View of the Fox River and Metra line from Downtown Elgin

Elgin is an artsy suburb with easy access to Chicago.

The city of Elgin, Illinois is located about 35 miles northwest of downtown Chicago in the good company of suburbs like Algonquin, Carol Stream, and Aurora. The area offers easy access to Chicago, abundant recreation opportunities, and a convenient lifestyle.

Residents can drive to the heart of The Windy City in about 45 minutes, but some prefer to take public transportation. The Milwaukee District/West Line (MD-W) of the Metra picks up passengers in Elgin and transports them to downtown Chicago in less than 90 minutes.

Even with Chicago located just a day trip away, there’s also plenty to do in Elgin. The Fox River runs right through the city, offering water recreation such as boating and fishing. Additional attractions include Grand Victoria Casino, Hemmens Cultural Center, and Downtown Elgin with its small-town charm and historic feel.

Active adults looking for homes for sale in Elgin have three 55+ communities to consider. Here are the age-restricted communities of Elgin that put residents within easy reach of everything the city has to offer. 


Low $200s - Mid $400s

View of the indoor pool and spa at Edgewater in Elgin, Illinois

Edgewater consists of 1,040 single-family homes built on 440 acres.

As the largest 55+ community in Elgin, Edgewater consists of 1,040 single-family homes built on 440 acres. Builder Del Webb constructed this gated 55+ community from 2005 to 2015, so many of the homes and amenities still have a newer, updated look.

The abundance of amenities draws many potential residents to the community. The 23,000 square-foot Creekside Lodge features many of the most sought-after amenities in any active adult community, including a ballroom, a state-of-the-art fitness center, and indoor and outdoor pools.

In the many multipurpose rooms, art studios, and game rooms, neighbors gather for clubs and classes. Some of the activities offered in the community include square dancing, cards club, bridge, and singles group. Those who want to stay active and social at the same time can join travel club, social planners, walking club, tennis club, or the hole-in-one golf club.

While Del Webb amenities are impressive, so are Del Webb floor plans. The single-family homes range from 1,190 to 2,833 square feet with one to four bedrooms, one-and-a-half to three bathrooms, and two- to three-car garages.

Request more information about Edgewater.

Regency at Bowes Creek Country Club

Mid $200s - Mid $400s

Currently under construction by Toll Brothers, this 55+ neighborhood offers new and resale homes.

Located within the master-planned Bowes Creek Country Club, the gated 55+ community Regency at Bowes Creek Country Club offers an age-restricted lifestyle with access to everything the larger development has to offer. Currently under construction by Toll Brothers, this 55+ neighborhood offers new and resale homes.

The single-family and attached homes feature 1,492 to 2,590 square feet of space. The residences consist of two or three bedrooms, two or three bathrooms, and attached two-car garages.

The luxury single-family homes can have one or two stories as well as upgrades like walk-out basements and gourmet kitchens. The attached homes are ideal for those who want more free time because the homeowners’ association (HOA) takes care of exterior home maintenance, landscaping, lawn care, and snow removal.

All residents can enjoy the Bowes Creek Country Club clubhouse, which offers an 18-hole golf course, pro shop, and restaurant. The grounds of the community feature walking and biking trails as well as fishing lakes.

There are even more amenities exclusive only to active adult residents. The private Regency Clubhouse boasts 10,000 square feet of space for a fitness center, an aerobics studio, and a game room. Outdoors, residents will find a swimming pool, bocce courts, a tennis court, and a putting green.

Request more information about Regency at Bowes Creek Country Club.

River Crossing

Mid $100s - High $100s

Greenery surrounding a picturesque cobblestone path and bridge in a park in Downtown Elgin, Illinois

This South Elgin community features 45 condo homes located in a four-story elevator building.

Those willing to live a few miles south of Elgin might appreciate River Crossing, an affordable 55+ condominium community. This South Elgin community features 45 condo homes located in a four-story elevator building.

The maintenance-free homes come in several floor plans which range from 1,135 to 1,853 square feet. The homes include one or two bedrooms, one to two-and-a-half bathrooms, and underground heated parking. Additional features include private balconies, convenient storage options, kitchens with center islands, and master suites with walk-in closets. Homeowners also enjoy open floor plans, breakfast nooks, and foyers.

Without the worries of exterior home maintenance, landscaping, or snow removal, residents are free to travel at their leisure, especially with the O’Hare International Airport less than 30 minutes away.

Residents can also pursue their hobbies. In the building, there are convenient amenities such as multipurpose rooms, an exercise room, and a catering kitchen to enjoy. The conveniences continue in the surrounding area, as residents can drive less than two minutes to the Kenyon Farm Forest Preserve with walking trails and a 25-acre pond. Fun opportunities nearby include visits to the Fox River Trolley Museum, Bluff Spring Fen, and The Highlands of Elgin Golf Course.

Request more information about River Crossing.