Plainsboro, NJ 55+ Active Adult Retirement Communities

Overview 

Plainsboro is a Central New Jersey township incorporated in 1919. It is located in Middlesex County and was previously a part of Cranbury and Brunswick County. Residents enjoy having access to great amenities including a lively village center and plenty of recreational programs in the park district, where the township maintains vast, open spaces of natural landscape perfect for active adults who enjoy long walks or hiking 

Climate and Geography

New Jersey’s humid continental climate is highly influenced by oceanic weather patterns, and is characterized by four distinct seasons with hot, humid summers and winters that are mild to cool. Residents can expect more rain than average, slightly less snowfall than average, and approximately 206 sunny days throughout the year.

The township is located in a region known as the Inner Coastal Plain, situated between the Atlantic Coastal Plain and the Piedmont Plateau. This surrounding terrain is mostly made up of low-lying flatlands and small rolling hills, interspersed with brooks and rivers. Carnegie Lake makes up most of the western border of Plainsboro.

Recreation, Culture, & Entertainment 

Residents of Plainsboro enjoy having access to the 1,000-acre Plainsboro Preserve, which is fully equipped with trails and a lake among other amenities. The village center is a large commercial area serving the community with a market square with restaurants, stores, and a library. Plainsboro also has many parks and facilities that offer programs and activities for all ages. Residents can also learn about the extensive history of Plainsboro by visiting the Historic Wicoff House Museum.

Residents looking to visit nearby cities can reach Philadelphia and New York City in about an hour, providing opportunities for day trips and weekend getaways to enjoy everything these destinations have to offer. 

Cost of Living & Taxes

The cost of living in Plainsboro is higher than both state and national averages. 

New Jersey’s effective income tax rate is 1.53 percent for single filers and 3.37 percent for joint filers. However, Social Security benefits, military pensions, and railroad retirement benefits are fully exempt. Other retirement income such as government pensions, annuities, IRAs, and other retirement plans may be excluded if taxpayers qualify. 

Qualifying homeowners who are 65+ can also take advantage of property tax relief programs such as the Property Tax Reimbursement program, or a $250 tax deduction program. 

Health Care

Plainsboro residents can acquire healthcare services from highly acclaimed hospitals like Penn Medicine Princeton Medical Center, Robert Wood Johnson University Hospital, St. Peter’s University Hospital, Robert Wood Johnson University Hospital Somerset, Hackensack Meridian Health JFK Medical Center, Hackensack Meridian Health Raritan Bay Medical Center, and Hunterdon Medical Center.