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Bluffton, SC 55+ active adult communities & homes for sale - Page 4

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


412 homes near Bluffton

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4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Sun City Hilton Head 245 TURNBERRY WOODS DR, BLUFFTON, SC, 29..., Bluffton, SC 29909
$419,900

2 beds

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2 baths

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1,571 sq ft

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House

245 TURNBERRY WOODS DR, BLUFFTON, SC, 29...
Cindy Certified
327 JUNEBERRY CT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$839,000

3 beds

|

3 baths

|

2,771 sq ft

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House

327 JUNEBERRY CT, HARDEEVILLE, SC, 29927
Sun City Hilton Head 25 ANSLEY PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$335,000

2 beds

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2 baths

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1,280 sq ft

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House

25 ANSLEY PL, BLUFFTON, SC, 29909
Sun City Hilton Head 24 REEDY PL, BLUFFTON, SC, 29909, Bluffton, SC 29909
$539,000

2 beds

|

2 baths

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1,705 sq ft

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House

24 REEDY PL, BLUFFTON, SC, 29909
Sun City Hilton Head 207 MYSTIC POINT DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$344,900

2 beds

|

2 baths

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1,234 sq ft

|

House

207 MYSTIC POINT DR, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hilton Head Lakes 39 ST ANDREWS CRES, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$515,115

4 beds

|

3 baths

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2,425 sq ft

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House

39 ST ANDREWS CRES, HARDEEVILLE, SC, 299...
Community: Hilton Head Lakes
Latitude Margaritaville Hilton Head 109 CARIBBEAN SOUL AVE 101, HARDEEVILLE,..., Hardeeville, SC 29927
$339,000

2 beds

|

2 baths

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1,204 sq ft

|

House

109 CARIBBEAN SOUL AVE 101, HARDEEVILLE,...
The Sanctuary at East Argent 620 RESPITE ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$395,000

3 beds

|

2 baths

|

1,618 sq ft

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House

620 RESPITE ST, RIDGELAND, SC, 29936
Sun City Hilton Head 18 PENDARVIS WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$479,000

2 beds

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2 baths

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1,706 sq ft

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House

18 PENDARVIS WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 714 JAVA DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$999,900

3 beds

|

4 baths

|

3,322 sq ft

|

House

714 JAVA DR, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Hampton Lake 7 HARBORVIEW CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,699,000

4 beds

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4 baths

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3,368 sq ft

|

House

7 HARBORVIEW CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Latitude Margaritaville Hilton Head 1267 PARROT AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$875,000

2 beds

|

3 baths

|

2,336 sq ft

|

House

1267 PARROT AVE, HARDEEVILLE, SC, 29927
Sun City Hilton Head 2 ARGENT WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$597,000

2 beds

|

3 baths

|

2,243 sq ft

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House

2 ARGENT WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 10 SUNFLOWER LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$635,000

2 beds

|

2 baths

|

1,958 sq ft

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House

10 SUNFLOWER LN, BLUFFTON, SC, 29909
Sun City Hilton Head 164 HAMPTON LAKE XING 1465, BLUFFTON, SC..., Bluffton, SC 29910
$1,125,000

3 beds

|

4 baths

|

3,706 sq ft

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Condo

164 HAMPTON LAKE XING 1465, BLUFFTON, SC...
Sun City Hilton Head 63 CARNATION RD, BLUFFTON, SC, 29909, Bluffton, SC 29909
$635,000

2 beds

|

2 baths

|

1,959 sq ft

|

House

63 CARNATION RD, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 58 DONCASTER LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$449,000

2 beds

|

2 baths

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1,871 sq ft

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House

58 DONCASTER LN, BLUFFTON, SC, 29909
Sun City Hilton Head 16 SAINT ANDREWS LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$505,000

2 beds

|

2 baths

|

2,087 sq ft

|

House

16 SAINT ANDREWS LN, BLUFFTON, SC, 29909
Sun City Hilton Head 702 DESTINY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$435,000

2 beds

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2 baths

|

1,516 sq ft

|

House

702 DESTINY DR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 143 TREASURE PAST WAY, HARDEEVILLE, SC, ..., Hardeeville, SC 29927
$349,000

2 beds

|

2 baths

|

1,210 sq ft

|

House

143 TREASURE PAST WAY, HARDEEVILLE, SC, ...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 1028 GOOD LIFE WAY, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$575,000

