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Bluffton, SC 55+ active adult communities & homes for sale - Page 9

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Sanctuary at East Argent 731 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$419,880

5 beds

|

3 baths

|

2,361 sq ft

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House

731 SANCTUM ST, RIDGELAND, SC, 29936
Hilton Head Lakes 484 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$379,990

4 beds

|

3 baths

|

1,958 sq ft

|

House

484 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Latitude Margaritaville Hilton Head 192 LAH DE DAH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$376,709

2 beds

|

2 baths

|

1,210 sq ft

|

Townhouse

192 LAH DE DAH LN, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 15 TURNBERRY CT, OKATIE, SC, 29909, Okatie, SC 29909
$567,500

3 beds

|

3 baths

|

2,134 sq ft

|

House

15 TURNBERRY CT, OKATIE, SC, 29909
Latitude Margaritaville Hilton Head 399 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$356,960

2 beds

|

2 baths

|

1,210 sq ft

|

Townhouse

399 TROPICS AVE, HARDEEVILLE, SC, 29927
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 328 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$359,075

2 beds

|

2 baths

|

1,210 sq ft

|

Townhouse

328 TROPICS AVE, HARDEEVILLE, SC, 29927
Sun City Hilton Head 10 HAMPTON CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$555,000

2 beds

|

2 baths

|

1,828 sq ft

|

House

10 HAMPTON CIR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 292 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$362,412

2 beds

|

2 baths

|

1,315 sq ft

|

Townhouse

292 TROPICS AVE, HARDEEVILLE, SC, 29927
Cindy Certified
64 LANTANA WAY, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$719,000

2 beds

|

3 baths

|

2,557 sq ft

|

House

64 LANTANA WAY, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 174 SLACK TIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$849,000

3 beds

|

2 baths

|

2,183 sq ft

|

House

174 SLACK TIDE DR, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 45 WILD STRAWBERRY LN, BLUFFTON, SC, 299..., Bluffton, SC 29909
$430,000

2 beds

|

2 baths

|

1,498 sq ft

|

House

45 WILD STRAWBERRY LN, BLUFFTON, SC, 299...
The Sanctuary at East Argent 353 SANCTUARY DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$399,500

3 beds

|

2 baths

|

1,618 sq ft

|

House

353 SANCTUARY DR, RIDGELAND, SC, 29936
Hampton Lake 37 ANCHOR COVE CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,299,000

4 beds

|

5 baths

|

3,470 sq ft

|

House

37 ANCHOR COVE CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Hilton Head Lakes 145 CLEARWATER WALK, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$449,500

3 beds

|

2 baths

|

1,700 sq ft

|

House

145 CLEARWATER WALK, HARDEEVILLE, SC, 29...
Community: Hilton Head Lakes
Latitude Margaritaville Hilton Head 268 COOL BREEZE DR, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$554,000

2 beds

|

2 baths

|

1,684 sq ft

|

House

268 COOL BREEZE DR, HARDEEVILLE, SC, 299...
Sun City Hilton Head 3 FICKLING CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$367,000

2 beds

|

2 baths

|

1,460 sq ft

|

House

3 FICKLING CT, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 24 WHITEBARK LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$325,000

2 beds

|

2 baths

|

1,138 sq ft

|

House

24 WHITEBARK LN, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 101 CAROLINA OAKS AVE, BLUFFTON, SC, 299..., Bluffton, SC 29909
$625,000

3 beds

|

3 baths

|

2,733 sq ft

|

House

101 CAROLINA OAKS AVE, BLUFFTON, SC, 299...
Hilton Head Lakes 161 ST ANDREWS CRES, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$650,000

4 beds

|

4 baths

|

2,336 sq ft

|

House

161 ST ANDREWS CRES, HARDEEVILLE, SC, 29...
Community: Hilton Head Lakes
Hampton Lake 30 HEARTWOOD CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$699,900

4 beds

|

3 baths

|

2,295 sq ft

|

Townhouse

30 HEARTWOOD CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 1206 SUNFISH WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$550,000

