The Mexican climate continues to be a draw for many Americans, but it may not be enough to overcome the potential downsides.

With a beautiful climate and low cost of living, Mexico can be a dream retirement destination for many active adult retirees. However, active adults who want to achieve their dream of a Mexico retirement have a lot to consider. Here are just some of the factors active adults should take into consideration when planning a Mexico retirement.

Benefits and Drawbacks of a Mexico Retirement

There are many pros and cons for retirees to consider before moving to Mexico.


Safety is at the top of the list, but other practical concerns include the effort it takes to cross the border, how to find a desirable retirement area and the legal implications of living in another country. Relocating out of the country isn’t for everyone and there is no clear-cut answer on whether Mexico is a safe destination.


During the late 1990s and early 2000s, active adults retired to Mexico in record numbers. There were many reasons for this trend. The gorgeous weather makes Mexican destinations like Cabo and La Paz perfect for both vacations and resort-style living. The Mexican climate continues to be a draw for many active adults, but it may not be enough to overcome the potential downsides.


Affordability has been another key reason for moving to Mexico, as the cost of living is well below what active adults often find in popular southern states. Today, a Mexican retirement community may be more affordable than ever. Yet, the lower home prices could be due to the fact that many active adults are now afraid that it may be unsafe to retire in Mexico.

There are many reasons why perceptions have changed in this way. Increased crime and a crackdown on illegal drugs have caused conflicts and turf wars. While the turmoil may not be directly affecting resort towns and popular retirement areas, the border wars are making it harder to drive in and out of the United States. All of this has scared many retirees away from living in Mexico. However, it has also driven down the price of homes, making them even more affordable for active adult retirees who are not concerned enough to pass up their dream of retiring south of the border.

Research a Mexico Retirement

Those who are considering retiring to Mexico should research the situation for themselves. A good place to start is by visiting the U.S. Bureau of Consular Affairs website, which offers tips for traveling abroad and living abroad. The website also offers country-specific information including in-depth information for those going to Mexico.

Retirees who decide to retire to Mexico can take certain steps to ensure their safety once they get there. The most important thing they can do is register for the Smart Traveler Enrollment Program (STEP) and update their contact information with the American Embassy in Mexico. This will let the embassy update them with travel warnings and important information in case of emergencies.

While retiring to Mexico may be more complicated than relocating within the United States, it is a dream that many active adults follow each year. To decide if this is the right path for you, take your time to research the legal implications of living in another country and stay up to date on U.S. travel advisories for Mexico. It is also a good idea to talk to other retirees who have lived in Mexico to learn more about their experiences.