Sayreville, NJ 55+ Active Adult Retirement Communities

Located in Central New Jersey, Sayreville is a quiet residential town popular for its abundant outdoor recreation. The city is a popular retirement destination for hikers, bikers, and nature enthusiasts, but its local community events and proximity to high-end shopping and dining in New Brunswick make it even more enticing for active adults.

Climate & Geography

Sayreville has a typical continental climate with warm summers and cold winters. The region experiences higher precipitation throughout the year, resulting in higher than average rainfall and snowfall. On average, there are 209 days of sunshine each year.

Recreation, Culture & Entertainment

Sayreville has plenty of outdoor recreation opportunities for active adults. These include fishing at Sayreville Kennedy Park, birding and jogging at Julian L. Capik Nature Preserve, biking at Cheesequake State Park, and enjoying beach activities at Raritan Bay Waterfront Park.

For arts and culture, residents head to the Starland Ballroom, which brings in a variety of musical and comedy acts. In addition, the city hosts a variety of seasonal and holiday events, like Movies in the Park, held at Kennedy Park during the summer months.

Residents looking for more shopping and dining experiences can drive just a half hour to New Brunswick, where the Brunswick Square and City Center both offer restaurants, boutiques, and theaters. For more brand-name shopping and world-class dining, Newark is under an hour north.

Cost of Living & Taxes

The cost of living in Sayreville is higher than the national average because of high transportation and housing costs. Utilities and groceries are also above average, while health care is just below. The city’s cost of living matches the state average in New Jersey.

New Jersey does not tax Social Security benefits, and while it does tax other forms of retirement income, like 401(k)s, IRAs, and pensions, they are largely deductible for retirees over the age of 62. Property taxes are the highest in the country, but there is a Homestead Benefit Program available that offers a property tax rebate for eligible retirees. Sales taxes are moderate and average compared to the rest of the U.S.

Health Care

As part of the greater Newark-New York metropolitan area, Sayreville scores well on Gallup’s Well-Being Index. It ranks in the top 65 communities across the country.

Although there are no hospitals within Sayreville, there are hospitals that are nationally ranked and rated as high performing by U.S. News in the surrounding area. Nationally ranked hospitals include Robert Wood Johnson University Hospital and St. Peter’s University Hospital, both in New Brunswick. Hackensack Meridian Health Raritan Bay Medical Center in Perth Amboy, and Hackensack Meridian Health JFK Medical Center in Edison are rated high performing.