Cape Coral, FL 55+ Active Adult Retirement Communities

Overview

Cape Coral is a city located in Lee County, Florida. Active adults enjoy the frequent warm weather and the numerous outdoor activities. It’s a desirable option for retirees that want a more quaint city but with a larger city, such as Fort Myers, a short drive away. 

Climate & Geography

Cape Coral has a mix of tropical savanna climate, a tropical monsoon climate, and a humid subtropical climate. The average annual high temperature is in the mid 80s and the average annual low temperature is in the mid 60s. The average annual precipitation is around 50 inches of rainfall. 

Cape Coral is a large peninsula with Fort Myers to the east. There are over 400 miles of canals throughout and some have access to the Gulf of Mexico. 

Recreation, Culture, & Entertainment

The warm weather in Cape Coral allows for an assortment of outdoor activities. Residents enjoy a serene walk through the Four Mile Cove Ecological Preserve, which has very well maintained boardwalks, piers, and nature. Rotary Park Environmental Centerhas has plenty of walking trails with views of the natural Southwest Florida habitat. Various farmers markets are constantly put up throughout the city. 

Cost of Living & Taxes

The median home cost in Cape Coral is right at the national median. Florida is one of the few states with no income tax. Florida residents ages 65 and older who meet certain income limits can receive an extra homestead exemption equal to the assessed value of property.

Social Security and other retirement income is not taxed. 

Health Care

The one hospital directly in Cape Coral is Cape Coral Hospital and it’s ranked high performing in chronic obstructive pulmonary disease (COPD) and heart failure.