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Bluffton, SC 55+ active adult communities & homes for sale - Page 10

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Cindy Certified
56 CINNAMON FERN CT, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$784,000

3 beds

|

3 baths

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2,530 sq ft

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House

56 CINNAMON FERN CT, HARDEEVILLE, SC, 29...
Hampton Lake 107 FORDING BND, BLUFFTON, SC, 29910, Bluffton, SC 29910
$549,900

3 beds

|

3 baths

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2,925 sq ft

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Townhouse

107 FORDING BND, BLUFFTON, SC, 29910
Community: Hampton Lake
Hampton Lake 43 HEARTWOOD CT 1219, BLUFFTON, SC, 2991..., Bluffton, SC 29910
$485,000

3 beds

|

3 baths

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2,147 sq ft

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Condo

43 HEARTWOOD CT 1219, BLUFFTON, SC, 2991...
Community: Hampton Lake
Latitude Margaritaville Hilton Head 139 TREASURE PAST WAY, HARDEEVILLE, SC, ..., Hardeeville, SC 29927
$379,900

2 beds

|

2 baths

|

1,378 sq ft

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House

139 TREASURE PAST WAY, HARDEEVILLE, SC, ...
Sun City Hilton Head 20 DARBY CREEK CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$329,500

2 beds

|

2 baths

|

1,260 sq ft

|

House

20 DARBY CREEK CT, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Cindy Certified
2221 LAUREL OAK AVE, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$650,000

4 beds

|

3 baths

|

2,067 sq ft

|

House

2221 LAUREL OAK AVE, HARDEEVILLE, SC, 29...
Latitude Margaritaville Hilton Head 285 CORAL REEF WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$545,000

3 beds

|

3 baths

|

2,080 sq ft

|

House

285 CORAL REEF WAY, HARDEEVILLE, SC, 299...
Sun City Hilton Head 10 SUNDANCE LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$300,000

2 beds

|

2 baths

|

1,301 sq ft

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House

10 SUNDANCE LN, BLUFFTON, SC, 29909
Sun City Hilton Head 20 STONEY CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$345,000

2 beds

|

2 baths

|

1,548 sq ft

|

House

20 STONEY CT, BLUFFTON, SC, 29909
Cindy Certified
78 FOXBRIAR CT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$614,900

2 beds

|

2 baths

|

2,228 sq ft

|

House

78 FOXBRIAR CT, HARDEEVILLE, SC, 29927
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 179 HAMPTON CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$520,000

3 beds

|

2 baths

|

2,424 sq ft

|

House

179 HAMPTON CIR, BLUFFTON, SC, 29909
Sun City Hilton Head 4 PEPPER PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$254,900

2 beds

|

2 baths

|

1,081 sq ft

|

Townhouse

4 PEPPER PL, BLUFFTON, SC, 29909
Sun City Hilton Head 15 CLAIRBORNE CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$549,000

2 beds

|

2 baths

|

2,289 sq ft

|

House

15 CLAIRBORNE CT, BLUFFTON, SC, 29909
Sun City Hilton Head 240 ARGENT PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$249,000

2 beds

|

2 baths

|

1,170 sq ft

|

House

240 ARGENT PL, BLUFFTON, SC, 29909
Hilton Head Lakes 243 REDBUD LN, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$485,000

3 beds

|

3 baths

|

1,925 sq ft

|

House

243 REDBUD LN, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 10 TIPO WHITE CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$425,000

2 beds

|

2 baths

|

1,754 sq ft

|

House

10 TIPO WHITE CT, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 267 COOL BREEZE DR, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$515,000

2 beds

|

2 baths

|

1,684 sq ft

|

House

267 COOL BREEZE DR, HARDEEVILLE, SC, 299...
Hilton Head Lakes 17 GARDEN GATE CIR, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$400,000

4 beds

|

3 baths

|

2,309 sq ft

|

House

17 GARDEN GATE CIR, HARDEEVILLE, SC, 299...
Community: Hilton Head Lakes
Latitude Margaritaville Hilton Head 235 MARGARITAVILLE AVE, HARDEEVILLE, SC,..., Hardeeville, SC 29927
$542,500

2 beds

|

3 baths

|

2,080 sq ft

|

House

235 MARGARITAVILLE AVE, HARDEEVILLE, SC,...
Sun City Hilton Head 117 FORT WALKER LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$500,000

