Lake Frederick 55+ Active Adult Retirement Communities

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Located in Northern Virginia, Lake Frederick is a quiet, residential community. It is part of the Winchester area, which is known for its historic sights and outdoor recreation. Proximity to larger metropolitan areas and a quaint, close-knit community make Lake Frederick popular for active adults.

Climate & Geography 

Lake Frederick experiences a humid subtropical climate with hot, humid summers and cool winters. The Blue Ridge Mountains and Appalachian Mountains help regulate temperatures, and extreme cold spells from coastal nor'easters are typically blocked by these ranges.

Residents can expect moderate rain and snowfall as well as around 197 days of sun each year.

The region is mostly flat land, with the community's namesake lake being the primary geographical feature.

Recreation, Culture, & Entertainment 

Lake Frederick has several nearby natural spaces. The community is situated around a 117-acre lake with boating and fishing available to residents. More fishing is found at Sherando Park, a 330-acre park just northwest. Shenandoah National Park is southwest of the region, and features 200,000 acres of forests, trails, waterfalls, and scenic views.

Residents enjoy many local restaurants and eateries as Lake Frederick is generally free of large chains. Winchester is just a half-hour north and boasts multiple museums, breweries and wineries, and farmers markets. It also has a bustling downtown area, Old Town Winchester, with local festivals, shops, and bars.

Washington, D.C. is under two hours east of Lake Frederick, featuring large-scale, high-end shopping and dining.

Cost of Living & Taxes 

Frederick County’s cost of living is just above the national average because of the higher cost of housing. Several other factors, including groceries, transportation, and health care all hover above average, while utilities are below.

Virginia is tax friendly to retirees. Social Security is not taxed, and other forms of retirement income are taxed but largely deductible. The state has low property and sales taxes as well.

Health Care

According to Gallup’s Well-Being Index, Virginia ranks in the top 27 states.

There are no nationally ranked hospitals in Lake Frederick. The nearest hospital is Winchester Medical Center, which is rated as high performing by U.S. News. Other high performing hospitals within 40 miles are Novant UVA Health System Prince William Medical Center in Manassas, Inova Loudoun Hospital in Leesburg, and Berkeley Medical Center in Martinsburg.

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