View of the outdoor pool and hot tub at Kings Ridge in Clermont, Florida

Active adults with a $250k homebuying budget should consider these communities in Central Florida.

Active adults looking for Orlando real estate or homes for sale in OcalaLakeland, or Leesburg will find that Central Florida offers a lot of options for a $250,000 budget. At that price point, it’s possible to find new construction single-family homes or a golf course community. It’s easy to find a luxury condo near a lake or an attached villa in a low-maintenance neighborhood with a lot of amenities.

Check out these friendly and affordable 55+ communities that are perfect for a Florida retirement or even a part-time snowbird residency.

Kings Ridge - Clermont, FL

High $100s - High $200s

The single-family homes for sale at Kings Ridge in Clermont fit perfectly into the $250,000 range, and they offer buyers a lot of value for the asking price. Two 18-hole golf courses, six shuffleboard courts, four pickleball courts, tennis courts, three pools, and cabanas are just some of the amenities available. The Royal Club offers a fitness center, a dance studio, and a sauna. There are ongoing events, parties, and clubs for residents, and it’s also easy to find a fun class like painting or photography.

Lennar Homes constructed 2,088 single-family homes in this gated 55+ community, and buyers can choose from five home collections. They range from 1,066 to 2,560 square feet with two or three bedrooms, two bathrooms, and an attached two-car garage. Some properties have an extra half bathroom and half a garage space for bikes, motorcycles, golf carts, or extra storage. Many homes include a den and features like covered porches, breakfast nooks, and open floor plans. Clermont is close to rolling hillsides, antique shops, and fellow small towns like Leesburg, Mt. Dora, and Apopka. 

Learn more information about Kings Ridge here.

Lake Ashton - Lake Wales, FL

Mid $100s - Low $500s

Buyers looking for new construction homes can find them in the $250,000 price range at Lake Ashton, a 55+ community in Lake Wales with a boat launch and fishing lakes. It’s right on the shores of Lake Ashton, which is known for its thriving population of largemouth bass. In addition to new construction, many of the 1,600 single-family homes are resale and move-in ready. Carriage homes range from 1,747 to 2,292 square feet with two or three bedrooms, two bathrooms, and attached one-car garages. Homes in the Adventurer Series range from 1,290 to 2,560 square feet with two or three bedrooms, two or three bathrooms, and attached two-car garages.

In addition to the waterfront amenities, residents at Lake Ashton enjoy two 18-hole golf courses, a large health and fitness center, and space for hobbies like woodworking, billiards, and arts and crafts. There are bowling lanes, pickleball courts, lawn chess, horseshoes, and plenty of courts for shuffleboard, tennis, and bocce ball. There’s also a sports pub and a pro shop. In Lake Wales, residents are close to Orlando and Tampa and can visit interesting museums and gardens such as Bok Tower.

Learn more information about Lake Ashton here.

Ocala Palms - Ocala, FL

Mid $100s - High $200s

Plenty of homes for sale in Ocala are below the $250,000 price mark, and one of the most popular 55+ communities in the area is Ocala Palms. Here, buyers can find resale single-family homes with two to three bedrooms, two or three bathrooms, and attached two- or two-and-a-half-car garages. Many floor plans have dens, and the models come with 1,050 to 2,654 square feet. Most properties have a view of the golf course or one of the neighborhood's scenic lakes. There are also large oak trees lining many of the streets.

Amenities include golf at the Ocala Palms Golf & Country Club as well as tennis, volleyball, shuffleboard, and horseshoes. There’s also a croquet lawn. Inside the clubhouse, there's an indoor pool, a fitness center, a cafe, a pro shop, and a catering kitchen. Residents are invited to use the library, sewing studio, and meeting rooms. Residents are frequently found enjoying pancake breakfasts and tap dance classes. Ocala is home to dozens of horse ranches, lots of nature and hiking, and a downtown district with a growing reputation for art and culture.

Learn more information about Ocala Palms here.

Solivita - Kissimme, FL

Mid $100s - Low $400s

A popular and growing Central Florida 55+ community is Solivita in Kissimmee. Residents appreciate its security and privacy as well as the endless number of amenities. There’s a fitness center, an aerobics studio, a business center, and a gorgeous fireplace piazza. Residents can book an appointment at the spa, soak in an indoor heated pool, or walk a few miles on the indoor track. There’s a ballroom, several neighborhood centers, and Stonegate Golf Club, where residents can play either of the 18-hole courses, practice at the aquatic driving range, or enjoy a bite to eat at the restaurant.

Solivita includes 5,900 new and resale homes that are single-family models and attached villas. Attached homes are the most affordable properties and well within a $250,000 budget. They offer 1,361 to 2,241 square feet with two or three bedrooms, two bathrooms, and attached one- or two-car garages. Single-family homes are available in dozens of models, ranging from small one-bedroom models with less than 1,000 square feet to large estates with three bedrooms and more than 2,000 square feet. Residents will find a lot to do in Kissimmee, and Orlando is less than half an hour away.

Learn more information about Solivita here.

Vienna Square - Winter Haven, FL

High $100s - Mid $200s

For an intimate community that’s close to Orlando and right at the $250,000 price point, buyers might consider Vienna Square in Winter Haven. This 55+ community has only 181 homes, and buyers can find new construction properties as well as resale homes that are ready for occupancy. Eight models are available as single-family homes with two or three bedrooms, two or three bathrooms, and attached two-car garages. Many homes have dens and are 1,231 to 1,930 square feet. Attached villas can also be purchased in two models. The Sonata is 1,164 square feet with two bedrooms, two bathrooms, and an attached two-car garage. The Symphony is also a two-bedroom, two-bathroom model with an attached two-car garage, but it has 1,350 square feet.

Amenities include a clubhouse with a ballroom and meeting rooms as well as a billiards space and a movie theater. There’s also a fitness center and an outdoor pool and patio. Winter Haven is a pleasant community with great shopping and restaurants. The downtown area hosts frequent farmers markets as well as wine and cheese tastings.

Learn more information about Vienna Square here.