Oswego, IL 55+ Active Adult Retirement Communities

Overview 

Oswego is a village in Northern Illinois, located just outside of the Chicagoland area near the suburb of Naperville. Its ideal location and relaxed atmosphere has made it an exceptional choice for retirees. Besides that, Oswego is home to a quaint downtown, a neighborly atmosphere, and plenty of annual festivals and parades. 

Climate & Geography 

The village of Oswego has a humid continental climate type, which means the area experiences all four seasons, with hot, humid summers and cold winters. Residents can expect average amounts of rain and snowfall, and approximately 188 days of sunshine throughout each year.

Like most of Illinois, Oswego is built on mostly prairieland, with many nature areas around the city. Located on the Fox River, there are also plenty of small bodies of water. 

Recreation, Culture, & Entertainment 

Oswego has many outdoor attractions with a variety of amenities, for those looking to stay active, or simply enjoy relaxing outside. These include Hudson Crossing Park, Keller’s Farmstand, Oswegoland Park District, Fox Bend Golf Course, and more. During the summertime, residents can visit the many water parks in the city, and in neighboring cities. 

Downtown Oswego is home to historic buildings and homes, as well as shops and restaurants. There are also a number of wineries, breweries, and antique shops. Not to mention, the village hosts annual events year round for residents to enjoy.

The village is also within driving distance of the most popular cities in Illinois such as Aurora, and the metropolitan city of Chicago, providing convenient access to all of the shopping, dining, and entertainment options these cities have to offer.

Cost of Living

The cost of living in Oswego is only slightly higher than the national average. The housing cost is above the U.S median as well. 

In Illinois, Social Security benefits and income from retirement plans are exempt from taxation. Residents who are 65+ are eligible for certain tax breaks on their home, which can be up to $5,000. The sales tax rate in Illinois is 6.25 percent and Oswego adds a 2.25 percent tax on that rate. 

Health Care 

There are four highly-rated hospitals and medical centers in Oswego according to U.S. News. They are Rush-Copley Medical Center, AMITA Health Mercy Medical Center Aurora, Edward Hospital, and Northwestern Medicine Delnor Hospital. Just 16 miles outside the city, in Winfield, there is Northwestern Medicine Central Dupage Hospital, which is nationally ranked in orthopedics and ranked high performing in nine other procedures.