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Elgin, IL 55+ active adult communities & homes for sale
Living in Elgin
Located in Northern Illinois, Elgin is a popular Chicago suburb. The city has a vibrant downtown and historic district, complete with a local museum, boutique shopping, and a…
Located in Northern Illinois, Elgin is a popular Chicago suburb. The city has a vibrant downtown and historic district, complete with a local museum, boutique shopping, and a weekly farmers market. Homebuyers looking for 55+ communities in Elgin will enjoy the nearby nature preserves and greenspaces that offer plenty of walking trails and other outdoor recreation.
Climate & Geography
Elgin has a humid continental climate with hot, humid summers and bitterly cold winters. Without the moderating effects of nearby water or mountains, extreme temperatures can occur. Residents can expect 38 inches of rain, 33 inches of snow, and 190 days of sun per year.
Located in the Prairie State, Elgin is flat and covered in grasslands. The city is directly west of the Arthur L. Janura Forest Preserve, and the Fox River flows through the middle of town.
Recreation, Culture, & Entertainment
Active adults looking to get outside in Elgin are in luck. There are several parks and greenspaces throughout the city, including the popular Lords Park, which has a museum and zoo in addition to walking trails. Nearby LeRoy Oakes Forest Preserve, Poplar Creek Forest Preserve, and Walton Island Park have even more trails.
Residents of the city enjoy the local boutiques and eateries of Downtown Elgin, which also has a weekly farmers market in the summer. This is also the historic area, has the popular Elgin History Museum and hosts an annual historic home tour. Other popular amenities include a local orchestra and theater company, a casino, and an expansive art gallery.
Elgin residents also have easy access to Chicago either by train or car.
Cost of Living & Taxes
The cost of living in Elgin is below the state and national average, making it an affordable place to live.
Illinois is a tax-friendly state for retirees. Social Security benefits, 401(ks), IRAs, pensions, and any other form of retirement income are not taxes. However, the state has some of the highest property taxes in the country. Luckily, retirees over 65 may be eligible for an additional homestead exemption to help reduce these taxes. Sales taxes are also above average.
Health Care
55+ communities in Elgin are part of the Chicago metro area which ranks in the top 85 communities on Gallup's Well-Being Index.
Elgin has three hospitals located in town. Two of them, Advocate Sherman Hospital and Amita Health St. Joseph Hospital Elgin, are rated high performing by U.S. News. The closest nationally ranked hospital is Northwestern Medicine Central DuPage Hospital, located 14 miles away.
Frequently Asked Questions
In Elgin, there are 1 large community with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in Elgin has 351 homes, the largest has 1040 homes, and the average communities consists of 695 homes.
Yes, there are gated 55+ communities in Elgin. All 2 55+ communities in Elgin are gated. For instance, Edgewater is a gated communities with 1040 homes, and Regency at Bowes Creek Country Club is another gated communities with 351 homes.
On average, listings in 55+ communities in Elgin stay on the market for around 496 days. The average price of homes for sale in these communities is approximately $472,268, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Regency at Bowes Creek Country Club average around $526,635, while homes in Edgewater average around $417,900.
59 communities near Elgin
365 homes near Elgin
Relevance
2 beds
|2 baths
|1,566 sq ft
|House
2 beds
|2 baths
|1,871 sq ft
|House
4 beds
|4 baths
|2,850 sq ft
|House
3 beds
|2 baths
|1,955 sq ft
|House
2 beds
|2 baths
|1,351 sq ft
|House
2 beds
|2 baths
|1,641 sq ft
|House
2 beds
|2 baths
|1,550 sq ft
|House
2 beds
|2 baths
|1,413 sq ft
|House
2 beds
|2 baths
|1,766 sq ft
|House
2 beds
|2 baths
|1,879 sq ft
|House
2 beds
|2 baths
|1,646 sq ft
|House
3 beds
|3 baths
|2,319 sq ft
|House
2 beds
|2 baths
|1,276 sq ft
|House
2 beds
|2 baths
|1,710 sq ft
|House
2 beds
|2 baths
|1,662 sq ft
|House
2 beds
|2 baths
|1,729 sq ft
|House
2 beds
|2 baths
|2,198 sq ft
|House
3 beds
|2 baths
|2,050 sq ft
|House
3 beds
|2 baths
|1,680 sq ft
|House
2 beds
|3 baths
|2,852 sq ft
|House
2 beds
|2 baths
|1,726 sq ft
|House
2 beds
|2 baths
|1,430 sq ft
|House
2 beds
|2 baths
|1,500 sq ft
|House
4 beds
|3 baths
|1,941 sq ft
|House
2 beds
|2 baths
|1,784 sq ft
|House
2 beds
|2 baths
|1,666 sq ft
|House
2 beds
|2 baths
|2,189 sq ft
|House
2 beds
|2 baths
|1,671 sq ft
|House
3 beds
|4 baths
|2,311 sq ft
|House
2 beds
|2 baths
|1,155 sq ft
|House
3 beds
|3 baths
|2,705 sq ft
|House
2 beds
|2 baths
|1,363 sq ft
|House
2 beds
|3 baths
|3,124 sq ft
|House
2 beds
|2 baths
|2,186 sq ft
|House
2 beds
|2 baths
|1,788 sq ft
|House
3 beds
|3 baths
|1,764 sq ft
|House
3 beds
|3 baths
|2,221 sq ft
|House
Frequently Asked Questions
In Elgin, there are 1 large community with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in Elgin has 351 homes, the largest has 1040 homes, and the average communities consists of 695 homes.
Yes, there are gated 55+ communities in Elgin. All 2 55+ communities in Elgin are gated. For instance, Edgewater is a gated communities with 1040 homes, and Regency at Bowes Creek Country Club is another gated communities with 351 homes.
On average, listings in 55+ communities in Elgin stay on the market for around 496 days. The average price of homes for sale in these communities is approximately $472,268, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Regency at Bowes Creek Country Club average around $526,635, while homes in Edgewater average around $417,900.
Chicago Area 55+ Housing Market Trends
Number of Listings
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REIN updates its listings on a daily basis. Data last updated: Sep 30, 2026.
This application does not include information on all of the properties available for sale at this time.
