The Best Apps for Planning Your Retirement

Retirement planning can be so much simpler with these great apps.

Chances are you started planning for retirement years ago through regular savings, a 401(k), or investments. Now more than ever, access to your retirement accounts are at your fingertips in the form of smartphone apps.

Whether you’re looking to check your 401(k) or keep an eye on the stock market, you’ll always be able to know where you stand in terms of retirement. While these apps are helpful for checking where you stand when it comes to retirement, it’s important to know that these apps are more for daily guidance than to use for setting a firm retirement goal.  


One of the biggest and most popular budgeting apps currently available, Mint is a great way to save. The app allows you to set long-term financial goals, including those for retirement, and budget for them. Besides allowing you to budget money into different categories and follow your spending, Mint shows you long-term trends and annual net worth.

AARP Retirement Calculator

AARP is one of the most trusted names in retirement so it’s no shock that they have their own free mobile app for retirement planning. After downloading the app, users will answer a series of basic questions like marital status, age, salary, and other pertinent information. After the questions, the app will let you know if you’re on track for your retirement goals. If you’re not currently reaching your goals, the app will suggest what you can do to get on track.

Vanguard Retirement Nest Egg Calculator

This is a more advanced version of the AARP Retirement Calculator as it goes beyond basic data to provide multiple retirement projections. You enter your portfolio’s balance, how much you spend from your portfolio each year, how much of your portfolio is invested in stocks, your bank accounts, and how much money you currently have. From there the app performs a simulation using historical data and projects your balances year-to-year.

Credit Karma

While it’s important to know your credit score at any point in your life, that’s especially true when planning for retirement. Credit Karma allows users to be proactive about their credit score. Instead of using your three free credit checks a year, Credit Karma lets you check whenever you want without hurting your score. The app also notifies you of any changes to your report and provides tips and analysis to improve your credit.


This $4.99 app provides users with a spreadsheet that includes information on when they can retire and how much they need to save. The app’s sliders allow you to input your current savings, projected savings, Social Security, and other important data points when it comes to retirement.  From there, the app will send you a spreadsheet of the different outcomes on each plan, allowing the user to visualize different scenarios.


Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting [email protected] Message/data rates may apply. I also agree to’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

Interior view of the indoor pool at Del Webb Ponte Vedra in Ponte Vedra, Florida.

Jacksonville Area 55+ Communities With Indoor Pools

There’s something so luxurious about an indoor pool. Take a look at these communities in Jacksonville and the surrounding northeast Florida area. You’ll find indoor pools and much, much more.

Sunset on sandy and rocky beach in the Bay Area of California.

55+ Communities on the Beach in the Bay Area

Perhaps you’re ready to turn your dream of living by the beach into reality. In that case, we’ve got you covered, because there are a few wonderful beachside 55+ communities right in the Bay Area.

A 55+ couple with arthritis holding hands and enjoying a day at the beach.

The Best Places to Retire With Arthritis

Those with arthritis know the pain and discomfort can be difficult to manage day-to-day. While there are many remedies to manage the pain, one you may not consider is climate. 55Places has taken a look at the best regions to live if you have arthritis, and many of them are home to 55+ communities!

A bridge over a pond on the grounds of Sun City Lincoln Hills in Lincoln, California.

Large 55+ Communities in the Sacramento Area

One of the greatest benefits of living in a large community is the vast amount of amenities typically offered. If you’re looking for larger 55+ communities in Sacramento, you’ll want to check out the three following communities.

Aerial view of the Downtown Spartanburg skyline in South Carolina on a sunny day.

Living in Spartanburg, South Carolina

Located in the scenic foothills of the Blue Ridge Mountains in Northwestern South Carolina—also known as the Upstate—Spartanburg is an ideal destination for active adults who want to retire in a mid-sized city with a small-town, close-knit feel.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top