Finding an affordable 55+ community Pennsylvania is pretty easy, especially with this list.

Although the Keystone State certainly has its share of upmarket 55+ communities, budget-conscious homebuyers can find amazing values in many Pennsylvania neighborhoods. Out of the 155 active adult communities here, there are at least ten that homebuyers can move into for under $200K. The best part is that no one has to sacrifice an abundant, rewarding quality of life or the benefits of low-maintenance living in any of these affordable developments. 

The Village at Maidencreek - Blandon

High $100s - Low $200s

This attractive community of 110 attached new and resale homes is known for its peaceful atmosphere and modern comforts. There are five townhome models sized from 1,494 to 2,367 square feet with two or three bedrooms, two or two-and-a-half baths, and attached one-car garages.

The Village at Maidencreek has a cozy clubhouse that offers a fireplace, activity and exercise rooms, sauna, steam, & massage rooms, a spa, screened-in porch, gazebo, and a bar. Its Berks County location puts it near parks, historic sites like Hopewell Furnace National Historic Site, shopping, golf, and the Schuylkill River. 

Bent Creek Crossing - Mechanicsburg

Mid $100s - High $200s

This well-established, diminutive community of 110 attached resale homes was built from 1998 to 2004 less than ten miles west of Harrisburg. Bent Creek Crossing has five single-level ranch models sized from 1,250 to 1,650 square feet with two bedrooms, two bathrooms, and attached garages. There are also Cape Cod models, at 2,000 to 2,325 square feet. These homes have two bedrooms, two bathrooms, and attached garages as well as second-floor lofts and expansive master suites.

A monthly homeowners’ association fee covers landscaping, plus snow and trash removal. Bent Creek Crossing has a low-key, family-oriented vibe, and is also close to attractions in Elizabethtown, Hershey, Lancaster, and York. 

Penn National - Fayetteville

Mid $100s - Low $400s

Penn National keeps getting bigger and better. This master-planned community was first opened in 1968 and has expanded to include 1,100 single-family and attached new and resale homes. It is not an age-restricted community but it is targeted for 55+ residents. The attached, single-level homes have low price points and offer carefree living in small, cozy residences. Single-family homes range from 1,763 to 2,378 square feet with two or three bedrooms and bathrooms, and two garages. Some have covered porches and walk-in closets.

Outside, there are two 18-hole golf courses, tennis, bocce, a pool, scenic lakes and ponds, and trails. There is also a modern clubhouse with a restaurant, exercise room, and plenty of activity rooms, and the number of social groups is well over thirty. Penn National is close to all the modern conveniences, 1,125-acre Caledonia State Park, and is a short drive from the Maryland state border.

The Village at Upstream Farm - Easton

Mid $100s - High $100s

This neighborhood outside of Allentown has a small-town feel with 124 attached resale homes built from 2002 to 2009. The Village at Upstream Farm has three single-level floor plans, with 991 to 1,180 square feet, one or one-and-a-half bedrooms, one or one-and-a-half bathrooms, dens, and attached one-car garages.

Residents enjoy spending quality time at the community clubhouse, exercise room, and activity rooms. This community’s desirable Lehigh Valley location also puts it close to Bethlehem and several country clubs and farmlands. The Lehigh River and Delaware River meet in Easton where there is a delightful park and the Lehigh River Water Trail

The Paddock at Equine Meadows - Red Lion, PA

Mid $100s - High $100s

Red Lion, PA is ideally situated about 10 miles from the Susquehanna River, and is home to The Paddock at Equine Meadows. This newer active adult community will have 174 new and resale attached homes when completed. Floor plans are from 1,310 to 3,000 square feet, with two or three bedrooms, two to three-and-a-half baths, and attached two-car garages. Upgrades include hardwood floors, whirlpool tubs, front porches, sunrooms, and fireplaces. 

Community amenities include a clubhouse, exercise room, outdoor trails, and natural space. The surrounding area offers homeowners the opportunity to visit nearby York, PA, Fairmount Park, Allegro Vineyards, Gettysburg, Lancaster, and Philly.