Coastal Georgia 55+ Active Adult Retirement Communities

6 Communities in Coastal Georgia

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    Coastal Georgia has many beautiful age-restricted communities for active adults and retirees. Coastal Georgia borders the Atlantic Ocean, which offers 55+ residents plenty of amenities, attractions, beaches, water activities, scenic views and warm weather. Homebuyers will love living in 55+ communities in Coastal Georgia not just for the miles of shoreline, but also for the historic towns, breathtaking islands and charming seaports that are rich in history and culture.

    Climate & Geography

    Age-restricted communities in Coastal Georgia experience a moderate climate with hot summers and cool winters. The average high temperature ranges from 77 to 90 degrees during summer months and the average temperature averages around the 50s with some temperatures falling below freezing during the winter months. Active adults living in 55+ communities in Coastal Georgia don t have to worry about winter clothing so much because snowfall is rare. Rainfall is usually high along the coast and summer seasons are sometimes prone to hurricane weather.

    Coastal Georgia includes the regions south of the fall line, which is three-fifths of the total land area in the state of Georgia. The coastal land is usually marshy and full of slow-moving streams near swamps and densely wooded areas. The streams draining the Coastal Georgia region are the Altamaha, Flint, Ocmulgee, Oconee, Ogeechee, and Savannah Rivers.

    Recreation, Culture & Entertainment

    Active adults and retirees can find plenty of things to keep them socially busy, physically active and mentally stimulated in and nearby Coastal Georgia 55+ communities. Jekyll Island has plenty of water activities, such as paddleboarding, kayaking, boating, fishing, and dolphin watching. Another Coastal Georgia city is Brunswick, which has the Georgia Sea Turtle Center, Driftwood Education and Nature Center, and the Brunswick Actor s Theater.

    Savannah is one of Coastal Georgia s vibrant cities that combines old-world charm with the new. Savannah offers active adults riverboat cruises, old town trolley tours, art museums, golf resorts, and state parks just to name a few. Tybee Island is another great Coastal Georgia location 20 minutes away from Savannah for active adults to relax and retire. Tybee Island offers sand, sea and scenic views. For those 55 and better adults who want to avoid the beach, they can visit the Fort Pulaski National Monument and witness the history of this Civil War site.

    Cost of Living & Taxes

    The cost of living in Coastal Georgia s active adult communities depends on the area. Some age-restricted communities within Coastal Georgia beach towns are very popular and have become expensive. 55 and better communities in or near St. Simons Island have a cost of living that is 28% higher than the national average and home prices are around the high $200,000s. There are other age-restricted communities within Coastal Georgia that have more affordable costs of living, such as Savannah that has an 8.6% lower than average cost of living. Retirement income from 401(k)s and IRAs are tax exempt for those 65 and up, and Social Security, military retirement or Veterans Affairs benefits are not taxed.


    Retirees and active adults will find plenty of top-rated medical facilities and hospitals within Coastal Georgia. The Medical Center of Central Georgia is nationally ranked as one of Georgia s best hospitals. Some of the other healthcare facilities include St. Joseph s Candler and Phoebe Putney Memorial Hospital.

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