The Best Lowest-Priced Communities in Central Florida

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

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Central Florida has many affordable options for homebuyers looking to retire in the Sunshine State.

With all the attention on the Florida coasts, it’s easy to forget that there are plenty of desirable and affordable places to live in Central Florida. Living in this part of the Sunshine State provides a number of benefits for active adults. The diverse wildlife and nature make birding and hiking popular activities in the region. You’ll find more community and less tourism. And, you’re still about an hour from the beach if you decide you need some sand and surf.

Check out these best low-priced 55+ communities in Central Florida.

The VillagesThe Villages, FL

Mid $100s – High $1Ms

Trees lining a street in The Villages in Florida
Amenities at The Villages are hard to beat.

The Villages easily fits any lifestyle or budget. Luxury homes go for a million dollars or more, but don’t worry; you can buy over 1,000 square feet for around $125,000. There are over 56,000 homes in The Villages, including single-family residences, attached townhomes, and condominiums. Hundreds of affordable homes are available for purchase, and most two- and three-bedroom properties are under $200,000.

Amenities at The Villages are hard to beat. There are three movie theaters, two bowling alleys, and indoor/outdoor courts for everything from shuffleboard to basketball to tennis. You’ll find restaurants and studios on-site as well as a library and healthcare facilities.

Request more information about The Villages.

Scottish HighlandsLeesburg, FL

Below $100k – Mid $100s

The outdoor pool and patio at Scottish Highlands in Leesburg, Florida
 Scottish Highlands offers plenty of opportunities for physical and social activity.

Located in serene Lake CountyScottish Highlands in Leesburg offers a low-maintenance lifestyle with plenty of opportunities for physical and social activity. These are true VALUES
(, with many homes hovering around the $100,000 price tag. Properties are between 1,000 and 2,000 square feet, with two and three bedrooms, attached garages, and open floor plans.

There’s a clubhouse, a fitness center, a billiards room, a game room, an arts and crafts studio, and indoor and outdoor pools. Visit with ducks and wading birds on the lakes around the property, and get out into Leesburg for antique shops, nature parks, and golf courses.

Request more information about Scottish Highlands.

Highland FairwaysLakeland, FL

Below $100k – Mid $200s

A dock on a picturesque pond at Highland Fairways in Lakeland, Florida
Country-club living is the specialty here.

You’ll find Highland Fairways in Lakeland, a quaint Central Florida city that’s conveniently located between Tampa Bay and Orlando. Single-family homes in Highland Fairways are built around a golf course, and some have lake views as well. Homes in the community have at least two bedrooms, two bathrooms, and either attached garages or carports.

Country-club living is the specialty here, with amenities like an executive golf course, swimming pool, and an outdoor spa. There’s also a conference room and a communal kitchen for catering and events. Tournaments and classes in bridge and shuffleboard are available, and local weekly trips are popular among residents.

Request more information about Highland Fairways.

On Top of the WorldOcala, FL

Low $100s – Low $400s

A gazebo in the town square at On Top of the World in Ocala, Florida
On Top of the World in Ocala is one of the largest 55+ communities in Florida.

With 10,000 homes, On Top of the World in Ocala is one of the largest 55+ communities in Florida. In fact, they’re still building, so you can choose between resale home or new construction. There are two-bedroom villas and larger homes with three bedrooms plus a den. A number of floor plans in different neighborhoods are available at On Top of the World.

World-class amenities include the 10,000-square-foot Arbor Club, three golf courses, fitness centers, pools, a handful of clubhouses, and two restaurants. Ocala is known for its horse community and also a national forest that provides opportunities for hiking, photography, fishing, and swimming.

Request more information about On Top of the World.

Cormorant Point – Sebring, FL

Low $100s – High $100s

A sunset over Lake Jackson in Sebring, Florida
Cormorant Point Overview is a good option for anyone looking for that cozy community feel.

Located in Sebring, Cormorant Point is a good option for anyone looking for that cozy community feel. Its 150 homes are part of the master-planned Golf Hammock community. There are attached villas or single-family homes available for sale, all of them with at least two bedrooms and open floor plans.

The lush landscaping at Cormorant Point Overview is a huge draw, and amenities include a clubhouse, golf course, pool, pro shop, and a restaurant. The community is close to all of the shopping and recreation that’s available in Sebring, including Highlands Hammock State Park, one of the oldest state parks in Florida.

Request more information about Cormorant Point Overview.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

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We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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