Texas is known for its unique culture and affordable homes.

When it comes to ideal retirement destinations, Texas is a hotspot in more ways than one. Not only does the Lone Star State provide active adults with endless and varied recreation opportunities, a pleasant year-round climate, and a culture unlike anywhere else, Texas allows retirees to live the good life without going beyond their budget.

Texas is home to some of the country's most affordable housing. And since there’s no state income tax in Texas, retirees can stretch their income even further. Here’s a roundup, in no particular order, of some of the state's best lowest-priced communities.

Alamo Country Club – Alamo

Below $100k - High $100s

With homes starting below $100K, Alamo Country Club in the heart of the Rio Grande Valley rises to the top of Texas’ most affordable age-restricted communities. Here, residents can experience the best of Texas with easy access to walking trails, lakes, ponds, and parks. Active adults can pursue a truly active lifestyle, whether they take advantage of the neighborhood’s two tennis courts, nine-hole golf course, shuffleboard courts, horseshoe pits, or outdoor pool and spa.   

Scenic Hills – Schertz

Mid $100s - High $100s

Just 25 miles outside of San Antonio in the quaint town of Schertz lies Scenic Hills, an established 55+ community that offers residents an exceptional value. Homes start in the mid $100s, and with only 204 homes in the neighborhood, residents enjoy a friendly atmosphere where everyone knows each other. A homeowners' association handles maintenance and lawn care, allowing residents more time to enjoy the community’s many amenities, from a 13,000-square-foot clubhouse to an arts and crafts studio.

CountryPlace – Pearland

Mid $100s - High $400s

Retirees on a budget don’t have to sacrifice quality when they reside at CountryPlace in Pearland. This gated 55+ community boasts 841 single-family homes and 196 townhomes that provide a low-maintenance lifestyle. Residents can get to know their neighbors in a range of physical and social activities, including yoga, tennis, and water aerobics. Golf enthusiasts of all levels appreciate the community's well-manicured, 18-hole golf course. Outside of CountryPlace, residents enjoy proximity to Hobby Airport and the world-famous Texas Medical Center. 

Windsor Lakes – The Woodlands

High $100s - High $300s

No detail is overlooked at Windsor Lakes, an age-restricted community in The Woodlands, just 40 miles north of Houston. Energy-efficient homes are situated on private lots featuring beautiful native landscaping.

Single-family homes range from 1,739 to 2,666 square feet, or active adults can choose a patio home ranging from 1,491 to 2,210 square feet. Between clubs that meet regularly to a 20,000-square-foot clubhouse bursting with amenities, residents can keep their social calendars as busy as they’d like.

Sun City Texas – Georgetown

Low $200s - Low $1Ms

With 9,900 single-family and attached duplex homes, Sun City Texas is the state’s largest 55+ community. Retirees seeking a vibrant atmosphere where they can pursue all their favorite pastimes will be enchanted by this neighborhood, which is located just 35 miles north of Austin in Georgetown.

Residents enjoy peace of mind knowing there’s a fire station with an ambulance within the community. A church is also located within Sun City, and nearby, homeowners can take advantage of world-class shopping and dining.

Watermere at Southlake – Southlake

Low $200s - High $500s

Despite Southlake's reputation, it shouldn’t stop active adults on a budget from checking out Watermere at Southlake. With homes starting in the low $200s, this 55+ community provides plenty of luxury at a reasonable price point. Residents enjoy amenities that rival a five-star resort, including an onsite, full-service day spa and a high-end restaurant and bar where residents can pay for their food and beverages with credits as part of their homeowners’ association fees.

 The Orchards at Valley Ranch – San Antonio

Low $200s - High $300s

With only 88 homes upon completion, The Orchards at Valley Ranch in San Antonio is a tight-knit community where neighbors can mingle and get to know one another. The 55+ community opened in 2017 and offers homebuyers a range of home designs that start in the low $200s.

Some homes also include elegant touches such as a courtyard or fireplace. A 10,000-square-foot clubhouse serves as the focal point for this age-restricted community, which boasts an open-air pavilion, a waterpark with two waterslides, and a lavishly appointed catering kitchen.

Villas at Willow Grove – McKinney

Mid $200s - Low $300s

Situated in the desirable city of McKinney, Villas at Willow Grove is an intimate 55+ community that provides homeowners with top-notch amenities at a sensible price point. Starting in the mid $200s, these ranch-style homes range in size from 1,259 to 1,691 square feet and feature granite countertops, open floor plans, and private outdoor spaces. Homeowners can get some fresh air along the walking and biking trails or savor the scenery at the community garden with a scenic pond.