2 beds

|

2 baths

|

1,872 sq ft

|

House

117 FORT WALKER LN, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 220 SANDBAR LN 101, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$354,000

2 beds

|

2 baths

|

1,204 sq ft

|

Townhouse

220 SANDBAR LN 101, HARDEEVILLE, SC, 299...
Sun City Hilton Head 40 CATAMARAN LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$949,900

3 beds

|

3 baths

|

2,553 sq ft

|

House

40 CATAMARAN LN, BLUFFTON, SC, 29909
Sun City Hilton Head 22 WANDERING DAISY DR, BLUFFTON, SC, 299..., Bluffton, SC 29909
$529,000

2 beds

|

2 baths

|

2,513 sq ft

|

House

22 WANDERING DAISY DR, BLUFFTON, SC, 299...
Sun City Hilton Head 12 APPLE LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$424,900

2 beds

|

2 baths

|

1,996 sq ft

|

House

12 APPLE LN, BLUFFTON, SC, 29909
Sun City Hilton Head 171 HAMPTON CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$590,000

3 beds

|

2 baths

|

2,381 sq ft

|

House

171 HAMPTON CIR, BLUFFTON, SC, 29909
Sun City Hilton Head 40 KINGS CREEK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$399,900

2 beds

|

2 baths

|

1,844 sq ft

|

House

40 KINGS CREEK DR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 198 SANDBAR LN, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$375,000

2 beds

|

2 baths

|

1,204 sq ft

|

House

198 SANDBAR LN, HARDEEVILLE, SC, 29927
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 601 CORAL REEF WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$525,000

3 beds

|

2 baths

|

1,685 sq ft

|

House

601 CORAL REEF WAY, HARDEEVILLE, SC, 299...
Sun City Hilton Head 167 HAMPTON CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$519,000

3 beds

|

3 baths

|

2,234 sq ft

|

House

167 HAMPTON CIR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 409 BEACHCOMBER BLVD, HARDEEVILLE, SC, 2..., Hardeeville, SC 29927
$429,900

2 beds

|

2 baths

|

1,503 sq ft

|

House

409 BEACHCOMBER BLVD, HARDEEVILLE, SC, 2...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 29 SUNDOME CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$450,000

2 beds

|

2 baths

|

2,329 sq ft

|

House

29 SUNDOME CT, BLUFFTON, SC, 29909
Sun City Hilton Head 45 NIGHTINGALE LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$589,900

2 beds

|

2 baths

|

2,567 sq ft

|

House

45 NIGHTINGALE LN, BLUFFTON, SC, 29909
Sun City Hilton Head 21 RAVEN GLASS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$485,000

2 beds

|

2 baths

|

2,289 sq ft

|

House

21 RAVEN GLASS LN, BLUFFTON, SC, 29909
Hilton Head Lakes 45 DREHER DR, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$365,900

3 beds

|

2 baths

|

1,495 sq ft

|

House

45 DREHER DR, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 32 HAMILTON DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$485,000

3 beds

|

3 baths

|

2,323 sq ft

|

House

32 HAMILTON DR, BLUFFTON, SC, 29909
Sun City Hilton Head 179 STRATFORD VILLAGE WAY, BLUFFTON, SC,..., Bluffton, SC 29909
$454,900

2 beds

|

2 baths

|

2,267 sq ft

|

House

179 STRATFORD VILLAGE WAY, BLUFFTON, SC,...
The Sanctuary at East Argent 1877 SANCTUM DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$338,500

3 beds

|

2 baths

|

1,183 sq ft

|

House

1877 SANCTUM DR, RIDGELAND, SC, 29936
Latitude Margaritaville Hilton Head 1217 ST SOMEWHERE DR, HARDEEVILLE, SC, 2..., Hardeeville, SC 29927
$519,900

2 beds

|

2 baths

|

1,684 sq ft

|

House

1217 ST SOMEWHERE DR, HARDEEVILLE, SC, 2...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 18 FRENCH GARDEN LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$445,000

2 beds

|

2 baths

|

1,712 sq ft

|

House

18 FRENCH GARDEN LN, BLUFFTON, SC, 29909
Cindy Certified
48 HARTWELL RD, BLUFFTON, SC, 29910, Bluffton, SC 29910
$479,900

4 beds

|

3 baths

|

2,478 sq ft

|

House

48 HARTWELL RD, BLUFFTON, SC, 29910
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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