View of a street leading to the town hall in Harrisburg, Pennsylvania

No one has to sacrifice an abundant, rewarding quality of life in any of these affordable developments. 

Although the Keystone State certainly has its share of upmarket 55+ communities, budget-conscious homebuyers can find amazing values in many Pennsylvania neighborhoods. Out of the 155 active adult communities here, there are at least ten that homebuyers can move into for under $200K. The best part is that no one has to sacrifice an abundant, rewarding quality of life or the benefits of low-maintenance living in any of these affordable developments. 

The Village at Maidencreek - Blandon

High $100s - Low $200s

A row of townhomes in The Village at Maidencreek in Blandon, Pennsylvania

There are five townhome models sized from 1,494 to 2,367 square feet.

The Village at Maidencreek is an attractive 55+ community of 110 attached homes is known for its peaceful atmosphere and modern comforts. There are five townhome models sized from 1,494 to 2,367 square feet with two or three bedrooms, two or two-and-a-half bathrooms, and attached one-car garages.

This community has a clubhouse that offers a fireplace, exercise rooms, a day spa, a screened-in porch, a gazebo, and a bar. Its Berks County location puts it near parks, historic sites like Hopewell Furnace National Historic Site, shopping, golf, and the Schuylkill River

Bent Creek Crossing - Mechanicsburg

Mid $100s - High $200s

Covered bridge spanning the Yellow Breeches at Messiah College in Mechanicsburg, Pennsylvania

This community is close to attractions in Elizabethtown, Hershey, Lancaster, and York. 

This well-established, diminutive community of 110 attached resale homes was built from 1998 to 2004 less than ten miles west of Harrisburg. Bent Creek Crossing has five single-level ranch models sized from 1,250 to 1,650 square feet with two bedrooms, two bathrooms, and attached garages. There are also Cape Cod models, at 2,000 to 2,325 square feet. These homes have one to two bedrooms, two to two-and-a-half bathrooms, and attached garages, as well as second-floor lofts and expansive master suites.

A monthly homeowners’ association fee covers landscaping plus snow and trash removal. Bent Creek Crossing has a relaxed, family-oriented atmosphere, and is also close to attractions in Elizabethtown, Hershey, Lancaster, and York. 

Penn National - Fayetteville

High $100s - High $600s

Autumn trees hanging over a lake in Laurel Lake Recreational Area, Fayetteville, Pennsylvania

Penn National is close to all modern conveniences, state parks, and the Maryland state border.

Penn National keeps getting bigger and better. This master-planned community was first opened in 1968 and has expanded to include 1,100 single-family and attached new and resale homes. It is not an age-restricted community but it is targeted at 55+ residents. The attached, single-level homes have budget-friendly price points and offer carefree living in small, cozy residences. Single-family homes range from 1,763 to 2,378 square feet with two or three bedrooms, two or three bathrooms, and attached two-car garages. Some homes include covered porches and walk-in closets.

Outside, there are two 18-hole golf courses, tennis, bocce, a pool, scenic lakes and ponds, and trails. A modern clubhouse is also available, with a restaurant, exercise room, and plenty of activity rooms. The number of social groups is well over thirty, making meeting new friends or discovering new hobbies. Penn National is close to all modern conveniences, the 1,125-acre Caledonia State Park, and the Maryland state border.

The Village at Upstream Farm - Easton

Mid $100s - High $100s

The Northampton Street Bridge over the Delaware River in Easton, Pennsylvania.

The Lehigh River and Delaware River meet in Easton.

This neighborhood outside of Allentown has a small-town feel with 124 attached resale homes built from 2002 to 2009. The Village at Upstream Farm has three single-level floor plans, with 991 to 1,180 square feet, one or 2 bedrooms, one or one-and-a-half bathrooms, dens, and attached one-car garages.

Residents can enjoy socializing with neighbors in the community clubhouse, an exercise room, and activity rooms. This community’s desirable Lehigh Valley location also puts it close to Bethlehem and multiple country clubs and farmlands. The Lehigh River and Delaware River meet in Easton where there is a park and the Lehigh River Water Trail

The Paddock at Equine Meadows - Red Lion

Mid $100s - High $100s

Photo of the entrance sign at Equine Meadows in Red Lion, Pennsylvania

The surrounding area offers the opportunity to visit nearby York, Fairmount Park, Gettysburg, and Philadelphia.

Red Lion, PA is ideally situated about 10 miles from the Susquehanna River and is home to The Paddock at Equine Meadows. This newer active adult community will have 174 new and resale attached homes when completed. Floor plans are from 1,310 to 3,000 square feet, with one to three bedrooms, two to three-and-a-half bathrooms, and attached two-car garages. Upgrades include hardwood floors, whirlpool tubs, front porches, sunrooms, and fireplaces. 

Community amenities include a clubhouse, exercise room, outdoor trails, and natural space. The surrounding area offers the opportunity to visit nearby York, Fairmount Park, Gettysburg, and Philadelphia.