Things To Consider for a Mexico Retirement

 The Mexican climate continues to be a draw for many Americans, but it may not be enough to overcome the potential downsides.
 The Mexican climate continues to be a draw for many Americans, but it may not be enough to overcome the potential downsides.

With a beautiful climate and low cost of living, Mexico can be a dream retirement destination for many active adult retirees. However, active adults who want to achieve their dream of a Mexico retirement have a lot to consider. Here are just some of the factors active adults should take into consideration when planning a Mexico retirement.

Benefits and Drawbacks of a Mexico Retirement

There are many pros and cons for retirees to consider before moving to Mexico.


Safety is at the top of the list, but other practical concerns include the effort it takes to cross the border, how to find a desirable retirement area and the legal implications of living in another country. Relocating out of the country isn’t for everyone and there is no clear-cut answer on whether Mexico is a safe destination.


During the late 1990s and early 2000s, active adults retired to Mexico in record numbers. There were many reasons for this trend. The gorgeous weather makes Mexican destinations like Cabo and La Paz perfect for both vacations and resort-style living. The Mexican climate continues to be a draw for many active adults, but it may not be enough to overcome the potential downsides.


Affordability has been another key reason for moving to Mexico, as the cost of living is well below what active adults often find in popular southern states. Today, a Mexican retirement community may be more affordable than ever. Yet, the lower home prices could be due to the fact that many active adults are now afraid that it may be unsafe to retire in Mexico.

There are many reasons why perceptions have changed in this way. Increased crime and a crackdown on illegal drugs have caused conflicts and turf wars. While the turmoil may not be directly affecting resort towns and popular retirement areas, the border wars are making it harder to drive in and out of the United States. All of this has scared many retirees away from living in Mexico. However, it has also driven down the price of homes, making them even more affordable for active adult retirees who are not concerned enough to pass up their dream of retiring south of the border.

Research a Mexico Retirement

Those who are considering retiring to Mexico should research the situation for themselves. A good place to start is by visiting the U.S. Bureau of Consular Affairs website, which offers tips for traveling abroad and living abroad. The website also offers country-specific information including in-depth information for those going to Mexico.

Retirees who decide to retire to Mexico can take certain steps to ensure their safety once they get there. The most important thing they can do is register for the Smart Traveler Enrollment Program (STEP) and update their contact information with the American Embassy in Mexico. This will let the embassy update them with travel warnings and important information in case of emergencies.

While retiring to Mexico may be more complicated than relocating within the United States, it is a dream that many active adults follow each year. To decide if this is the right path for you, take your time to research the legal implications of living in another country and stay up to date on U.S. travel advisories for Mexico. It is also a good idea to talk to other retirees who have lived in Mexico to learn more about their experiences.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting [email protected] Message/data rates may apply. I also agree to’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

55+ Communities Near Lakes in the Charlotte Area

Dreaming of spending your retirement on the water, boating, fishing, swimming, or just relaxing, soaking up the sun every day? Then, Charlotte, North Carolina should be on your radar.

A happy group of elderly people living in a 55+ community meet the age requirements.

What Are the Age Requirements for a 55+ Community?

For many, the answer to “What are the age requirements for a 55+ community?” may seem obvious. You have to be 55 or older, right? No, that’s not always the case. In fact, there are many scenarios where there’s only one resident who is 55 or older. Also, there are rare cases when no residents is 55 or older. 

55+ Communities Near the Philadelphia International Airport

Active adult homebuyers who seek homes for sale near an airport have options in several Pennsylvania and New Jersey suburbs, but real estate here is in high demand, so availability can be limited. The best advice? If you find something you like, grab it before someone else does!

55+ Communities With Condos for Sale Near Orlando

Condos are a great option for active adults who want to live in or near Orlando, Florida. Some condos are in communities on the water and others include golf courses, private restaurants, and recreation centers. Let’s look at some of the most popular 55+ communities with condos for sale near Orlando.

Is Greenville, South Carolina a Good Place to Retire?

If you’re considering retiring in the Southeast, Greenville in South Carolina should definitely be on your list of places to consider. This mid-sized city has quickly become one of the fastest-growing cities in the South. Here’s everything you need to know if you’re considering retiring in Greenville.

New Jersey 55+ Communities With Easy Commutes to Philadelphia

People travel into Philadelphia for different reasons. Many people work there while others have family who call it home. And there are those who have theater memberships or frequently patronize the restaurants, shops, and cultural attractions on that side of the bridge. For them, living within easy commuting distance to Philadelphia is very beneficial.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top