2 beds

|

3 baths

|

2,161 sq ft

|

House

1028 GOOD LIFE WAY, HARDEEVILLE, SC, 299...
Latitude Margaritaville Hilton Head 70 SANDBAR LN 102, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$405,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

70 SANDBAR LN 102, HARDEEVILLE, SC, 2992...
Four Seasons at Carolina Oaks 43 JASMINE WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$650,000

3 beds

|

3 baths

|

2,437 sq ft

|

House

43 JASMINE WAY, BLUFFTON, SC, 29909
Sun City Hilton Head 231 BLUFF POINT LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$645,000

3 beds

|

2 baths

|

2,172 sq ft

|

House

231 BLUFF POINT LN, BLUFFTON, SC, 29909
Hilton Head Lakes 55 RIVER BIRCH LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$282,490

3 beds

|

3 baths

|

1,437 sq ft

|

Townhouse

55 RIVER BIRCH LN, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Sun City Hilton Head 20 DONCASTER LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$425,000

2 beds

|

2 baths

|

1,719 sq ft

|

House

20 DONCASTER LN, BLUFFTON, SC, 29909
Sun City Hilton Head 47 SUMMERPLACE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$350,000

2 beds

|

2 baths

|

1,763 sq ft

|

House

47 SUMMERPLACE DR, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Latitude Margaritaville Hilton Head 141 SANDBAR LN 101, HARDEEVILLE, SC, 299..., Hardeeville, SC 29927
$379,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

141 SANDBAR LN 101, HARDEEVILLE, SC, 299...
Latitude Margaritaville Hilton Head 357 GOOD LIFE WAY, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$550,000

2 beds

|

2 baths

|

1,685 sq ft

|

House

357 GOOD LIFE WAY, HARDEEVILLE, SC, 2992...
Hilton Head Lakes 178 WOOD CHUCK LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$519,000

3 beds

|

2 baths

|

1,550 sq ft

|

House

178 WOOD CHUCK LN, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 102 SALTY RIM PT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$539,000

3 beds

|

2 baths

|

1,862 sq ft

|

House

102 SALTY RIM PT, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 857 MARGARITAVILLE AVE, HARDEEVILLE, SC,..., Hardeeville, SC 29927
$875,000

2 beds

|

3 baths

|

2,338 sq ft

|

House

857 MARGARITAVILLE AVE, HARDEEVILLE, SC,...
Sun City Hilton Head 241 LANDING LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$284,900

2 beds

|

2 baths

|

1,063 sq ft

|

Townhouse

241 LANDING LN, BLUFFTON, SC, 29909
Hampton Lake 56 SWEET MARSH CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,049,000

4 beds

|

3 baths

|

2,672 sq ft

|

House

56 SWEET MARSH CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Hilton Head Lakes 288 GARDEN GATE CIR, HARDEEVILLE, SC, 29..., Hardeeville, SC 29927
$414,999

3 beds

|

3 baths

|

2,010 sq ft

|

House

288 GARDEN GATE CIR, HARDEEVILLE, SC, 29...
Community: Hilton Head Lakes
Cindy Certified
69 FORT SULLIVAN DR, RIDGELAND, SC, 2993..., Ridgeland, SC 29936
$399,000

3 beds

|

2 baths

|

1,420 sq ft

|

House

69 FORT SULLIVAN DR, RIDGELAND, SC, 2993...
Latitude Margaritaville Hilton Head 418 SUMMERTIME PL, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$469,000

2 beds

|

2 baths

|

1,558 sq ft

|

Townhouse

418 SUMMERTIME PL, HARDEEVILLE, SC, 2992...
Latitude Margaritaville Hilton Head 1899 SHORESIDE DR, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$519,000

3 beds

|

2 baths

|

1,865 sq ft

|

House

1899 SHORESIDE DR, HARDEEVILLE, SC, 2992...
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 65 THOMAS BEE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$524,900

3 beds

|

2 baths

|

1,961 sq ft

|

House

65 THOMAS BEE DR, BLUFFTON, SC, 29909
Hilton Head Lakes 730 WOOD CHUCK LN, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$549,900

3 beds

|

2 baths

|

2,010 sq ft

|

House

730 WOOD CHUCK LN, HARDEEVILLE, SC, 2992...
Community: Hilton Head Lakes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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