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Elgin, IL 55+ active adult communities & homes for sale - Page 5
Living in Elgin
Located in Northern Illinois, Elgin is a popular Chicago suburb. The city has a vibrant downtown and historic district, complete with a local museum, boutique shopping, and a…
Located in Northern Illinois, Elgin is a popular Chicago suburb. The city has a vibrant downtown and historic district, complete with a local museum, boutique shopping, and a weekly farmers market. Homebuyers looking for 55+ communities in Elgin will enjoy the nearby nature preserves and greenspaces that offer plenty of walking trails and other outdoor recreation.
Climate & Geography
Elgin has a humid continental climate with hot, humid summers and bitterly cold winters. Without the moderating effects of nearby water or mountains, extreme temperatures can occur. Residents can expect 38 inches of rain, 33 inches of snow, and 190 days of sun per year.
Located in the Prairie State, Elgin is flat and covered in grasslands. The city is directly west of the Arthur L. Janura Forest Preserve, and the Fox River flows through the middle of town.
Recreation, Culture, & Entertainment
Active adults looking to get outside in Elgin are in luck. There are several parks and greenspaces throughout the city, including the popular Lords Park, which has a museum and zoo in addition to walking trails. Nearby LeRoy Oakes Forest Preserve, Poplar Creek Forest Preserve, and Walton Island Park have even more trails.
Residents of the city enjoy the local boutiques and eateries of Downtown Elgin, which also has a weekly farmers market in the summer. This is also the historic area, has the popular Elgin History Museum and hosts an annual historic home tour. Other popular amenities include a local orchestra and theater company, a casino, and an expansive art gallery.
Elgin residents also have easy access to Chicago either by train or car.
Cost of Living & Taxes
The cost of living in Elgin is below the state and national average, making it an affordable place to live.
Illinois is a tax-friendly state for retirees. Social Security benefits, 401(ks), IRAs, pensions, and any other form of retirement income are not taxes. However, the state has some of the highest property taxes in the country. Luckily, retirees over 65 may be eligible for an additional homestead exemption to help reduce these taxes. Sales taxes are also above average.
Health Care
55+ communities in Elgin are part of the Chicago metro area which ranks in the top 85 communities on Gallup's Well-Being Index.
Elgin has three hospitals located in town. Two of them, Advocate Sherman Hospital and Amita Health St. Joseph Hospital Elgin, are rated high performing by U.S. News. The closest nationally ranked hospital is Northwestern Medicine Central DuPage Hospital, located 14 miles away.
Frequently Asked Questions
In Elgin, there are 1 large community with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in Elgin has 351 homes, the largest has 1040 homes, and the average communities consists of 695 homes.
Yes, there are gated 55+ communities in Elgin. All 2 55+ communities in Elgin are gated. For instance, Edgewater is a gated communities with 1040 homes, and Regency at Bowes Creek Country Club is another gated communities with 351 homes.
On average, listings in 55+ communities in Elgin stay on the market for around 496 days. The average price of homes for sale in these communities is approximately $472,268, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Regency at Bowes Creek Country Club average around $526,635, while homes in Edgewater average around $417,900.
59 communities near Elgin
354 homes near Elgin
Relevance
2 beds
|2 baths
|1,470 sq ft
|House
2 beds
|2 baths
|1,800 sq ft
|House
2 beds
|4 baths
|2,115 sq ft
|House
3 beds
|3 baths
|1,663 sq ft
|House
2 beds
|4 baths
|2,438 sq ft
|House
6 beds
|4 baths
|2,393 sq ft
|House
2 beds
|2 baths
|1,859 sq ft
|House
2 beds
|3 baths
|2,720 sq ft
|House
2 beds
|2 baths
|1,841 sq ft
|House
2 beds
|2 baths
|1,734 sq ft
|House
2 beds
|3 baths
|1,897 sq ft
|House
2 beds
|2 baths
|1,386 sq ft
|House
3 beds
|2 baths
|1,880 sq ft
|House
3 beds
|2 baths
|1,792 sq ft
|House
3 beds
|2 baths
|1,748 sq ft
|House
3 beds
|3 baths
|2,270 sq ft
|House
2 beds
|3 baths
|2,089 sq ft
|House
2 beds
|2 baths
|1,566 sq ft
|House
3 beds
|3 baths
|2,576 sq ft
|House
2 beds
|2 baths
|House
2 beds
|2 baths
|1,800 sq ft
|House
2 beds
|2 baths
|1,470 sq ft
|House
2 beds
|2 baths
|1,154 sq ft
|House
2 beds
|2 baths
|1,190 sq ft
|House
2 beds
|2 baths
|1,156 sq ft
|House
2 beds
|2 baths
|1,250 sq ft
|House
2 beds
|2 baths
|1,800 sq ft
|House
3 beds
|3 baths
|2,399 sq ft
|House
2 beds
|2 baths
|1,650 sq ft
|House
2 beds
|4 baths
|1,680 sq ft
|House
3 beds
|4 baths
|2,531 sq ft
|House
2 beds
|2 baths
|1,263 sq ft
|House
2 beds
|3 baths
|1,909 sq ft
|House
2 beds
|3 baths
|1,373 sq ft
|House
2 beds
|2 baths
|1,600 sq ft
|House
3 beds
|3 baths
|2,043 sq ft
|House
2 beds
|2 baths
|2,160 sq ft
|House
Frequently Asked Questions
In Elgin, there are 1 large community with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in Elgin has 351 homes, the largest has 1040 homes, and the average communities consists of 695 homes.
Yes, there are gated 55+ communities in Elgin. All 2 55+ communities in Elgin are gated. For instance, Edgewater is a gated communities with 1040 homes, and Regency at Bowes Creek Country Club is another gated communities with 351 homes.
On average, listings in 55+ communities in Elgin stay on the market for around 496 days. The average price of homes for sale in these communities is approximately $472,268, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Regency at Bowes Creek Country Club average around $526,635, while homes in Edgewater average around $417,900.
Chicago Area 55+ Housing Market Trends
Number of Listings
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The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
© 2026 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis. Data last updated: Oct 10, 2026.
This application does not include information on all of the properties available for sale at this time.
