Colorado 55+ active adult communities & homes for sale

Colorado features an incredibly friendly retirement tax climate. Residents age 65 and older are completely exempt from paying state income tax on their Social Security benefits. Early retirees aged 55 to 64 are also fully exempt from state tax on Social Security as long as their adjusted gross income (AGI) stays at or below $75,000 for single filers or $95,000 for joint returns. Furthermore, thanks to sweeping state tax updates, Colorado has eliminated the caps on pension and annuity deductions for residents 55 and over, making 401(k) and traditional IRA distributions entirely state income tax-exempt.

Active adults enjoy an optimal climate defined by more than 300 days of annual sunshine and a semi-arid environment with very low humidity. While winters bring snow to the nearby Rocky Mountains, winter weather along the Front Range metro areas remains surprisingly mild and manageable, with snow melting quickly under the intense sun.

In Colorado, there are 6 large communities with over 1000 homes, 5 medium communities with 500-1000 homes, and 46 small communities with less than 500 homes.

The smallest 55+ communities in Colorado has 14 homes, the largest has 2689 homes, and the average communities consists of 345 homes.

Yes, there are new 55+ homes available in Colorado. The most recent communities started in Colorado include Sonders Fort Collins, Aspendale Littleton, Aspendale Northglenn. There are also 22 communities in Colorado that offer new construction homes, including The Retreat at Banning Lewis Ranch, Parkview, Reverie at Looking Glass.

Yes, there are gated 55+ communities in Colorado. Approximately 29.3% of 55+ communities in the area are gated. For instance, The Retreat at Banning Lewis Ranch is a gated communities with 236 homes, and The Cottages at MacKenzie Place is another gated communities with 83 homes.

On average, listings in 55+ communities in Colorado stay on the market for around 307 days. The average price of homes for sale in these communities is approximately $599,862, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Solstice average around $969,895, while homes in Twin Peaks Village average around $597,000.