Rio Vista, CA 55+ Active Adult Retirement Communities

Overview

Rio Vista is a small city surrounded by water with hundreds of miles of shoreline. However, it is not as heavily visited by tourists so residents can enjoy a quiet tight-knit community while still having access to the amenities and attributes California is known for, like the warm weather and beautiful natural scenery. 

Climate and Geography

Rio Vista has a hot-summer Mediterranean climate, which means summers are hot and dry, while winters are cool to mild. Residents can expect less rainfall than average, no snowfall, and approximately 268 days of sunshine throughout each year. 

The city is situated in the Sacramento River Delta region of the Bay Area, right along the banks of the Sacramento River. The land in this area is rich and supports many crops, including grapes for wine. 

Recreation, Culture, & Entertainment 

Some of the top attractions in Rio Vista include the RioVision Gallery, Rio Vista Museum, Brannan Island State Park, Belle Vie Vineyard, and the Golf Club at Rio Vista. The community has plenty of resources and amenities available like the Rio Vista Library, Rio Vista Senior Center, and several organizations and clubs available to residents like the Rio Vista Lions Club and the Rio Vista Rotary club. 

For more shopping, dining, and entertainment opportunities, residents can reach downtown San Francisco in just under an hour and a half, ideal for a day trip or a weekend getaway. 

Cost of Living & Taxes

The cost of living in Rio Vista is lower than the state average and higher than the national average. 

California has an effective income tax rate of 1.79 percent for single filers and 4.6 percent for joint filers. Retirement benefits like Social Security are not taxed and railroad retirement benefits are generally exempt with the exception of Tier 2 benefits which are taxable. Other taxable retirement income includes private, government, and military pensions. 

Homeowners who are 62+ with an annual income of less than $35,500 and at least 40% of equity may defer payment of their property taxes with interest calculated on the outstanding amount. 

Health Care

Rio Vista residents have access to several high performing hospitals in the area, such as Sutter Delta Medical Center, Kaiser Permanente Antioch Medical Center, NorthBay Medical Center, and John Muir Health-Concord Medical Center which are recognized for their specialties in various procedures and conditions. Other medical centers available include David Grant USAF Medical Center, California Medical Facility, Kaiser Permanente Vacaville Medical Center, John Muir Behavioral Health Center, and Adventist Health Lodi Memorial. These health care facilities are all within a 23-mile radius from the city.