SC 29909
$520,000

3 beds

|

3 baths

|

2,058 sq ft

|

House

43 WILD STRAWBERRY LN, BLUFFTON, SC, 299...
Sun City Hilton Head 7 CORONADO CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$439,900

3 beds

|

2 baths

|

1,638 sq ft

|

House

7 CORONADO CT, BLUFFTON, SC, 29909
Sun City Hilton Head 35 SEAFORD PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$380,000

3 beds

|

2 baths

|

1,945 sq ft

|

Townhouse

35 SEAFORD PL, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Sanctuary at East Argent 1780 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$358,900

4 beds

|

2 baths

|

1,482 sq ft

|

House

1780 SANCTUM ST, RIDGELAND, SC, 29936
Sun City Hilton Head 55 KINGS CREEK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$489,000

2 beds

|

2 baths

|

1,712 sq ft

|

House

55 KINGS CREEK DR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 691 HARBORSIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$615,000

2 beds

|

3 baths

|

2,110 sq ft

|

House

691 HARBORSIDE DR, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 1344 SUNFISH WAY, OKATIE, SC, 29909, Okatie, SC 29909
$500,000

2 beds

|

2 baths

|

1,403 sq ft

|

House

1344 SUNFISH WAY, OKATIE, SC, 29909
Sun City Hilton Head 16 ORCHID LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$525,000

2 beds

|

2 baths

|

2,094 sq ft

|

House

16 ORCHID LN, BLUFFTON, SC, 29909
Sun City Hilton Head 60 RAVEN GLASS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$759,000

3 beds

|

4 baths

|

3,660 sq ft

|

House

60 RAVEN GLASS LN, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 247 CORAL REEF WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$649,000

3 beds

|

3 baths

|

2,114 sq ft

|

House

247 CORAL REEF WAY, HARDEEVILLE, SC, 299...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 62 SALTY FIN DR, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$395,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

62 SALTY FIN DR, HARDEEVILLE, SC, 29927
Sun City Hilton Head 209 AURORA WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$499,000

2 beds

|

2 baths

|

1,581 sq ft

|

House

209 AURORA WAY, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 116 LAH DE DAH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$365,657

2 beds

|

2 baths

|

1,315 sq ft

|

Townhouse

116 LAH DE DAH LN, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 443 CRANE CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$675,000

3 beds

|

3 baths

|

1,987 sq ft

|

House

443 CRANE CT, BLUFFTON, SC, 29909
Sun City Hilton Head 586 CRANE CT, OKATIE, SC, 29909, Okatie, SC 29909
$690,000

2 beds

|

2 baths

|

1,969 sq ft

|

House

586 CRANE CT, OKATIE, SC, 29909
Latitude Margaritaville Hilton Head 350 GOOD LIFE WAY, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$539,900

2 beds

|

2 baths

|

1,684 sq ft

|

House

350 GOOD LIFE WAY, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 32 NORTHLAKE BLVD, BLUFFTON, SC, 29909, Bluffton, SC 29909
$630,000

3 beds

|

2 baths

|

2,715 sq ft

|

House

32 NORTHLAKE BLVD, BLUFFTON, SC, 29909
Sun City Hilton Head 2106 DREAMSCAPE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$540,000

2 beds

|

2 baths

|

1,600 sq ft

|

House

2106 DREAMSCAPE DR, BLUFFTON, SC, 29909
Sun City Hilton Head 10 CLAIRBORNE CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$825,000

3 beds

|

2 baths

|

3,270 sq ft

|

House

10 CLAIRBORNE CT, BLUFFTON, SC, 29909
Sun City Hilton Head 10 AMARYLLIS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$635,000

3 beds

|

3 baths

|

2,428 sq ft

|

House

10 AMARYLLIS LN, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 1386 GOOD LIFE WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$365,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

1386 GOOD LIFE WAY, HARDEEVILLE, SC, 299...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 21 NIGHTINGALE LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$629,000

3 beds

|

2 baths

|

2,408 sq ft

|

House

21 NIGHTINGALE LN, BLUFFTON, SC, 29909
The Sanctuary at East Argent 789 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$358,490

4 beds

|

2 baths

|

1,482 sq ft

|

House

789 SANCTUM ST, RIDGELAND, SC, 29936
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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