Bike path going through leafy area of Charlotte park

These affordable communities are good options if you want to be near the fun and greenery of Charlotte.

As one of the fastest growing cities in the southeast, Charlotte, North Carolina, has become a hot spot for active adults interested in retiring near a city that’s full of cultural amenities, entertainment options, high quality health care facilities, and affordable living options.

Here are five of the most affordable retirement communities in the Charlotte area that suit almost any budget to help get your search started.

Carolina Orchards - Fort Mill

High $200s - Mid $500s

Carolina Orchards is the newest Del Webb community in the Charlotte area. This age-restricted, gated neighborhood will feature a total of 722 single-family homes upon completion. Plus, homeowners enjoy friendlier South Carolina taxes.

Carolina Orchards offers homeowners a long list of amenities that includes a clubhouse, fitness center, aerobics and dance studio, meeting rooms, indoor and outdoor pools, an outdoor pavilion, tennis and pickle ball courts. Homeowners will also find a dog park and gardening plots within the community.

The Polo Club at Matthews

High $100s - Low $300s

Another affordable community located near Charlotte is The Polo Club at Matthews, a tight-knit community with only 64 attached villa-style homes. There are four models to consider that range from 1,150 to 2,000 square feet of living space and can have up to three bedrooms, three bathrooms, and a two-car garage.

Perks of living within The Polo Club at Matthews include access to several amenities, including a clubhouse, exercise room, outdoor pool, and walking trails. As an added bonus, homeowners’ association fees cover lawn care and exterior maintenance giving residents even more time to spend doing the things they love.

Ridge Road Villas - Charlotte

Low $200s - Mid $200s

Located less than 20 minutes from Charlotte, the Ridge Road Villas community is an affordable option in the area that’s made up of 72 attached homes that are available as resale only. There are four ranch-style floor plans that range in size from 1,733 to 2,335 square feet of living space. Homes can have between one to three bedrooms, two or two-and-a-half bathrooms, and an attached two-car garage.

Ridge Road Villas homeowners can expect to find amenities such as a 3,000 square-foot clubhouse, exercise room, billiards, multipurpose room, catering kitchen, outdoor pool, and walking and biking trails. Beyond the amenities, there are several organized clubs and interest groups for residents to join, including arts and crafts, billiards, bridge, and photography classes.

Solena at The Vineyards - Charlotte

High $200s - Mid $300s

Solena at The Vineyards is one of the Queen City’s newest active adult communities that’s part of a larger master-planned community, The Vineyards.

There are five different single-family floor plans for potential homeowners to choose between that come in a variety of sizes and designs. All homes are single story and range from 1,591 to 2,099 square feet in size and can have three bedrooms, two bathrooms, and attached two-car garages.

Residents of Solena at The Vineyards will have access to a long list of amenities, which includes a clubhouse, fitness center, business center, resort-style pool and patio, tennis courts, bocce ball courts, a dog park, and 10 miles of walking trails. As an added bonus, homeowners’ association fees cover common area maintenance as well as lawn care.

The Village at India Hook - Rock Hill

Low $200s - Mid $200s

Another South Carolina community near Charlotte is The Village at India Hook is comprised of only 58 attached homes that were built by Epcon Communities between 2007 and 2014.

The Village at India Hook is conveniently located less than 30 minutes south of Uptown Charlotte, and offers residents ranch-style homes for prices between the low to mid $200s. There are two models to choose from with approximately 1,775 to 1,886 square feet of living space, two to three bedrooms, two bathrooms, and an attached two-car garage.

Desirable amenities include a 3,000 square-foot clubhouse, exercise room, billiards, multipurpose room, and catering kitchen. Outdoors, homeowners can take advantage of the neighborhood’s pool and walking and biking trails.