2 beds

|

2 baths

|

1,722 sq ft

|

House

1206 SUNFISH WAY, BLUFFTON, SC, 29909
Cindy Certified
7 PRITCHARD FARMS RD, BLUFFTON, SC, 2991..., Bluffton, SC 29910
$450,000

3 beds

|

2 baths

|

1,473 sq ft

|

House

7 PRITCHARD FARMS RD, BLUFFTON, SC, 2991...
Latitude Margaritaville Hilton Head 377 MARGARITAVILLE AVE, HARDEEVILLE, SC,..., Hardeeville, SC 29927
$584,900

3 beds

|

2 baths

|

1,939 sq ft

|

House

377 MARGARITAVILLE AVE, HARDEEVILLE, SC,...
Latitude Margaritaville Hilton Head 618 BEACHCOMBER BLVD 102, HARDEEVILLE, S..., Hardeeville, SC 29927
$375,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

618 BEACHCOMBER BLVD 102, HARDEEVILLE, S...
The Sanctuary at East Argent 848 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$344,880

4 beds

|

2 baths

|

1,482 sq ft

|

House

848 SANCTUM ST, RIDGELAND, SC, 29936
Latitude Margaritaville Hilton Head 371 SPONGECAKE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$467,500

2 beds

|

2 baths

|

1,565 sq ft

|

Townhouse

371 SPONGECAKE DR, HARDEEVILLE, SC, 2992...
Cindy Certified
43 FOUNDERS WALK, BLUFFTON, SC, 29909, Bluffton, SC 29909
$409,190

3 beds

|

2 baths

|

1,495 sq ft

|

House

43 FOUNDERS WALK, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
The Sanctuary at East Argent 864 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$343,880

3 beds

|

2 baths

|

1,249 sq ft

|

House

864 SANCTUM ST, RIDGELAND, SC, 29936
Sun City Hilton Head 20 ORION PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$425,000

2 beds

|

2 baths

|

1,864 sq ft

|

House

20 ORION PL, BLUFFTON, SC, 29909
Hilton Head Lakes 161 ST ANDREWS CRST, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$650,000

4 beds

|

4 baths

|

2,336 sq ft

|

House

161 ST ANDREWS CRST, HARDEEVILLE, SC, 29...
Community: Hilton Head Lakes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Hilton Head Lakes 96 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$379,900

3 beds

|

2 baths

|

1,622 sq ft

|

House

96 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 11 SWEETWATER CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$325,000

2 beds

|

2 baths

|

1,454 sq ft

|

Townhouse

11 SWEETWATER CT, BLUFFTON, SC, 29909
Sun City Hilton Head 54 PLYMOUTH LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$438,000

3 beds

|

2 baths

|

1,778 sq ft

|

House

54 PLYMOUTH LN, BLUFFTON, SC, 29909
Cindy Certified
3 ALDEN CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$464,000

3 beds

|

2 baths

|

2,037 sq ft

|

House

3 ALDEN CT, BLUFFTON, SC, 29910
Sun City Hilton Head 5 FEREBEE WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$330,000

2 beds

|

2 baths

|

1,276 sq ft

|

House

5 FEREBEE WAY, BLUFFTON, SC, 29909
Hilton Head Lakes 10 GARDEN ISLE LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$449,500

4 beds

|

3 baths

|

2,309 sq ft

|

House

10 GARDEN ISLE LN, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Sun City Hilton Head 277 TWIN PONDS DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$379,000

3 beds

|

3 baths

|

1,962 sq ft

|

House

277 TWIN PONDS DR, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 16 BALDWIN LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$829,900

3 beds

|

3 baths

|

3,503 sq ft

|

House

16 BALDWIN LN, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 680 SUMMERTIME PL, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$495,000

2 beds

|

2 baths

|

1,862 sq ft

|

Townhouse

680 SUMMERTIME PL, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 321 BLUE JAY LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$434,900

3 beds

|

2 baths

|

1,581 sq ft

|

House

321 BLUE JAY LN, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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