The Best 55+ Communities in Monroe, New Jersey for Downsizing

If you\'re looking to downsize in New Jersey, take a look at these communities in Middlesex County’s Monroe Township.

The first thing you need to know about Monroe, New Jersey is that there are actually two towns with this name. It’s kind of confusing, but we’re here to help. There’s one in South Jersey (Gloucester County) that’s 25 miles from Philadelphia, and one in Central Jersey (Middlesex County) off of Exit 8A of the NJ Turnpike. Oh, and one other thing: Both are also referred to as Monroe Township.

Is your head spinning? This should make it easier: Middlesex County’s Monroe Township is the one that has 55+ neighborhoods with homes for sale. And if you’re looking to downsize, you’re in luck because out of the 14 here, all have attached homes and the majority offer condos. This part of the state is especially popular with retirees since it’s close to Philadelphia, New York City, major international airports, and endless shops and services as well as several top-tier hospitals.

The four well-established properties we’ve listed below are mid- to large-sized, and all have desirable amenities and plenty of activities to keep you busy. Keep reading to learn about these very livable Monroe active adult communities.

Rossmoor Village

Below $100k – Mid $400s

As the biggest of this bunch, Rossmoor Village is an award-winning, gated community with 2,303 resale condo, attached, and single-family homes alongside the 18-hole Rossmoor Golf Club. The low-maintenance condo and attached homes offer over 30 floor plans ranging from 590 to 2,063 square feet with one to two bedrooms, one to two bathrooms, and carport parking.

The 11 single-family models range from 1,200 to 2,259 square feet with two bedrooms and two- or two-and-a-half bathrooms. Extras include dens, private balconies, and nine-foot ceilings. The monthly homeowners’ association fee covers certain community services.

The extensive list of social and wellness activities and events includes meditation, golf, hiking, line dancing, and planned trips. Some meet at the 30,000-square-foot clubhouse, which has a ballroom, hobby rooms, a fitness center with a dance studio, and two libraries. Outdoor amenities include croquet, bocce ball, shuffleboard, tennis, and an outdoor pool; area landmarks include Forsgate Country Club and Jamesburg Park.

Learn more information about Rossmoor Village here.


Low $100s – High $300s

Clearbrook has a lot in common with Rossmoor Village; it’s also gated, and it’s about the same size, with 2,026 resale condo, attached, and ranch-style single-family homes. And then there’s Clearbrook Golf Course, rated as one of the top 9-hole golf courses in the state.

The community offers 28 home models, ranging from the smallest 520-square-foot condo up to the largest townhome at 1,720 square feet. These charming homes offer one to two bedrooms, and one- to two-and-a-half baths. The condo units have parking lots in front of the buildings, and the attached and ranch homes have one- or two-car garages. Options may include hardwood floors, oak cabinets, and Florida rooms. The reasonable HOA fee provides for certain services and amenities.

Clearbrook has its own cultural center with a 1,000-seat auditorium and an outdoor pool. The 25,000-square-foot clubhouse has a health center, hobby studios, a computer room, pickleball, bocce ball, and tennis. There are clubs and yearly events for every interest, and area medical centers include Penn Medicine Princeton and Saint Peter’s University Hospital.

Learn more information about Clearbrook here.

The Ponds

Mid $200s – Mid $300s

Smaller in scale, The Ponds has 575 resale attached and single-family homes completed in 1999. There are five attached models ranging from 1,237 to 1,800 square feet with two bedrooms, two or two-and-a-half bathrooms, and attached one- or two-car garages. The five single-family floor plans range from 1,756 to 2,157 square feet with two bedrooms, two to two-and-a-half baths, and two-car garages. Some of these lovely homes have back patios, gas fireplaces, and updated kitchens. The HOA fee pays for water, sewer, and exterior maintenance.

This gated 55+ community was built around a 19-acre nature preserve, and many of the homes have beautiful views. The resort-style amenities include a large putting green, walking trails, sports courts, and an outdoor pool. Inside the 25,000-square-foot clubhouse, you’ll find an indoor pool, a catering kitchen, a ballroom, a crafts studios, and an exercise room.

Favorite community activities include craft classes, history club, and Aquacize. There’s a Stop n Shop grocery store only a few miles away as well as pharmacies, restaurants, banks, churches, and synagogues.

Learn more information about The Ponds here.


Low $100s – High $300s

This affordable retirement community and its sister community Greenbriar are both golf course communities that share Greenbriar Golf Club at Whittingham and a clubhouse. Whittingham was developed first, and with different models for any kind of lifestyle, it has 413 resale condo, attached, and single-family homes behind its gates. Upgrades may include custom window treatments, granite countertops, and wood floors. Residents pay a monthly HOA fee.

Homeowners spend quality time at the community clubhouse, enjoying its many indoor and outdoor amenities, like two swimming pools, activity and gathering rooms, and a restaurant. Out on the property, there are tennis courts, a community garden, and other perks. Some of the most popular neighborhood groups and events include the singles club, water volleyball, health lectures, and Hadassah. Whittingham is also near the Monroe Township Library and Municipal Building.

Learn more information about Whittingham here.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

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