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Central Virginia 55+ Active Adult Retirement Communities

29 Communities in Central Virginia

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Active adult communities in Central VA are located within the largest region of Virginia. Central Virginia is filled with historical sites, beautiful wineries, acclaimed resorts, and cultural events. Whether you re looking to remain socially or physically active in your free time, 55+ neighborhoods in Central Virginia offer everything you ll need.

There are numerous options for low-maintenance homes in attached or single-family residences. Whether you re looking for an affordable previously owned townhome or would rather build the home of your dreams, Central VA active adult communities have it all.

Climate & Geography

Age-restricted communities in the Central Virginia region enjoy the climate that is not too hot and not too cold. This humid subtropical region has humid summers and mild winters.

Central Virginia is marked by the Fall Line on the east, the Appalachian Mountains on the west, and the southern most part of the region borders North Carolina. The Piedmont, Virginia s largest geographical land region covers most of Central Virginia. It s about 40 miles wide in the northeast and 140 miles wide at the North Carolina border. Smith Mountain Lake, the second largest body of freshwater in Virginia, offers 500 miles of shoreline and most rivers and streams in this area run in a southeasterly direction.

Recreation, Culture & Entertainment

As the location of early settlers, Central VA active adult communities are near an endless array of historic landmarks. You can visit where Pocahontas grew up at Henricus Historical Park or important sites that honor African American history like the Black History Museum & Cultural Center or Maggie L. Walker National Historic Site. There are Civil War battlefields and presidential sites like Thomas Jefferson s Monticello, James Monroe s Ash Lawn-Highland, and James Madison s Montpelier.

Central Virginia is filled with hundreds of years of American history. It s home to attractive resorts like Wintergreen, Boar Head, and the Jefferson Hotel. With eight state parks, beautiful gardens, championship golf courses, and miles of trails it s never difficult to take advantage of the area s scenic landscapes. Additionally, traveling a bit east to the Virginia Beach are fun ways to enjoy summer days.

Cost of Living & Taxes

The state of Virginia collects income tax in five different brackets but Social Security benefits are not taxed. Like most regions, property and resale estate taxes vary by local level. The cost of living index for the state of Virginia is just slightly lower than that of the entire nation.


There are 48 hospitals near Central VA 55+ communities. Of these, Virginia Commonwealth University Medical Center and University of Virginia Medical Center are two that are nationally ranked. Additionally, Central Health, Martha Jefferson Hospital, Non Secours St. Mary s Hospital, and Sentara Williamsburg Regional Center have been recognized for high-performing specialties.